Hoonah-Angoon Census Area

Alaska · FIPS 02105

According to CFPB HMDA 2024 application volume among U.S. counties, Hoonah-Angoon Census Area ranks #3,133 of 3,210, and #21 of 30 in Alaska.

Mortgage lending activity in Hoonah-Angoon Census Area, Alaska based on lender filings under the Home Mortgage Disclosure Act (HMDA). Data covers all applications received by HMDA-reporting institutions operating in this county during 2024. Why mortgages get denied walks the denial-reason codes that appear in books like this one.

Local mortgage market. Hoonah-Angoon Census Area, Alaska saw 21 HMDA-reported mortgage applications in 2024. Lenders originated 8 of those loans and denied 8, producing a denial rate of 38.1% and an approval (origination) rate of 38.1%. The average loan amount was $207,857 at an average note rate of 6.78%, with applicants self-reporting average annual income of $42K. 6 distinct institutions reported mortgage activity in this county.

Borrower leverage and affordability signal. The loan-to-income ratio averages 4.9x, meaning typical borrowers took on mortgages of about 4.9 times their annual income. That ratio is a rough affordability signal: higher multiples imply tighter monthly budgets and greater exposure to rate or income shocks. See our methodology for how to read the denial rate against a local applicant pool. This page is informational data reporting, not financial, legal, or mortgage advice.

21
Applications
8
Originated
38.1%
Denial Rate
$207,857
Avg Loan Amount

Lender concentration in Hoonah-Angoon Census Area

Top-1 share
37.5%
Top-3 share
62.5%
Book band
Concentrated book

In Hoonah-Angoon Census Area, lead originator Global Federal Credit Union funded 37.5% of 8 originated loans, above the county fleet's upper tercile (~16.7% top-1). The top three reporters together hold 62.5% of the book, so a handful of names dominate disclosed volume here.

Counties With Similar Application Volume

Nationwide counties nearest to Hoonah-Angoon Census Area's 21 HMDA applications.

Counties With a Similar Average Loan

Nationwide counties nearest to Hoonah-Angoon Census Area's $207,857 average loan (deduped against volume peers).

Lenders active in Hoonah-Angoon Census Area

Global Federal Credit Union funded 3 of the 8 loans originated in Hoonah-Angoon Census Area, 37.5% of the county. 6 lenders reported activity here.

Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024. County FIPS codes per U.S. Census Bureau standards.

Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Provided for informational purposes only; does not constitute financial advice for Hoonah-Angoon Census Area borrowers.

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This Hoonah-Angoon Census Area page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.