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2024 data HMDA 2024 disclosure official source

Loup County

9 mortgage applications, 22.2% denial rate. Verify FIPS 31115 with U.S. Census Bureau →

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Nebraska · FIPS 31115

Local mortgage market. Loup County, Nebraska saw 9 HMDA-reported mortgage applications in 2024. Lenders originated 5 of those loans and denied 2, producing a denial rate of 22.2% and an approval (origination) rate of 55.6%. The average loan amount was $163,889 at an average note rate of 6.88%. 5 distinct institutions reported mortgage activity in this county.

Borrower leverage and affordability signal. Loan-to-income ratio data is not available for this county, which limits affordability comparisons. See our methodology for how to read the denial rate against a local applicant pool.

FIPS 31115 · CFPB HMDA 2024 Snapshot National Loan-Level Dataset. See our disclaimer before acting on this data.

9
Applications
5
Originated
22.2%
Denial Rate
55.6%
Approval Rate
$163,889
Avg Loan Amount
6.88%
Avg Interest Rate
N/A
Avg Applicant Income
N/A
Loan-to-Income Ratio

Nearby Lenders in Loup County

Top HMDA-reporting lenders active in this county. Compare any two side-by-side for rates, denial rates, and loan mix.

# Lender Originated Market Share
1 Pinnacle Bank 1 20.0%
2 Usaa Bank 1 20.0%
3 BankFirst 1 20.0%
4 Five Points Bank 1 20.0%
5 Citizens Bank & Trust Co. 1 20.0%
Compare Pinnacle Bank vs Usaa Bank →

Frequently Asked Questions

How many mortgage applications were filed in Loup County?
In the 2024 HMDA reporting year, 9 mortgage applications were filed in Loup County, Nebraska. Of these, 5 were originated (approved and funded), while 2 were denied, resulting in a denial rate of 22.2%.
What is the mortgage denial rate in Loup County?
The mortgage denial rate in Loup County is 22.2%. The approval (origination) rate is 55.6%, reflecting originated loans as a share of all applications.
What is the average mortgage loan amount in Loup County?
The average mortgage loan amount in Loup County is $163,889. The average interest rate is 6.875%.
Who are the top mortgage lenders in Loup County?
The top mortgage lenders in Loup County by origination volume are Pinnacle Bank, Usaa Bank, BankFirst. In total, 5 lenders reported mortgage activity in this county.
Where does this mortgage data come from?
This data comes from the CFPB HMDA 2024 Snapshot National Loan-Level Dataset, a mandatory federal disclosure dataset covering all mortgage applications filed with HMDA-reporting institutions. County boundaries are identified by FIPS codes.

Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024. County FIPS codes per U.S. Census Bureau standards.

Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Provided for informational purposes only.

Read our methodology - how this data is sourced, computed, and verified.

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.