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2024 data HMDA 2024 disclosure official source

Treutlen County

110 mortgage applications, 36.4% denial rate. Verify FIPS 13283 with U.S. Census Bureau →

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Georgia · FIPS 13283

Local mortgage market. Treutlen County, Georgia saw 110 HMDA-reported mortgage applications in 2024. Lenders originated 33 of those loans and denied 40, producing a denial rate of 36.4% and an approval (origination) rate of 30.0%. The average loan amount was $152,909 at an average note rate of 7.21%, with applicants self-reporting average annual income of $42K. 23 distinct institutions reported mortgage activity in this county.

Borrower leverage and affordability signal. The loan-to-income ratio averages 3.6x, meaning typical borrowers took on mortgages of about 3.6 times their annual income. That ratio is a rough affordability signal: higher multiples imply tighter monthly budgets and greater exposure to rate or income shocks. See our methodology for how to read the denial rate against a local applicant pool.

FIPS 13283 · CFPB HMDA 2024 Snapshot National Loan-Level Dataset. See our disclaimer before acting on this data.

110
Applications
33
Originated
36.4%
Denial Rate
30.0%
Approval Rate
$152,909
Avg Loan Amount
7.21%
Avg Interest Rate
$42K
Avg Applicant Income
3.6x
Loan-to-Income Ratio

Nearby Lenders in Treutlen County

Top HMDA-reporting lenders active in this county. Compare any two side-by-side for rates, denial rates, and loan mix.

# Lender Originated Market Share
1 South Georgia Bank 3 9.1%
2 Usaa Bank 2 6.1%
3 Robins Financial Credit Union 2 6.1%
4 Mortgage Research Center 2 6.1%
5 Rocket Mortgage 2 6.1%
Compare South Georgia Bank vs Usaa Bank →

Frequently Asked Questions

How many mortgage applications were filed in Treutlen County?
In the 2024 HMDA reporting year, 110 mortgage applications were filed in Treutlen County, Georgia. Of these, 33 were originated (approved and funded), while 40 were denied, resulting in a denial rate of 36.4%.
What is the mortgage denial rate in Treutlen County?
The mortgage denial rate in Treutlen County is 36.4%. The approval (origination) rate is 30.0%, reflecting originated loans as a share of all applications.
What is the average mortgage loan amount in Treutlen County?
The average mortgage loan amount in Treutlen County is $152,909. The average interest rate is 7.213%. The average applicant income is $42K.
What is the loan-to-income ratio in Treutlen County?
The average loan-to-income ratio in Treutlen County is 3.6x, meaning borrowers took on loans averaging 3.6 times their annual income. This reflects average borrower profiles for mortgages processed in this county.
Who are the top mortgage lenders in Treutlen County?
The top mortgage lenders in Treutlen County by origination volume are South Georgia Bank, Usaa Bank, Robins Financial Credit Union. In total, 23 lenders reported mortgage activity in this county.
Where does this mortgage data come from?
This data comes from the CFPB HMDA 2024 Snapshot National Loan-Level Dataset, a mandatory federal disclosure dataset covering all mortgage applications filed with HMDA-reporting institutions. County boundaries are identified by FIPS codes.

Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024. County FIPS codes per U.S. Census Bureau standards.

Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Provided for informational purposes only.

Read our methodology - how this data is sourced, computed, and verified.

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.