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2024 data HMDA 2024 disclosure official source

Caddo Parish

6,764 mortgage applications, 21.1% denial rate. Verify FIPS 22017 with U.S. Census Bureau →

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Louisiana · FIPS 22017

Local mortgage market. Caddo Parish, Louisiana saw 6,764 HMDA-reported mortgage applications in 2024. Lenders originated 3,083 of those loans and denied 1,426, producing a denial rate of 21.1% and an approval (origination) rate of 45.6%. The average loan amount was $172,918 at an average note rate of 7.00%, with applicants self-reporting average annual income of $38K. 205 distinct institutions reported mortgage activity in this county.

Borrower leverage and affordability signal. The loan-to-income ratio averages 4.6x, meaning typical borrowers took on mortgages of about 4.6 times their annual income. That ratio is a rough affordability signal: higher multiples imply tighter monthly budgets and greater exposure to rate or income shocks. See our methodology for how to read the denial rate against a local applicant pool.

FIPS 22017 · CFPB HMDA 2024 Snapshot National Loan-Level Dataset. See our disclaimer before acting on this data.

6,764
Applications
3,083
Originated
21.1%
Denial Rate
45.6%
Approval Rate
$172,918
Avg Loan Amount
7.00%
Avg Interest Rate
$38K
Avg Applicant Income
4.6x
Loan-to-Income Ratio

Nearby Lenders in Caddo Parish

Top HMDA-reporting lenders active in this county. Compare any two side-by-side for rates, denial rates, and loan mix.

# Lender Originated Market Share
1 Barksdale Federal Credit Union 161 5.2%
2 Cadence Bank 156 5.1%
3 Planet Home Lending, LLC 143 4.6%
4 Rocket Mortgage 132 4.3%
5 Citizens Bank and Trust CO 128 4.2%
Compare Barksdale Federal Credit Union vs Cadence Bank →

Frequently Asked Questions

How many mortgage applications were filed in Caddo Parish?
In the 2024 HMDA reporting year, 6,764 mortgage applications were filed in Caddo Parish, Louisiana. Of these, 3,083 were originated (approved and funded), while 1,426 were denied, resulting in a denial rate of 21.1%.
What is the mortgage denial rate in Caddo Parish?
The mortgage denial rate in Caddo Parish is 21.1%. The approval (origination) rate is 45.6%, reflecting originated loans as a share of all applications.
What is the average mortgage loan amount in Caddo Parish?
The average mortgage loan amount in Caddo Parish is $172,918. The average interest rate is 7.001%. The average applicant income is $38K.
What is the loan-to-income ratio in Caddo Parish?
The average loan-to-income ratio in Caddo Parish is 4.6x, meaning borrowers took on loans averaging 4.6 times their annual income. This reflects average borrower profiles for mortgages processed in this county.
Who are the top mortgage lenders in Caddo Parish?
The top mortgage lenders in Caddo Parish by origination volume are Barksdale Federal Credit Union, Cadence Bank, Planet Home Lending, LLC. In total, 205 lenders reported mortgage activity in this county.
Where does this mortgage data come from?
This data comes from the CFPB HMDA 2024 Snapshot National Loan-Level Dataset, a mandatory federal disclosure dataset covering all mortgage applications filed with HMDA-reporting institutions. County boundaries are identified by FIPS codes.

Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024. County FIPS codes per U.S. Census Bureau standards.

Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Provided for informational purposes only.

Read our methodology - how this data is sourced, computed, and verified.

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.