Bienville Parish
Louisiana · FIPS 22013
According to CFPB HMDA 2024 application volume among U.S. counties, Bienville Parish ranks #2,233 of 3,223, and #53 of 64 in Louisiana.
Mortgage lending activity in Bienville Parish, Louisiana based on lender filings under the Home Mortgage Disclosure Act (HMDA). Data covers all applications received by HMDA-reporting institutions operating in this county during 2024. Why mortgages get denied walks the denial-reason codes that appear in books like this one.
Local mortgage market. Bienville Parish, Louisiana lenders denied 114 of the applications reported here, financing the rest at an average note rate of 7.65%, with applicants self-reporting average annual income of $37K. 46 distinct institutions reported mortgage activity in this county.
Borrower leverage and affordability signal. The loan-to-income ratio averages 3.7x, meaning typical borrowers took on mortgages of about 3.7 times their annual income. That ratio is a rough affordability signal: higher multiples imply tighter monthly budgets and greater exposure to rate or income shocks. See our methodology for how to read the denial rate against a local applicant pool. This page is informational data reporting, not financial, legal, or mortgage advice.
Lender concentration in Bienville Parish
In Bienville Parish, lead originator 21st Mortgage funded 14.3% of 133 originated loans, in the middle tercile of U.S. counties (~10.9-16.7% top-1). The top three reporters together hold 30.1% of the book; a local credit union or regional bank still sits beside the national wholesalers.
Counties With Similar Application Volume
Nationwide counties nearest to Bienville Parish's 370 HMDA applications.
Counties With a Similar Average Loan
Nationwide counties nearest to Bienville Parish's $137,919 average loan (deduped against volume peers).
Lenders active in Bienville Parish
21st Mortgage funded 19 of the 133 loans originated in Bienville Parish, 14.3% of the county. 46 lenders reported activity here.
| # | Lender | Originated | Market Share |
|---|---|---|---|
| 1 | 21st Mortgage | 19 | 14.3% |
| 2 | Gibsland Bank & Trust | 13 | 9.8% |
| 3 | Rocket Mortgage | 8 | 6.0% |
| 4 | Eustis Mortgage Corp | 6 | 4.5% |
| 5 | Triad Financial Services, INC. | 6 | 4.5% |
Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. For Bienville Parish, from the FFIEC/CFPB HMDA Snapshot National Loan-Level Dataset (2024) -- county FIPS codes follow U.S. Census Bureau standards. Not financial advice for Bienville Parish borrowers. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.