PlainLender
2024 data HMDA 2024 disclosure official source

Tazewell County

4,407 mortgage applications, 11.9% denial rate. Verify FIPS 17179 with U.S. Census Bureau →

PlainLender home → About this data

Illinois · FIPS 17179

Local mortgage market. Tazewell County, Illinois saw 4,407 HMDA-reported mortgage applications in 2024. Lenders originated 2,769 of those loans and denied 525, producing a denial rate of 11.9% and an approval (origination) rate of 62.8%. The average loan amount was $136,466 at an average note rate of 7.27%, with applicants self-reporting average annual income of $35K. 148 distinct institutions reported mortgage activity in this county.

Borrower leverage and affordability signal. The loan-to-income ratio averages 3.9x, meaning typical borrowers took on mortgages of about 3.9 times their annual income. That ratio is a rough affordability signal: higher multiples imply tighter monthly budgets and greater exposure to rate or income shocks. See our methodology for how to read the denial rate against a local applicant pool.

FIPS 17179 · CFPB HMDA 2024 Snapshot National Loan-Level Dataset. See our disclaimer before acting on this data.

4,407
Applications
2,769
Originated
11.9%
Denial Rate
62.8%
Approval Rate
$136,466
Avg Loan Amount
7.27%
Avg Interest Rate
$35K
Avg Applicant Income
3.9x
Loan-to-Income Ratio

Nearby Lenders in Tazewell County

Top HMDA-reporting lenders active in this county. Compare any two side-by-side for rates, denial rates, and loan mix.

# Lender Originated Market Share
1 Citizens Equity First Credit U 699 25.2%
2 Morton Community Bank 344 12.4%
3 Flat Branch Mortgage, INC. 239 8.6%
4 Rocket Mortgage 108 3.9%
5 United Wholesale Mortgage 108 3.9%
Compare Citizens Equity First Credit U vs Morton Community Bank →

Frequently Asked Questions

How many mortgage applications were filed in Tazewell County?
In the 2024 HMDA reporting year, 4,407 mortgage applications were filed in Tazewell County, Illinois. Of these, 2,769 were originated (approved and funded), while 525 were denied, resulting in a denial rate of 11.9%.
What is the mortgage denial rate in Tazewell County?
The mortgage denial rate in Tazewell County is 11.9%. The approval (origination) rate is 62.8%, reflecting originated loans as a share of all applications.
What is the average mortgage loan amount in Tazewell County?
The average mortgage loan amount in Tazewell County is $136,466. The average interest rate is 7.272%. The average applicant income is $35K.
What is the loan-to-income ratio in Tazewell County?
The average loan-to-income ratio in Tazewell County is 3.9x, meaning borrowers took on loans averaging 3.9 times their annual income. This reflects average borrower profiles for mortgages processed in this county.
Who are the top mortgage lenders in Tazewell County?
The top mortgage lenders in Tazewell County by origination volume are Citizens Equity First Credit U, Morton Community Bank, Flat Branch Mortgage, INC.. In total, 148 lenders reported mortgage activity in this county.
Where does this mortgage data come from?
This data comes from the CFPB HMDA 2024 Snapshot National Loan-Level Dataset, a mandatory federal disclosure dataset covering all mortgage applications filed with HMDA-reporting institutions. County boundaries are identified by FIPS codes.

Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024. County FIPS codes per U.S. Census Bureau standards.

Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Provided for informational purposes only.

Read our methodology - how this data is sourced, computed, and verified.

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.