Anchorage Municipality
Alaska · FIPS 02020
According to CFPB HMDA 2024 application volume among U.S. counties, Anchorage Municipality ranks #354 of 3,223, and #1 of 30 in Alaska.
Mortgage lending activity in Anchorage Municipality, Alaska based on lender filings under the Home Mortgage Disclosure Act (HMDA). Data covers all applications received by HMDA-reporting institutions operating in this county during 2024. Why mortgages get denied walks the denial-reason codes that appear in books like this one.
Local mortgage market. Anchorage Municipality, Alaska lenders denied 1,052 of the applications reported here, financing the rest at an average note rate of 6.78%, with applicants self-reporting average annual income of $39K. 160 distinct institutions reported mortgage activity in this county.
Borrower leverage and affordability signal. The loan-to-income ratio averages 8.7x, meaning typical borrowers took on mortgages of about 8.7 times their annual income. That ratio is a rough affordability signal: higher multiples imply tighter monthly budgets and greater exposure to rate or income shocks. See our methodology for how to read the denial rate against a local applicant pool. This page is informational data reporting, not financial, legal, or mortgage advice.
Lender concentration in Anchorage Municipality
In Anchorage Municipality, lead originator Residential Mortgage, LLC funded 19.6% of 4,442 originated loans, above the county fleet's upper tercile (~16.7% top-1). The top three reporters together hold 40.1% of the book, so a handful of names dominate disclosed volume here.
Counties With Similar Application Volume
Nationwide counties nearest to Anchorage Municipality's 8,161 HMDA applications.
Counties With a Similar Average Loan
Nationwide counties nearest to Anchorage Municipality's $339,796 average loan (deduped against volume peers).
Lenders active in Anchorage Municipality
Residential Mortgage, LLC funded 871 of the 4,442 loans originated in Anchorage Municipality, 19.6% of the county. 160 lenders reported activity here.
| # | Lender | Originated | Market Share |
|---|---|---|---|
| 1 | Residential Mortgage, LLC | 871 | 19.6% |
| 2 | Global Federal Credit Union | 663 | 14.9% |
| 3 | Rocket Mortgage | 247 | 5.6% |
| 4 | Newrez LLC | 242 | 5.4% |
| 5 | Nuvision Federal Credit Union | 166 | 3.7% |
Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. For Anchorage Municipality, from the FFIEC/CFPB HMDA Snapshot National Loan-Level Dataset (2024) -- county FIPS codes follow U.S. Census Bureau standards. Not financial advice for Anchorage Municipality borrowers. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.