Landmark Bank

CLINTON, LA

Landmark Bank processed 104 mortgage applications in 2024 per HMDA data reported to the Consumer Financial Protection Bureau (CFPB), originating 80 loans with a 7.7% denial rate. Home Purchase was the primary loan purpose. Based in CLINTON, LA. The approval rate of 76.9% reflects originated loans as a share of all applications. Below you will find a breakdown by loan type, loan purpose, denial reasons, and demographic lending patterns as required by the Home Mortgage Disclosure Act.

Portfolio scale. Landmark Bank processed 104 HMDA-reported mortgage applications in 2024, originating 80 loans and denying 8 for a denial rate of 7.7% (applicants themselves withdrew 15 files before a decision). The average loan amount was $165,385. The lender reports under LEI 549300M63SGBHKKBOE21 from CLINTON, LA.

Why approval and denial rates diverge. Approval (origination) rate and denial rate do not sum to 100% — HMDA records several outcomes beyond approved-and-funded, including files that were approved but not accepted by the applicant, withdrawn, or closed for incompleteness. Landmark Bank's 76.9% origination rate tells you how often an application turned into funded money; the 7.7% denial rate is a separate read on underwriting strictness. Most activity concentrated in Conventional loans (104 applications).

How to read this page. These figures are aggregate HMDA disclosures — they describe this lender's overall 2024 book, not your individual odds. Approval and denial rates are shaped by the applicant mix a lender actually receives: credit profile, loan-to-value, debt-to-income, property type, and geography. A lower denial rate at one lender versus another does not necessarily mean easier underwriting — it often reflects borrower self-selection and loan-product specialization. This page is informational data reporting, not financial, legal, or mortgage advice. Compare multiple lenders, read your Loan Estimate carefully, and consult a licensed mortgage professional before applying. Data reflects 2024 disclosures published by the CFPB in 2025.

104
Applications
80
Originated
7.7%
Denial Rate
$165,385
Avg Loan Amount

Lending Activity

Type Applications Originated Denied Avg Loan
Conventional 104 80 8 $165,385

Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2023 LAR — application-level mortgage data for Landmark Bank (LEI: 549300M63SGBHKKBOE21) · 2023 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.

Loan Purpose Breakdown

Purpose Applications Originated Avg Loan
Home Purchase 49 31 $205,816
Refinancing 46 42 $137,609
Other 6 4 $56,667
Home Improvement 3 3 $148,333

Geographic Coverage — Lending by Race

Derived race categories as reported under HMDA. Source: CFPB.

Race Applications Approval Rate Denial Rate
White 31 87.1% 3.2%
Black or African American 22 63.6% 9.1%
Joint 1 0.0% 100.0%

Lending by Ethnicity

Hispanic/Latino is an ethnicity, not a race. Shown separately per U.S. Census Bureau standards.

Ethnicity Applications Approval Rate Denial Rate
Not Hispanic or Latino 52 75.0% 7.7%
Hispanic or Latino 1 100.0% 0.0%
Joint 1 100.0% 0.0%

Nearby Lenders in LA

Other HMDA-reporting lenders in LA with similar activity. Compare any two side-by-side.

Mortgage Lending Guides

Frequently Asked Questions

How many mortgage applications did Landmark Bank process?
Landmark Bank processed 104 mortgage applications in the 2023 HMDA reporting year. Of these, 80 were originated (approved and funded), 15 were withdrawn by the applicant, and 8 were denied.
What is Landmark Bank's mortgage approval rate?
Landmark Bank has an approval (origination) rate of 76.9%, meaning 76.9% of all applications resulted in a funded mortgage. The denial rate is 7.7%.
What is the average loan amount at Landmark Bank?
The average mortgage loan amount at Landmark Bank is $165,385.
What types of mortgage loans does Landmark Bank offer?
Landmark Bank processes Conventional loans. The most common type is Conventional with 104 applications and an average loan amount of $165,385.
What loan purposes does Landmark Bank serve?
Landmark Bank serves the following loan purposes: Home Purchase (49 applications), Refinancing (46 applications), Other (6 applications), Home Improvement (3 applications). Home Purchase is the most common purpose.
Where is Landmark Bank located?
Landmark Bank is headquartered in CLINTON, LA. The lender is identified by LEI 549300M63SGBHKKBOE21 in HMDA data.
How does Landmark Bank compare in lending across racial demographics?
Landmark Bank reports demographic lending data under HMDA requirements. White applicants have an approval rate of 87.1% and denial rate of 3.2%; Black or African American applicants have an approval rate of 63.6% and denial rate of 9.1%; Joint applicants have an approval rate of 0.0% and denial rate of 100.0%. This data reflects derived race categories as reported by applicants.

Data Sources

Data as of 2024. Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024 Snapshot.

Data from FFIEC / CFPB HMDA 2024 Snapshot National Loan-Level Dataset. Demographic data reflects derived categories as reported by applicants. Denial rates include all application outcomes. This data is provided for informational purposes only.