Tazewell County
Illinois · FIPS 17179
According to CFPB HMDA 2024 application volume among U.S. counties, Tazewell County ranks #552 of 3,210, and #16 of 102 in Illinois.
Mortgage lending activity in Tazewell County, Illinois based on lender filings under the Home Mortgage Disclosure Act (HMDA). Data covers all applications received by HMDA-reporting institutions operating in this county during 2024. Why mortgages get denied walks the denial-reason codes that appear in books like this one.
Local mortgage market. Tazewell County, Illinois saw 4,407 HMDA-reported mortgage applications in 2024. Lenders originated 2,769 of those loans and denied 525, producing a denial rate of 11.9% and an approval (origination) rate of 62.8%. The average loan amount was $136,466 at an average note rate of 7.27%, with applicants self-reporting average annual income of $35K. 148 distinct institutions reported mortgage activity in this county.
Borrower leverage and affordability signal. The loan-to-income ratio averages 3.9x, meaning typical borrowers took on mortgages of about 3.9 times their annual income. That ratio is a rough affordability signal: higher multiples imply tighter monthly budgets and greater exposure to rate or income shocks. See our methodology for how to read the denial rate against a local applicant pool. This page is informational data reporting, not financial, legal, or mortgage advice.
Lender concentration in Tazewell County
In Tazewell County, lead originator Citizens Equity First Credit U funded 25.2% of 2,769 originated loans, above the county fleet's upper tercile (~16.7% top-1). The top three reporters together hold 46.3% of the book, so a handful of names dominate disclosed volume here.
Counties With Similar Application Volume
Nationwide counties nearest to Tazewell County's 4,407 HMDA applications.
Counties With a Similar Average Loan
Nationwide counties nearest to Tazewell County's $136,466 average loan (deduped against volume peers).
Lenders active in Tazewell County
Citizens Equity First Credit U funded 699 of the 2,769 loans originated in Tazewell County, 25.2% of the county. 148 lenders reported activity here.
| # | Lender | Originated | Market Share |
|---|---|---|---|
| 1 | Citizens Equity First Credit U | 699 | 25.2% |
| 2 | Morton Community Bank | 344 | 12.4% |
| 3 | Flat Branch Mortgage, INC. | 239 | 8.6% |
| 4 | Rocket Mortgage | 108 | 3.9% |
| 5 | United Wholesale Mortgage | 108 | 3.9% |
Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024. County FIPS codes per U.S. Census Bureau standards.
Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Provided for informational purposes only; does not constitute financial advice for Tazewell County borrowers.
Read our methodology - how this data is sourced, computed, and verified.
Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This Tazewell County page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.