Coryell County
Texas · FIPS 48099
According to CFPB HMDA 2024 application volume among U.S. counties, Coryell County ranks #772 of 3,210, and #52 of 253 in Texas.
Mortgage lending activity in Coryell County, Texas based on lender filings under the Home Mortgage Disclosure Act (HMDA). Data covers all applications received by HMDA-reporting institutions operating in this county during 2024. Why mortgages get denied walks the denial-reason codes that appear in books like this one.
Local mortgage market. Coryell County, Texas saw 2,680 HMDA-reported mortgage applications in 2024. Lenders originated 1,317 of those loans and denied 424, producing a denial rate of 15.8% and an approval (origination) rate of 49.1%. The average loan amount was $219,739 at an average note rate of 6.65%, with applicants self-reporting average annual income of $40K. 182 distinct institutions reported mortgage activity in this county.
Borrower leverage and affordability signal. The loan-to-income ratio averages 5.5x, meaning typical borrowers took on mortgages of about 5.5 times their annual income. That ratio is a rough affordability signal: higher multiples imply tighter monthly budgets and greater exposure to rate or income shocks. See our methodology for how to read the denial rate against a local applicant pool. This page is informational data reporting, not financial, legal, or mortgage advice.
Lender concentration in Coryell County
In Coryell County, lead originator Mortgage Research Center funded only 9.6% of 1,317 originated loans, below the county fleet's lower tercile (~10.9% top-1 share). The top three reporters together hold 24.9% of the book, so shopping across channels still meets many active filers.
Counties With Similar Application Volume
Nationwide counties nearest to Coryell County's 2,680 HMDA applications.
Counties With a Similar Average Loan
Nationwide counties nearest to Coryell County's $219,739 average loan (deduped against volume peers).
Lenders active in Coryell County
Mortgage Research Center funded 127 of the 1,317 loans originated in Coryell County, 9.6% of the county. 182 lenders reported activity here.
| # | Lender | Originated | Market Share |
|---|---|---|---|
| 1 | Mortgage Research Center | 127 | 9.6% |
| 2 | Fairway Independent Mort CORP | 121 | 9.2% |
| 3 | DHI Mortgage Company, LTD. | 80 | 6.1% |
| 4 | United Wholesale Mortgage | 68 | 5.2% |
| 5 | Rocket Mortgage | 65 | 4.9% |
Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024. County FIPS codes per U.S. Census Bureau standards.
Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Provided for informational purposes only; does not constitute financial advice for Coryell County borrowers.
Read our methodology - how this data is sourced, computed, and verified.
Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This Coryell County page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.