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2024 data HMDA 2024 disclosure official source

Meeker County

670 mortgage applications, 8.8% denial rate. Verify FIPS 27093 with U.S. Census Bureau →

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Minnesota · FIPS 27093

Local mortgage market. Meeker County, Minnesota saw 670 HMDA-reported mortgage applications in 2024. Lenders originated 402 of those loans and denied 59, producing a denial rate of 8.8% and an approval (origination) rate of 60.0%. The average loan amount was $191,627 at an average note rate of 6.86%, with applicants self-reporting average annual income of $36K. 95 distinct institutions reported mortgage activity in this county.

Borrower leverage and affordability signal. The loan-to-income ratio averages 5.3x, meaning typical borrowers took on mortgages of about 5.3 times their annual income. That ratio is a rough affordability signal: higher multiples imply tighter monthly budgets and greater exposure to rate or income shocks. See our methodology for how to read the denial rate against a local applicant pool.

FIPS 27093 · CFPB HMDA 2024 Snapshot National Loan-Level Dataset. See our disclaimer before acting on this data.

670
Applications
402
Originated
8.8%
Denial Rate
60.0%
Approval Rate
$191,627
Avg Loan Amount
6.86%
Avg Interest Rate
$36K
Avg Applicant Income
5.3x
Loan-to-Income Ratio

Nearby Lenders in Meeker County

Top HMDA-reporting lenders active in this county. Compare any two side-by-side for rates, denial rates, and loan mix.

# Lender Originated Market Share
1 United Wholesale Mortgage 31 7.7%
2 Rocket Mortgage 30 7.5%
3 Magnifi Financial Credit Union 22 5.5%
4 Loandepot.Com, LLC 20 5.0%
5 Cortrust Mortgage, INC. 18 4.5%
Compare United Wholesale Mortgage vs Rocket Mortgage →

Frequently Asked Questions

How many mortgage applications were filed in Meeker County?
In the 2024 HMDA reporting year, 670 mortgage applications were filed in Meeker County, Minnesota. Of these, 402 were originated (approved and funded), while 59 were denied, resulting in a denial rate of 8.8%.
What is the mortgage denial rate in Meeker County?
The mortgage denial rate in Meeker County is 8.8%. The approval (origination) rate is 60.0%, reflecting originated loans as a share of all applications.
What is the average mortgage loan amount in Meeker County?
The average mortgage loan amount in Meeker County is $191,627. The average interest rate is 6.864%. The average applicant income is $36K.
What is the loan-to-income ratio in Meeker County?
The average loan-to-income ratio in Meeker County is 5.3x, meaning borrowers took on loans averaging 5.3 times their annual income. This reflects average borrower profiles for mortgages processed in this county.
Who are the top mortgage lenders in Meeker County?
The top mortgage lenders in Meeker County by origination volume are United Wholesale Mortgage, Rocket Mortgage, Magnifi Financial Credit Union. In total, 95 lenders reported mortgage activity in this county.
Where does this mortgage data come from?
This data comes from the CFPB HMDA 2024 Snapshot National Loan-Level Dataset, a mandatory federal disclosure dataset covering all mortgage applications filed with HMDA-reporting institutions. County boundaries are identified by FIPS codes.

Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024. County FIPS codes per U.S. Census Bureau standards.

Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Provided for informational purposes only.

Read our methodology - how this data is sourced, computed, and verified.

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.