Lafourche Parish
Louisiana · FIPS 22057
According to CFPB HMDA 2024 application volume among U.S. counties, Lafourche Parish ranks #770 of 3,210, and #15 of 64 in Louisiana.
Mortgage lending activity in Lafourche Parish, Louisiana based on lender filings under the Home Mortgage Disclosure Act (HMDA). Data covers all applications received by HMDA-reporting institutions operating in this county during 2024. Why mortgages get denied walks the denial-reason codes that appear in books like this one.
Local mortgage market. Lafourche Parish, Louisiana saw 2,683 HMDA-reported mortgage applications in 2024. Lenders originated 1,197 of those loans and denied 617, producing a denial rate of 23.0% and an approval (origination) rate of 44.6%. The average loan amount was $169,305 at an average note rate of 7.20%, with applicants self-reporting average annual income of $37K. 126 distinct institutions reported mortgage activity in this county.
Borrower leverage and affordability signal. The loan-to-income ratio averages 4.6x, meaning typical borrowers took on mortgages of about 4.6 times their annual income. That ratio is a rough affordability signal: higher multiples imply tighter monthly budgets and greater exposure to rate or income shocks. See our methodology for how to read the denial rate against a local applicant pool. This page is informational data reporting, not financial, legal, or mortgage advice.
Lender concentration in Lafourche Parish
In Lafourche Parish, lead originator United Wholesale Mortgage funded 14.5% of 1,197 originated loans, in the middle tercile of U.S. counties (~10.9-16.7% top-1). The top three reporters together hold 27.8% of the book; a local credit union or regional bank still sits beside the national wholesalers.
Counties With Similar Application Volume
Nationwide counties nearest to Lafourche Parish's 2,683 HMDA applications.
Counties With a Similar Average Loan
Nationwide counties nearest to Lafourche Parish's $169,305 average loan (deduped against volume peers).
Lenders active in Lafourche Parish
United Wholesale Mortgage funded 174 of the 1,197 loans originated in Lafourche Parish, 14.5% of the county. 126 lenders reported activity here.
| # | Lender | Originated | Market Share |
|---|---|---|---|
| 1 | United Wholesale Mortgage | 174 | 14.5% |
| 2 | First American Bank and Trust | 85 | 7.1% |
| 3 | Gmfs, LLC | 74 | 6.2% |
| 4 | DSLD Mortgage LLC | 61 | 5.1% |
| 5 | Assurance Financial Group, L.L.C. | 54 | 4.5% |
Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024. County FIPS codes per U.S. Census Bureau standards.
Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Provided for informational purposes only; does not constitute financial advice for Lafourche Parish borrowers.
Read our methodology - how this data is sourced, computed, and verified.
Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This Lafourche Parish page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.