Loup County
Nebraska · FIPS 31115
According to CFPB HMDA 2024 application volume among U.S. counties, Loup County ranks #3,199 of 3,223, and #87 of 93 in Nebraska.
Mortgage lending activity in Loup County, Nebraska based on lender filings under the Home Mortgage Disclosure Act (HMDA). Data covers all applications received by HMDA-reporting institutions operating in this county during 2024. Why mortgages get denied walks the denial-reason codes that appear in books like this one.
Local mortgage market. Loup County, Nebraska lenders denied 2 of the applications reported here, financing the rest at an average note rate of 6.88%. 5 distinct institutions reported mortgage activity in this county.
Borrower leverage and affordability signal. Loan-to-income ratio data is not available for this county, which limits affordability comparisons. See our methodology for how to read the denial rate against a local applicant pool. This page is informational data reporting, not financial, legal, or mortgage advice.
Lender concentration in Loup County
In Loup County, lead originator Pinnacle Bank funded 20.0% of 5 originated loans, above the county fleet's upper tercile (~16.7% top-1). The top three reporters together hold 60.0% of the book, so a handful of names dominate disclosed volume here.
Counties With Similar Application Volume
Nationwide counties nearest to Loup County's 9 HMDA applications.
Counties With a Similar Average Loan
Nationwide counties nearest to Loup County's $163,889 average loan (deduped against volume peers).
Lenders active in Loup County
Pinnacle Bank funded 1 of the 5 loans originated in Loup County, 20.0% of the county. 5 lenders reported activity here.
| # | Lender | Originated | Market Share |
|---|---|---|---|
| 1 | Pinnacle Bank | 1 | 20.0% |
| 2 | Usaa Bank | 1 | 20.0% |
| 3 | BankFirst | 1 | 20.0% |
| 4 | Five Points Bank | 1 | 20.0% |
| 5 | Citizens Bank & Trust Co. | 1 | 20.0% |
Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. For Loup County, from the FFIEC/CFPB HMDA Snapshot National Loan-Level Dataset (2024) -- county FIPS codes follow U.S. Census Bureau standards. Not financial advice for Loup County borrowers. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.