PlainLender

Matanuska-Susitna Borough

Alaska · FIPS 02170

According to CFPB HMDA 2024 application volume among U.S. counties, Matanuska-Susitna Borough ranks #534 of 3,223, and #2 of 30 in Alaska.

Mortgage lending activity in Matanuska-Susitna Borough, Alaska based on lender filings under the Home Mortgage Disclosure Act (HMDA). Data covers all applications received by HMDA-reporting institutions operating in this county during 2024. Why mortgages get denied walks the denial-reason codes that appear in books like this one.

Local mortgage market. Matanuska-Susitna Borough, Alaska lenders denied 696 of the applications reported here, financing the rest at an average note rate of 6.87%, with applicants self-reporting average annual income of $39K. 118 distinct institutions reported mortgage activity in this county.

Borrower leverage and affordability signal. The loan-to-income ratio averages 8.0x, meaning typical borrowers took on mortgages of about 8.0 times their annual income. That ratio is a rough affordability signal: higher multiples imply tighter monthly budgets and greater exposure to rate or income shocks. See our methodology for how to read the denial rate against a local applicant pool. This page is informational data reporting, not financial, legal, or mortgage advice.

4,749
Applications
2,529
Originated
14.7%
Denial Rate
$312,117
Avg Loan Amount

Lender concentration in Matanuska-Susitna Borough

Lead lender
Global Federal Credit Union
Top-1 share
15.2%
Top-3 share
32.7%
Book band
Balanced book

In Matanuska-Susitna Borough, lead originator Global Federal Credit Union funded 15.2% of 2,529 originated loans, in the middle tercile of U.S. counties (~10.9-16.7% top-1). The top three reporters together hold 32.7% of the book; a local credit union or regional bank still sits beside the national wholesalers.

Counties With Similar Application Volume

Nationwide counties nearest to Matanuska-Susitna Borough's 4,749 HMDA applications.

Marathon County
WI · 4,757 apps · 11.3% denial
Lincoln County
NC · 4,766 apps · 15.4% denial
Lowndes County
GA · 4,766 apps · 17.0% denial
Pender County
NC · 4,776 apps · 16.3% denial

Counties With a Similar Average Loan

Nationwide counties nearest to Matanuska-Susitna Borough's $312,117 average loan (deduped against volume peers).

Crook County
OR · $311,827 avg · 13.1% denial
Powell County
MT · $312,458 avg · 14.1% denial
Carver County
MN · $312,570 avg · 10.1% denial
Washtenaw County
MI · $312,630 avg · 17.2% denial

Lenders active in Matanuska-Susitna Borough

Global Federal Credit Union funded 385 of the 2,529 loans originated in Matanuska-Susitna Borough, 15.2% of the county. 118 lenders reported activity here.

# Lender Originated Market Share
1 Global Federal Credit Union 385 15.2%
2 Residential Mortgage, LLC 226 8.9%
3 Newrez LLC 216 8.5%
4 Rocket Mortgage 177 7.0%
5 United Wholesale Mortgage 144 5.7%
Compare Global Federal Credit Union vs Residential Mortgage, LLC →

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. For Matanuska-Susitna Borough, from the FFIEC/CFPB HMDA Snapshot National Loan-Level Dataset (2024) -- county FIPS codes follow U.S. Census Bureau standards. Not financial advice for Matanuska-Susitna Borough borrowers. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.