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2024 data HMDA 2024 disclosure official source

Catahoula Parish

179 mortgage applications, 28.5% denial rate. Verify FIPS 22025 with U.S. Census Bureau →

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Louisiana · FIPS 22025

Local mortgage market. Catahoula Parish, Louisiana saw 179 HMDA-reported mortgage applications in 2024. Lenders originated 79 of those loans and denied 51, producing a denial rate of 28.5% and an approval (origination) rate of 44.1%. The average loan amount was $123,603 at an average note rate of 7.58%, with applicants self-reporting average annual income of $39K. 27 distinct institutions reported mortgage activity in this county.

Borrower leverage and affordability signal. The loan-to-income ratio averages 3.2x, meaning typical borrowers took on mortgages of about 3.2 times their annual income. That ratio is a rough affordability signal: higher multiples imply tighter monthly budgets and greater exposure to rate or income shocks. See our methodology for how to read the denial rate against a local applicant pool.

FIPS 22025 · CFPB HMDA 2024 Snapshot National Loan-Level Dataset. See our disclaimer before acting on this data.

179
Applications
79
Originated
28.5%
Denial Rate
44.1%
Approval Rate
$123,603
Avg Loan Amount
7.58%
Avg Interest Rate
$39K
Avg Applicant Income
3.2x
Loan-to-Income Ratio

Nearby Lenders in Catahoula Parish

Top HMDA-reporting lenders active in this county. Compare any two side-by-side for rates, denial rates, and loan mix.

# Lender Originated Market Share
1 CLB The Community Bank 17 21.5%
2 Southern Heritage Bank 16 20.3%
3 Homeland Federal Savings Bank 8 10.1%
4 Concordia Bank & Trust Co. 7 8.9%
5 21st Mortgage 3 3.8%
Compare CLB The Community Bank vs Southern Heritage Bank →

Frequently Asked Questions

How many mortgage applications were filed in Catahoula Parish?
In the 2024 HMDA reporting year, 179 mortgage applications were filed in Catahoula Parish, Louisiana. Of these, 79 were originated (approved and funded), while 51 were denied, resulting in a denial rate of 28.5%.
What is the mortgage denial rate in Catahoula Parish?
The mortgage denial rate in Catahoula Parish is 28.5%. The approval (origination) rate is 44.1%, reflecting originated loans as a share of all applications.
What is the average mortgage loan amount in Catahoula Parish?
The average mortgage loan amount in Catahoula Parish is $123,603. The average interest rate is 7.583%. The average applicant income is $39K.
What is the loan-to-income ratio in Catahoula Parish?
The average loan-to-income ratio in Catahoula Parish is 3.2x, meaning borrowers took on loans averaging 3.2 times their annual income. This reflects average borrower profiles for mortgages processed in this county.
Who are the top mortgage lenders in Catahoula Parish?
The top mortgage lenders in Catahoula Parish by origination volume are CLB The Community Bank, Southern Heritage Bank, Homeland Federal Savings Bank. In total, 27 lenders reported mortgage activity in this county.
Where does this mortgage data come from?
This data comes from the CFPB HMDA 2024 Snapshot National Loan-Level Dataset, a mandatory federal disclosure dataset covering all mortgage applications filed with HMDA-reporting institutions. County boundaries are identified by FIPS codes.

Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024. County FIPS codes per U.S. Census Bureau standards.

Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Provided for informational purposes only.

Read our methodology - how this data is sourced, computed, and verified.

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.