Loup County
Nebraska · FIPS 31115
According to CFPB HMDA 2024 application volume among U.S. counties, Loup County ranks #3,187 of 3,210, and #87 of 93 in Nebraska.
Mortgage lending activity in Loup County, Nebraska based on lender filings under the Home Mortgage Disclosure Act (HMDA). Data covers all applications received by HMDA-reporting institutions operating in this county during 2024. Why mortgages get denied walks the denial-reason codes that appear in books like this one.
Local mortgage market. Loup County, Nebraska saw 9 HMDA-reported mortgage applications in 2024. Lenders originated 5 of those loans and denied 2, producing a denial rate of 22.2% and an approval (origination) rate of 55.6%. The average loan amount was $163,889 at an average note rate of 6.88%. 5 distinct institutions reported mortgage activity in this county.
Borrower leverage and affordability signal. Loan-to-income ratio data is not available for this county, which limits affordability comparisons. See our methodology for how to read the denial rate against a local applicant pool. This page is informational data reporting, not financial, legal, or mortgage advice.
Lender concentration in Loup County
In Loup County, lead originator Pinnacle Bank funded 20.0% of 5 originated loans, above the county fleet's upper tercile (~16.7% top-1). The top three reporters together hold 60.0% of the book, so a handful of names dominate disclosed volume here.
Counties With Similar Application Volume
Nationwide counties nearest to Loup County's 9 HMDA applications.
Counties With a Similar Average Loan
Nationwide counties nearest to Loup County's $163,889 average loan (deduped against volume peers).
Lenders active in Loup County
Pinnacle Bank funded 1 of the 5 loans originated in Loup County, 20.0% of the county. 5 lenders reported activity here.
| # | Lender | Originated | Market Share |
|---|---|---|---|
| 1 | Pinnacle Bank | 1 | 20.0% |
| 2 | Usaa Bank | 1 | 20.0% |
| 3 | BankFirst | 1 | 20.0% |
| 4 | Five Points Bank | 1 | 20.0% |
| 5 | Citizens Bank & Trust Co. | 1 | 20.0% |
Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024. County FIPS codes per U.S. Census Bureau standards.
Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Provided for informational purposes only; does not constitute financial advice for Loup County borrowers.
Read our methodology - how this data is sourced, computed, and verified.
Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This Loup County page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.