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2024 data HMDA 2024 disclosure official source

Coryell County

2,680 mortgage applications, 15.8% denial rate. Verify FIPS 48099 with U.S. Census Bureau →

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Texas · FIPS 48099

Local mortgage market. Coryell County, Texas saw 2,680 HMDA-reported mortgage applications in 2024. Lenders originated 1,317 of those loans and denied 424, producing a denial rate of 15.8% and an approval (origination) rate of 49.1%. The average loan amount was $219,739 at an average note rate of 6.65%, with applicants self-reporting average annual income of $40K. 182 distinct institutions reported mortgage activity in this county.

Borrower leverage and affordability signal. The loan-to-income ratio averages 5.5x, meaning typical borrowers took on mortgages of about 5.5 times their annual income. That ratio is a rough affordability signal: higher multiples imply tighter monthly budgets and greater exposure to rate or income shocks. See our methodology for how to read the denial rate against a local applicant pool.

FIPS 48099 · CFPB HMDA 2024 Snapshot National Loan-Level Dataset. See our disclaimer before acting on this data.

2,680
Applications
1,317
Originated
15.8%
Denial Rate
49.1%
Approval Rate
$219,739
Avg Loan Amount
6.65%
Avg Interest Rate
$40K
Avg Applicant Income
5.5x
Loan-to-Income Ratio

Nearby Lenders in Coryell County

Top HMDA-reporting lenders active in this county. Compare any two side-by-side for rates, denial rates, and loan mix.

# Lender Originated Market Share
1 Mortgage Research Center 127 9.6%
2 Fairway Independent Mort CORP 121 9.2%
3 DHI Mortgage Company, LTD. 80 6.1%
4 United Wholesale Mortgage 68 5.2%
5 Rocket Mortgage 65 4.9%
Compare Mortgage Research Center vs Fairway Independent Mort CORP →

Frequently Asked Questions

How many mortgage applications were filed in Coryell County?
In the 2024 HMDA reporting year, 2,680 mortgage applications were filed in Coryell County, Texas. Of these, 1,317 were originated (approved and funded), while 424 were denied, resulting in a denial rate of 15.8%.
What is the mortgage denial rate in Coryell County?
The mortgage denial rate in Coryell County is 15.8%. The approval (origination) rate is 49.1%, reflecting originated loans as a share of all applications.
What is the average mortgage loan amount in Coryell County?
The average mortgage loan amount in Coryell County is $219,739. The average interest rate is 6.649%. The average applicant income is $40K.
What is the loan-to-income ratio in Coryell County?
The average loan-to-income ratio in Coryell County is 5.5x, meaning borrowers took on loans averaging 5.5 times their annual income. This reflects average borrower profiles for mortgages processed in this county.
Who are the top mortgage lenders in Coryell County?
The top mortgage lenders in Coryell County by origination volume are Mortgage Research Center, Fairway Independent Mort CORP, DHI Mortgage Company, LTD.. In total, 182 lenders reported mortgage activity in this county.
Where does this mortgage data come from?
This data comes from the CFPB HMDA 2024 Snapshot National Loan-Level Dataset, a mandatory federal disclosure dataset covering all mortgage applications filed with HMDA-reporting institutions. County boundaries are identified by FIPS codes.

Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024. County FIPS codes per U.S. Census Bureau standards.

Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Provided for informational purposes only.

Read our methodology - how this data is sourced, computed, and verified.

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.