PlainLender
2024 data HMDA 2024 disclosure official source

Tyrrell County

108 mortgage applications, 28.7% denial rate. Verify FIPS 37177 with U.S. Census Bureau →

PlainLender home → About this data

North Carolina · FIPS 37177

Local mortgage market. Tyrrell County, North Carolina saw 108 HMDA-reported mortgage applications in 2024. Lenders originated 49 of those loans and denied 31, producing a denial rate of 28.7% and an approval (origination) rate of 45.4%. The average loan amount was $137,870 at an average note rate of 6.94%, with applicants self-reporting average annual income of $37K. 22 distinct institutions reported mortgage activity in this county.

Borrower leverage and affordability signal. The loan-to-income ratio averages 3.7x, meaning typical borrowers took on mortgages of about 3.7 times their annual income. That ratio is a rough affordability signal: higher multiples imply tighter monthly budgets and greater exposure to rate or income shocks. See our methodology for how to read the denial rate against a local applicant pool.

FIPS 37177 · CFPB HMDA 2024 Snapshot National Loan-Level Dataset. See our disclaimer before acting on this data.

108
Applications
49
Originated
28.7%
Denial Rate
45.4%
Approval Rate
$137,870
Avg Loan Amount
6.94%
Avg Interest Rate
$37K
Avg Applicant Income
3.7x
Loan-to-Income Ratio

Nearby Lenders in Tyrrell County

Top HMDA-reporting lenders active in this county. Compare any two side-by-side for rates, denial rates, and loan mix.

# Lender Originated Market Share
1 State Employees' Credit Union 20 40.8%
2 Rocket Mortgage 4 8.2%
3 First National Bank of PA 3 6.1%
4 Everett Financial, INC. 2 4.1%
5 Truist Bank 2 4.1%
Compare State Employees' Credit Union vs Rocket Mortgage →

Frequently Asked Questions

How many mortgage applications were filed in Tyrrell County?
In the 2024 HMDA reporting year, 108 mortgage applications were filed in Tyrrell County, North Carolina. Of these, 49 were originated (approved and funded), while 31 were denied, resulting in a denial rate of 28.7%.
What is the mortgage denial rate in Tyrrell County?
The mortgage denial rate in Tyrrell County is 28.7%. The approval (origination) rate is 45.4%, reflecting originated loans as a share of all applications.
What is the average mortgage loan amount in Tyrrell County?
The average mortgage loan amount in Tyrrell County is $137,870. The average interest rate is 6.937%. The average applicant income is $37K.
What is the loan-to-income ratio in Tyrrell County?
The average loan-to-income ratio in Tyrrell County is 3.7x, meaning borrowers took on loans averaging 3.7 times their annual income. This reflects average borrower profiles for mortgages processed in this county.
Who are the top mortgage lenders in Tyrrell County?
The top mortgage lenders in Tyrrell County by origination volume are State Employees' Credit Union, Rocket Mortgage, First National Bank of PA. In total, 22 lenders reported mortgage activity in this county.
Where does this mortgage data come from?
This data comes from the CFPB HMDA 2024 Snapshot National Loan-Level Dataset, a mandatory federal disclosure dataset covering all mortgage applications filed with HMDA-reporting institutions. County boundaries are identified by FIPS codes.

Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024. County FIPS codes per U.S. Census Bureau standards.

Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Provided for informational purposes only.

Read our methodology - how this data is sourced, computed, and verified.

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.