PlainLender
2024 data HMDA 2024 disclosure official source

East Feliciana Parish

555 mortgage applications, 23.8% denial rate. Verify FIPS 22037 with U.S. Census Bureau →

PlainLender home → About this data

Louisiana · FIPS 22037

Local mortgage market. East Feliciana Parish, Louisiana saw 555 HMDA-reported mortgage applications in 2024. Lenders originated 249 of those loans and denied 132, producing a denial rate of 23.8% and an approval (origination) rate of 44.9%. The average loan amount was $182,027 at an average note rate of 7.29%, with applicants self-reporting average annual income of $36K. 67 distinct institutions reported mortgage activity in this county.

Borrower leverage and affordability signal. The loan-to-income ratio averages 5.1x, meaning typical borrowers took on mortgages of about 5.1 times their annual income. That ratio is a rough affordability signal: higher multiples imply tighter monthly budgets and greater exposure to rate or income shocks. See our methodology for how to read the denial rate against a local applicant pool.

FIPS 22037 · CFPB HMDA 2024 Snapshot National Loan-Level Dataset. See our disclaimer before acting on this data.

555
Applications
249
Originated
23.8%
Denial Rate
44.9%
Approval Rate
$182,027
Avg Loan Amount
7.29%
Avg Interest Rate
$36K
Avg Applicant Income
5.1x
Loan-to-Income Ratio

Nearby Lenders in East Feliciana Parish

Top HMDA-reporting lenders active in this county. Compare any two side-by-side for rates, denial rates, and loan mix.

# Lender Originated Market Share
1 Gmfs, LLC 29 11.6%
2 Feliciana Bank & Trust Company 25 10.0%
3 Rocket Mortgage 15 6.0%
4 Hancock Whitney Bank 12 4.8%
5 Landmark Bank 12 4.8%
Compare Gmfs, LLC vs Feliciana Bank & Trust Company →

Frequently Asked Questions

How many mortgage applications were filed in East Feliciana Parish?
In the 2024 HMDA reporting year, 555 mortgage applications were filed in East Feliciana Parish, Louisiana. Of these, 249 were originated (approved and funded), while 132 were denied, resulting in a denial rate of 23.8%.
What is the mortgage denial rate in East Feliciana Parish?
The mortgage denial rate in East Feliciana Parish is 23.8%. The approval (origination) rate is 44.9%, reflecting originated loans as a share of all applications.
What is the average mortgage loan amount in East Feliciana Parish?
The average mortgage loan amount in East Feliciana Parish is $182,027. The average interest rate is 7.286%. The average applicant income is $36K.
What is the loan-to-income ratio in East Feliciana Parish?
The average loan-to-income ratio in East Feliciana Parish is 5.1x, meaning borrowers took on loans averaging 5.1 times their annual income. This reflects average borrower profiles for mortgages processed in this county.
Who are the top mortgage lenders in East Feliciana Parish?
The top mortgage lenders in East Feliciana Parish by origination volume are Gmfs, LLC, Feliciana Bank & Trust Company, Rocket Mortgage. In total, 67 lenders reported mortgage activity in this county.
Where does this mortgage data come from?
This data comes from the CFPB HMDA 2024 Snapshot National Loan-Level Dataset, a mandatory federal disclosure dataset covering all mortgage applications filed with HMDA-reporting institutions. County boundaries are identified by FIPS codes.

Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024. County FIPS codes per U.S. Census Bureau standards.

Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Provided for informational purposes only.

Read our methodology - how this data is sourced, computed, and verified.

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.