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2024 data HMDA 2024 disclosure official source

Cameron Parish

155 mortgage applications, 23.2% denial rate. Verify FIPS 22023 with U.S. Census Bureau →

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Louisiana · FIPS 22023

Local mortgage market. Cameron Parish, Louisiana saw 155 HMDA-reported mortgage applications in 2024. Lenders originated 63 of those loans and denied 36, producing a denial rate of 23.2% and an approval (origination) rate of 40.6%. The average loan amount was $195,903 at an average note rate of 7.77%, with applicants self-reporting average annual income of $38K. 32 distinct institutions reported mortgage activity in this county.

Borrower leverage and affordability signal. The loan-to-income ratio averages 5.2x, meaning typical borrowers took on mortgages of about 5.2 times their annual income. That ratio is a rough affordability signal: higher multiples imply tighter monthly budgets and greater exposure to rate or income shocks. See our methodology for how to read the denial rate against a local applicant pool.

FIPS 22023 · CFPB HMDA 2024 Snapshot National Loan-Level Dataset. See our disclaimer before acting on this data.

155
Applications
63
Originated
23.2%
Denial Rate
40.6%
Approval Rate
$195,903
Avg Loan Amount
7.77%
Avg Interest Rate
$38K
Avg Applicant Income
5.2x
Loan-to-Income Ratio

Nearby Lenders in Cameron Parish

Top HMDA-reporting lenders active in this county. Compare any two side-by-side for rates, denial rates, and loan mix.

# Lender Originated Market Share
1 21st Mortgage 6 9.5%
2 The Bank 5 7.9%
3 CSE Federal Credit Union 5 7.9%
4 Rocket Mortgage 4 6.3%
5 Fidelity Bank 4 6.3%
Compare 21st Mortgage vs The Bank →

Frequently Asked Questions

How many mortgage applications were filed in Cameron Parish?
In the 2024 HMDA reporting year, 155 mortgage applications were filed in Cameron Parish, Louisiana. Of these, 63 were originated (approved and funded), while 36 were denied, resulting in a denial rate of 23.2%.
What is the mortgage denial rate in Cameron Parish?
The mortgage denial rate in Cameron Parish is 23.2%. The approval (origination) rate is 40.6%, reflecting originated loans as a share of all applications.
What is the average mortgage loan amount in Cameron Parish?
The average mortgage loan amount in Cameron Parish is $195,903. The average interest rate is 7.768%. The average applicant income is $38K.
What is the loan-to-income ratio in Cameron Parish?
The average loan-to-income ratio in Cameron Parish is 5.2x, meaning borrowers took on loans averaging 5.2 times their annual income. This reflects average borrower profiles for mortgages processed in this county.
Who are the top mortgage lenders in Cameron Parish?
The top mortgage lenders in Cameron Parish by origination volume are 21st Mortgage, The Bank, CSE Federal Credit Union. In total, 32 lenders reported mortgage activity in this county.
Where does this mortgage data come from?
This data comes from the CFPB HMDA 2024 Snapshot National Loan-Level Dataset, a mandatory federal disclosure dataset covering all mortgage applications filed with HMDA-reporting institutions. County boundaries are identified by FIPS codes.

Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024. County FIPS codes per U.S. Census Bureau standards.

Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Provided for informational purposes only.

Read our methodology - how this data is sourced, computed, and verified.

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.