Prince of Wales-Hyder Census Area
Alaska · FIPS 02198
According to CFPB HMDA 2024 application volume among U.S. counties, Prince of Wales-Hyder Census Area ranks #3,038 of 3,223, and #13 of 30 in Alaska.
Mortgage lending activity in Prince of Wales-Hyder Census Area, Alaska based on lender filings under the Home Mortgage Disclosure Act (HMDA). Data covers all applications received by HMDA-reporting institutions operating in this county during 2024. Why mortgages get denied walks the denial-reason codes that appear in books like this one.
Local mortgage market. Prince of Wales-Hyder Census Area, Alaska lenders denied 14 of the applications reported here, financing the rest at an average note rate of 6.74%, with applicants self-reporting average annual income of $37K. 10 distinct institutions reported mortgage activity in this county.
Borrower leverage and affordability signal. The loan-to-income ratio averages 6.5x, meaning typical borrowers took on mortgages of about 6.5 times their annual income. That ratio is a rough affordability signal: higher multiples imply tighter monthly budgets and greater exposure to rate or income shocks. See our methodology for how to read the denial rate against a local applicant pool. This page is informational data reporting, not financial, legal, or mortgage advice.
Lender concentration in Prince of Wales-Hyder Census Area
In Prince of Wales-Hyder Census Area, lead originator Rocket Mortgage funded 21.7% of 23 originated loans, above the county fleet's upper tercile (~16.7% top-1). The top three reporters together hold 56.5% of the book, so a handful of names dominate disclosed volume here.
Counties With Similar Application Volume
Nationwide counties nearest to Prince of Wales-Hyder Census Area's 50 HMDA applications.
Counties With a Similar Average Loan
Nationwide counties nearest to Prince of Wales-Hyder Census Area's $242,200 average loan (deduped against volume peers).
Lenders active in Prince of Wales-Hyder Census Area
Rocket Mortgage funded 5 of the 23 loans originated in Prince of Wales-Hyder Census Area, 21.7% of the county. 10 lenders reported activity here.
| # | Lender | Originated | Market Share |
|---|---|---|---|
| 1 | Rocket Mortgage | 5 | 21.7% |
| 2 | Click n' Close, Inc. | 4 | 17.4% |
| 3 | Residential Mortgage, LLC | 4 | 17.4% |
| 4 | Mortgage Research Center | 3 | 13.0% |
| 5 | Amerisave Mortgage Company | 2 | 8.7% |
Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. For Prince of Wales-Hyder Census Area, from the FFIEC/CFPB HMDA Snapshot National Loan-Level Dataset (2024) -- county FIPS codes follow U.S. Census Bureau standards. Not financial advice for Prince of Wales-Hyder Census Area borrowers. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.