Briscoe County
Texas · FIPS 48045
According to CFPB HMDA 2024 application volume among U.S. counties, Briscoe County ranks #3,156 of 3,223, and #243 of 253 in Texas.
Mortgage lending activity in Briscoe County, Texas based on lender filings under the Home Mortgage Disclosure Act (HMDA). Data covers all applications received by HMDA-reporting institutions operating in this county during 2024. Why mortgages get denied walks the denial-reason codes that appear in books like this one.
Local mortgage market. Briscoe County, Texas lenders denied 2 of the applications reported here, financing the rest at an average note rate of 7.03%, with applicants self-reporting average annual income of $37K. 7 distinct institutions reported mortgage activity in this county.
Borrower leverage and affordability signal. The loan-to-income ratio averages 3.6x, meaning typical borrowers took on mortgages of about 3.6 times their annual income. That ratio is a rough affordability signal: higher multiples imply tighter monthly budgets and greater exposure to rate or income shocks. See our methodology for how to read the denial rate against a local applicant pool. This page is informational data reporting, not financial, legal, or mortgage advice.
Lender concentration in Briscoe County
In Briscoe County, lead originator Nationstar Mortgage funded 27.3% of 11 originated loans, above the county fleet's upper tercile (~16.7% top-1). The top three reporters together hold 63.6% of the book, so a handful of names dominate disclosed volume here.
Counties With Similar Application Volume
Nationwide counties nearest to Briscoe County's 20 HMDA applications.
Counties With a Similar Average Loan
Nationwide counties nearest to Briscoe County's $132,000 average loan (deduped against volume peers).
Lenders active in Briscoe County
Nationstar Mortgage funded 3 of the 11 loans originated in Briscoe County, 27.3% of the county. 7 lenders reported activity here.
| # | Lender | Originated | Market Share |
|---|---|---|---|
| 1 | Nationstar Mortgage | 3 | 27.3% |
| 2 | Amarillo National Bank | 3 | 27.3% |
| 3 | Cardinal Financial Company, Li | 1 | 9.1% |
| 4 | Royal United Mortgage LLC | 1 | 9.1% |
| 5 | Plains Land Bank, FLCA | 1 | 9.1% |
Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. For Briscoe County, from the FFIEC/CFPB HMDA Snapshot National Loan-Level Dataset (2024) -- county FIPS codes follow U.S. Census Bureau standards. Not financial advice for Briscoe County borrowers. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.