Blount County
Tennessee · FIPS 47009
According to CFPB HMDA 2024 application volume among U.S. counties, Blount County ranks #400 of 3,210, and #11 of 95 in Tennessee.
Mortgage lending activity in Blount County, Tennessee based on lender filings under the Home Mortgage Disclosure Act (HMDA). Data covers all applications received by HMDA-reporting institutions operating in this county during 2024. Why mortgages get denied walks the denial-reason codes that appear in books like this one.
Local mortgage market. Blount County, Tennessee saw 6,794 HMDA-reported mortgage applications in 2024. Lenders originated 3,538 of those loans and denied 1,106, producing a denial rate of 16.3% and an approval (origination) rate of 52.1%. The average loan amount was $253,923 at an average note rate of 7.23%, with applicants self-reporting average annual income of $38K. 271 distinct institutions reported mortgage activity in this county.
Borrower leverage and affordability signal. The loan-to-income ratio averages 6.7x, meaning typical borrowers took on mortgages of about 6.7 times their annual income. That ratio is a rough affordability signal: higher multiples imply tighter monthly budgets and greater exposure to rate or income shocks. See our methodology for how to read the denial rate against a local applicant pool. This page is informational data reporting, not financial, legal, or mortgage advice.
Lender concentration in Blount County
In Blount County, lead originator Mortgage Investors Group funded only 7.0% of 3,538 originated loans, below the county fleet's lower tercile (~10.9% top-1 share). The top three reporters together hold 18.4% of the book, so shopping across channels still meets many active filers.
Counties With Similar Application Volume
Nationwide counties nearest to Blount County's 6,794 HMDA applications.
Counties With a Similar Average Loan
Nationwide counties nearest to Blount County's $253,923 average loan (deduped against volume peers).
Lenders active in Blount County
Mortgage Investors Group funded 249 of the 3,538 loans originated in Blount County, 7.0% of the county. 271 lenders reported activity here.
| # | Lender | Originated | Market Share |
|---|---|---|---|
| 1 | Mortgage Investors Group | 249 | 7.0% |
| 2 | Rocket Mortgage | 202 | 5.7% |
| 3 | United Wholesale Mortgage | 200 | 5.7% |
| 4 | Knoxville TVA Employees Credit Union | 175 | 4.9% |
| 5 | Y 12 Federal Credit Union | 164 | 4.6% |
Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024. County FIPS codes per U.S. Census Bureau standards.
Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Provided for informational purposes only; does not constitute financial advice for Blount County borrowers.
Read our methodology - how this data is sourced, computed, and verified.
Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This Blount County page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.