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2024 data HMDA 2024 disclosure official source

Anderson County

220 mortgage applications, 12.7% denial rate. Verify FIPS 20003 with U.S. Census Bureau →

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Kansas · FIPS 20003

Local mortgage market. Anderson County, Kansas saw 220 HMDA-reported mortgage applications in 2024. Lenders originated 111 of those loans and denied 28, producing a denial rate of 12.7% and an approval (origination) rate of 50.5%. The average loan amount was $167,136 at an average note rate of 6.91%, with applicants self-reporting average annual income of $36K. 55 distinct institutions reported mortgage activity in this county.

Borrower leverage and affordability signal. The loan-to-income ratio averages 4.6x, meaning typical borrowers took on mortgages of about 4.6 times their annual income. That ratio is a rough affordability signal: higher multiples imply tighter monthly budgets and greater exposure to rate or income shocks. See our methodology for how to read the denial rate against a local applicant pool.

FIPS 20003 · CFPB HMDA 2024 Snapshot National Loan-Level Dataset. See our disclaimer before acting on this data.

220
Applications
111
Originated
12.7%
Denial Rate
50.5%
Approval Rate
$167,136
Avg Loan Amount
6.91%
Avg Interest Rate
$36K
Avg Applicant Income
4.6x
Loan-to-Income Ratio

Nearby Lenders in Anderson County

Top HMDA-reporting lenders active in this county. Compare any two side-by-side for rates, denial rates, and loan mix.

# Lender Originated Market Share
1 Rocket Mortgage 19 17.1%
2 Patriots Bank 8 7.2%
3 First Community Mortgage 6 5.4%
4 Freedom Mortgage Corporation 5 4.5%
5 Newrez LLC 5 4.5%
Compare Rocket Mortgage vs Patriots Bank →

Frequently Asked Questions

How many mortgage applications were filed in Anderson County?
In the 2024 HMDA reporting year, 220 mortgage applications were filed in Anderson County, Kansas. Of these, 111 were originated (approved and funded), while 28 were denied, resulting in a denial rate of 12.7%.
What is the mortgage denial rate in Anderson County?
The mortgage denial rate in Anderson County is 12.7%. The approval (origination) rate is 50.5%, reflecting originated loans as a share of all applications.
What is the average mortgage loan amount in Anderson County?
The average mortgage loan amount in Anderson County is $167,136. The average interest rate is 6.908%. The average applicant income is $36K.
What is the loan-to-income ratio in Anderson County?
The average loan-to-income ratio in Anderson County is 4.6x, meaning borrowers took on loans averaging 4.6 times their annual income. This reflects average borrower profiles for mortgages processed in this county.
Who are the top mortgage lenders in Anderson County?
The top mortgage lenders in Anderson County by origination volume are Rocket Mortgage, Patriots Bank, First Community Mortgage. In total, 55 lenders reported mortgage activity in this county.
Where does this mortgage data come from?
This data comes from the CFPB HMDA 2024 Snapshot National Loan-Level Dataset, a mandatory federal disclosure dataset covering all mortgage applications filed with HMDA-reporting institutions. County boundaries are identified by FIPS codes.

Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024. County FIPS codes per U.S. Census Bureau standards.

Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Provided for informational purposes only.

Read our methodology - how this data is sourced, computed, and verified.

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.