PlainLender
2024 data HMDA 2024 disclosure official source

Matanuska-Susitna Borough

4,749 mortgage applications, 14.7% denial rate. Verify FIPS 02170 with U.S. Census Bureau →

PlainLender home → About this data

Alaska · FIPS 02170

Local mortgage market. Matanuska-Susitna Borough, Alaska saw 4,749 HMDA-reported mortgage applications in 2024. Lenders originated 2,529 of those loans and denied 696, producing a denial rate of 14.7% and an approval (origination) rate of 53.3%. The average loan amount was $312,117 at an average note rate of 6.87%, with applicants self-reporting average annual income of $39K. 118 distinct institutions reported mortgage activity in this county.

Borrower leverage and affordability signal. The loan-to-income ratio averages 8.0x, meaning typical borrowers took on mortgages of about 8.0 times their annual income. That ratio is a rough affordability signal: higher multiples imply tighter monthly budgets and greater exposure to rate or income shocks. See our methodology for how to read the denial rate against a local applicant pool.

FIPS 02170 · CFPB HMDA 2024 Snapshot National Loan-Level Dataset. See our disclaimer before acting on this data.

4,749
Applications
2,529
Originated
14.7%
Denial Rate
53.3%
Approval Rate
$312,117
Avg Loan Amount
6.87%
Avg Interest Rate
$39K
Avg Applicant Income
8.0x
Loan-to-Income Ratio

Nearby Lenders in Matanuska-Susitna Borough

Top HMDA-reporting lenders active in this county. Compare any two side-by-side for rates, denial rates, and loan mix.

# Lender Originated Market Share
1 Global Federal Credit Union 385 15.2%
2 Residential Mortgage, LLC 226 8.9%
3 Newrez LLC 216 8.5%
4 Rocket Mortgage 177 7.0%
5 United Wholesale Mortgage 144 5.7%
Compare Global Federal Credit Union vs Residential Mortgage, LLC →

Frequently Asked Questions

How many mortgage applications were filed in Matanuska-Susitna Borough?
In the 2024 HMDA reporting year, 4,749 mortgage applications were filed in Matanuska-Susitna Borough, Alaska. Of these, 2,529 were originated (approved and funded), while 696 were denied, resulting in a denial rate of 14.7%.
What is the mortgage denial rate in Matanuska-Susitna Borough?
The mortgage denial rate in Matanuska-Susitna Borough is 14.7%. The approval (origination) rate is 53.3%, reflecting originated loans as a share of all applications.
What is the average mortgage loan amount in Matanuska-Susitna Borough?
The average mortgage loan amount in Matanuska-Susitna Borough is $312,117. The average interest rate is 6.867%. The average applicant income is $39K.
What is the loan-to-income ratio in Matanuska-Susitna Borough?
The average loan-to-income ratio in Matanuska-Susitna Borough is 8.0x, meaning borrowers took on loans averaging 8.0 times their annual income. This reflects average borrower profiles for mortgages processed in this county.
Who are the top mortgage lenders in Matanuska-Susitna Borough?
The top mortgage lenders in Matanuska-Susitna Borough by origination volume are Global Federal Credit Union, Residential Mortgage, LLC, Newrez LLC. In total, 118 lenders reported mortgage activity in this county.
Where does this mortgage data come from?
This data comes from the CFPB HMDA 2024 Snapshot National Loan-Level Dataset, a mandatory federal disclosure dataset covering all mortgage applications filed with HMDA-reporting institutions. County boundaries are identified by FIPS codes.

Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024. County FIPS codes per U.S. Census Bureau standards.

Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Provided for informational purposes only.

Read our methodology - how this data is sourced, computed, and verified.

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.