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2024 data HMDA 2024 disclosure official source

Anchorage Municipality

8,161 mortgage applications, 12.9% denial rate. Verify FIPS 02020 with U.S. Census Bureau →

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Alaska · FIPS 02020

Local mortgage market. Anchorage Municipality, Alaska saw 8,161 HMDA-reported mortgage applications in 2024. Lenders originated 4,442 of those loans and denied 1,052, producing a denial rate of 12.9% and an approval (origination) rate of 54.4%. The average loan amount was $339,796 at an average note rate of 6.78%, with applicants self-reporting average annual income of $39K. 160 distinct institutions reported mortgage activity in this county.

Borrower leverage and affordability signal. The loan-to-income ratio averages 8.7x, meaning typical borrowers took on mortgages of about 8.7 times their annual income. That ratio is a rough affordability signal: higher multiples imply tighter monthly budgets and greater exposure to rate or income shocks. See our methodology for how to read the denial rate against a local applicant pool.

FIPS 02020 · CFPB HMDA 2024 Snapshot National Loan-Level Dataset. See our disclaimer before acting on this data.

8,161
Applications
4,442
Originated
12.9%
Denial Rate
54.4%
Approval Rate
$339,796
Avg Loan Amount
6.78%
Avg Interest Rate
$39K
Avg Applicant Income
8.7x
Loan-to-Income Ratio

Nearby Lenders in Anchorage Municipality

Top HMDA-reporting lenders active in this county. Compare any two side-by-side for rates, denial rates, and loan mix.

# Lender Originated Market Share
1 Residential Mortgage, LLC 871 19.6%
2 Global Federal Credit Union 663 14.9%
3 Rocket Mortgage 247 5.6%
4 Newrez LLC 242 5.4%
5 Nuvision Federal Credit Union 166 3.7%
Compare Residential Mortgage, LLC vs Global Federal Credit Union →

Frequently Asked Questions

How many mortgage applications were filed in Anchorage Municipality?
In the 2024 HMDA reporting year, 8,161 mortgage applications were filed in Anchorage Municipality, Alaska. Of these, 4,442 were originated (approved and funded), while 1,052 were denied, resulting in a denial rate of 12.9%.
What is the mortgage denial rate in Anchorage Municipality?
The mortgage denial rate in Anchorage Municipality is 12.9%. The approval (origination) rate is 54.4%, reflecting originated loans as a share of all applications.
What is the average mortgage loan amount in Anchorage Municipality?
The average mortgage loan amount in Anchorage Municipality is $339,796. The average interest rate is 6.779%. The average applicant income is $39K.
What is the loan-to-income ratio in Anchorage Municipality?
The average loan-to-income ratio in Anchorage Municipality is 8.7x, meaning borrowers took on loans averaging 8.7 times their annual income. This reflects average borrower profiles for mortgages processed in this county.
Who are the top mortgage lenders in Anchorage Municipality?
The top mortgage lenders in Anchorage Municipality by origination volume are Residential Mortgage, LLC, Global Federal Credit Union, Rocket Mortgage. In total, 160 lenders reported mortgage activity in this county.
Where does this mortgage data come from?
This data comes from the CFPB HMDA 2024 Snapshot National Loan-Level Dataset, a mandatory federal disclosure dataset covering all mortgage applications filed with HMDA-reporting institutions. County boundaries are identified by FIPS codes.

Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024. County FIPS codes per U.S. Census Bureau standards.

Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Provided for informational purposes only.

Read our methodology - how this data is sourced, computed, and verified.

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.