LEI 5493009F6BJDCZMZ7Y26 · Baton Rouge, LA

Mortgage Financial Services

Originated-loan volume lands in the upper fleet tercile (2,138 funded) among 3,302 reported applications in the 2024 HMDA Snapshot.

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Originated-volume tercile vs fleet

Mortgage Financial Services funded 2,138 mortgages, upper fleet tercile (above ~310 originations), ranking #426 of 4,908 by originated-loan volume but #496 of 1,076 lenders with 1,000+ applications on origination share (64.7%). Easy Street Capital LLC leads that origination-share board at 100.0% on 1,937 applications.

#496
Origination-share rank of 1,076
64.7%
Origination share
2,138
Originated
2.4%
Denial rate

According to the CFPB HMDA 2024 Snapshot. Origination share is originated divided by applications among reporters with 1,000+ applications. Denial share and origination share do not sum to 100% because HMDA also records withdrawals, incompletes, and purchased loans. See /methodology#corpus-placement. Informational reporting, not mortgage advice.

Where Mortgage Financial Services sits by reported originations

2024 CFPB HMDA reporting lenders, bucketed by originated-loan count

2,138 Top 9% higher than 91% of 4,908 reporting lenders

This lender 0 400,000 reporting lenders, grouped by originated loans

Each bar is a 50,000-originated loans band. The dashed line and filled bar mark this lender. Hover, tap, or focus a bar for its count and population share.

Source CFPB Home Mortgage Disclosure Act loan/application register · 2024 reporting year

Loan types by applications · Mortgage Financial Services

Application volume by HMDA loan type in this lender's 2024 book.

Loan mix
1. FHA2K2. Conventional1K3. VA3654. USDA105
0%100%64.7%
Origination share · Mortgage Financial Services

Cited denial reasons · Mortgage Financial Services

Lender-reported HMDA denial-reason counts (top reasons shown).

Denial mix
1. Debt-to-income ratio292. Collateral273. Employment history114. Other95. Credit history96. Unverifiable information77. Insufficient cash2

High-volume book. Mortgage Financial Services funded 2,138 mortgages, above the fleet upper tercile (~310 originations) - so absolute denial and purpose counts matter more here than at thin reporters. Most-cited denial codes: Debt-to-income ratio, Collateral, Employment history. Program weight concentrates in FHA (1,533 applications).

How to read Mortgage Financial Services. These figures are aggregate HMDA disclosures for this lender's 2024 book, not any one file. Rates reflect applicant mix (credit, LTV, DTI, geography) as much as underwriting posture. Informational data reporting, not financial, legal, or mortgage advice. Source vintage: CFPB HMDA 2024 Snapshot.

Avg Interest Rate: 6.709% Avg Applicant Income: $40,000

Lending activity by loan program · Mortgage Financial Services

Mortgage Financial Services filed most under FHA. Applications, originations and denials are separate outcomes of the same filing, so the columns do not sum.

Type Applications Originated Denied Avg Loan
FHA 1,533 932 41 $262,136
Conventional 1,299 882 28 $284,577
VA 365 258 7 $353,959
USDA 105 66 2 $189,190

Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for Mortgage Financial Services (LEI: 5493009F6BJDCZMZ7Y26) · 2024 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.

Why borrowers applied

Purchase, refinance and cash-out are reported as distinct purposes; average loan size usually separates them more sharply than volume does.

Purpose Applications Originated Avg Loan
Home Purchase 2,964 1,955 $272,807
Refinancing 338 183 $331,302

Reported outcomes by applicant race

CFPB derived race categories. HMDA carries no credit score, debt-to-income ratio or down payment, so a gap between these rows is an outcome difference and never, on its own, evidence of discrimination.

Race Applications Approval Rate Denial Rate
White 2,418 67.7% 1.9%
Black or African American 330 53.6% 3.3%
Asian 65 70.8% 4.6%
Joint 65 66.2% 1.5%
American Indian or Alaska Native * 21 61.9% 0.0%
2 or more minority races * 4 25.0% 25.0%
Native Hawaiian or Other Pacific Islander * 2 0.0% 0.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Reported outcomes by applicant ethnicity

Hispanic or Latino is an ethnicity, not a race, and is reported separately per U.S. Census Bureau standards. The same limitation applies: HMDA records the outcome, not the underwriting inputs behind it.

Ethnicity Applications Approval Rate Denial Rate
Not Hispanic or Latino 2,035 69.2% 1.9%
Hispanic or Latino 715 58.0% 2.5%
Joint 115 60.0% 3.5%

Nearby Lenders in LA

Other HMDA-reporting lenders in LA with similar activity. Compare any two side-by-side.

One of 118 other HMDA-reporting lenders in LA, 5 are shown here.

Nationwide lenders with similar profiles

Two HMDA peer sets for Mortgage Financial Services, both outside LA so the neighborhoods are not state containment (the Nearby list above stays in-state). Peers are drawn from lenders with ≥1,000 applications, the same floor used on approval and denial rankings.

Read with Mortgage Financial Services

Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024 for Mortgage Financial Services (LEI 5493009F6BJDCZMZ7Y26).

Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Informational only, not mortgage advice for applicants at Mortgage Financial Services.

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This Mortgage Financial Services page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.