Anderson County
Kansas · FIPS 20003
According to CFPB HMDA 2024 application volume among U.S. counties, Anderson County ranks #2,542 of 3,223, and #42 of 105 in Kansas.
Mortgage lending activity in Anderson County, Kansas based on lender filings under the Home Mortgage Disclosure Act (HMDA). Data covers all applications received by HMDA-reporting institutions operating in this county during 2024. Why mortgages get denied walks the denial-reason codes that appear in books like this one.
Local mortgage market. Anderson County, Kansas lenders denied 28 of the applications reported here, financing the rest at an average note rate of 6.91%, with applicants self-reporting average annual income of $36K. 55 distinct institutions reported mortgage activity in this county.
Borrower leverage and affordability signal. The loan-to-income ratio averages 4.6x, meaning typical borrowers took on mortgages of about 4.6 times their annual income. That ratio is a rough affordability signal: higher multiples imply tighter monthly budgets and greater exposure to rate or income shocks. See our methodology for how to read the denial rate against a local applicant pool. This page is informational data reporting, not financial, legal, or mortgage advice.
Lender concentration in Anderson County
In Anderson County, lead originator Rocket Mortgage funded 17.1% of 111 originated loans, above the county fleet's upper tercile (~16.7% top-1). The top three reporters together hold 29.7% of the book, so a handful of names dominate disclosed volume here.
Counties With Similar Application Volume
Nationwide counties nearest to Anderson County's 220 HMDA applications.
Counties With a Similar Average Loan
Nationwide counties nearest to Anderson County's $167,136 average loan (deduped against volume peers).
Lenders active in Anderson County
Rocket Mortgage funded 19 of the 111 loans originated in Anderson County, 17.1% of the county. 55 lenders reported activity here.
| # | Lender | Originated | Market Share |
|---|---|---|---|
| 1 | Rocket Mortgage | 19 | 17.1% |
| 2 | Patriots Bank | 8 | 7.2% |
| 3 | First Community Mortgage | 6 | 5.4% |
| 4 | Freedom Mortgage Corporation | 5 | 4.5% |
| 5 | Newrez LLC | 5 | 4.5% |
Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. For Anderson County, from the FFIEC/CFPB HMDA Snapshot National Loan-Level Dataset (2024) -- county FIPS codes follow U.S. Census Bureau standards. Not financial advice for Anderson County borrowers. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.