A&N Mortgage Services, Inc.

Chicago, IL

A&N Mortgage Services, Inc. processed 1,335 mortgage applications in 2024 per HMDA data reported to the Consumer Financial Protection Bureau (CFPB), originating 1,335 loans with a 0.0% denial rate. Home Purchase was the primary loan purpose. Based in Chicago, IL. The approval rate of 100.0% reflects originated loans as a share of all applications.

Why approval and denial rates diverge. Approval (origination) rate and denial rate do not sum to 100% - HMDA records several outcomes beyond approved-and-funded, including files that were approved but not accepted by the applicant, withdrawn, or closed for incompleteness. A&N Mortgage Services, Inc.'s 100.0% origination rate tells you how often an application turned into funded money; the 0.0% denial rate is a separate read on underwriting strictness. Most activity concentrated in Conventional loans (1,252 applications).

How to read this page. These figures are aggregate HMDA disclosures, they describe this lender's overall 2024 book, not your individual odds. Approval and denial rates are shaped by the applicant mix a lender actually receives: credit profile, loan-to-value, debt-to-income, property type, and geography. A lower denial rate at one lender versus another does not necessarily mean easier underwriting, it often reflects borrower self-selection and loan-product specialization. This page is informational data reporting, not financial, legal, or mortgage advice. Compare multiple lenders, read your Loan Estimate carefully, and consult a licensed mortgage professional before applying. Data reflects 2024 disclosures published by the CFPB in 2025.

1,335
Applications
1,335
Originated
0.0%
Denial Rate
$361,861
Avg Loan Amount
Avg Interest Rate: 6.759% Avg Applicant Income: $36,000

Lending Activity

Type Applications Originated Denied Avg Loan
Conventional 1,252 1,252 0 $363,474
FHA 64 64 0 $318,594
VA 19 19 0 $401,316

Top loan types - A&N Mortgage Services, Inc.

Top loan types - A&N Mortgage Services, Inc. Horizontal bar chart of the top 3 items by value (applications). Top loan types - A&N Mortgage Services, Inc. Top 3 1. Conventional 1,252 2. FHA 64 3. VA 19 Top 5 loan types by application volume at A&N Mortgage Services, Inc. (HMDA 2024). Source: CFPB HMDA loan/application register.

Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for A&N Mortgage Services, Inc. (LEI: 549300ANF834QIIFUE57) · 2024 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.

Loan Purpose Breakdown

Purpose Applications Originated Avg Loan
Home Purchase 1,154 1,154 $364,177
Refinancing 129 129 $371,202
Cash-out Refinancing 52 52 $287,308

Geographic Coverage — Lending by Race

Derived race categories as reported under HMDA. Source: CFPB.

Race Applications Approval Rate Denial Rate
White 984 100.0% 0.0%
Asian 134 100.0% 0.0%
Black or African American 54 100.0% 0.0%
Joint * 25 100.0% 0.0%
American Indian or Alaska Native * 3 100.0% 0.0%
Native Hawaiian or Other Pacific Islander * 1 100.0% 0.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Lending by Ethnicity

Hispanic/Latino is an ethnicity, not a race. Shown separately per U.S. Census Bureau standards.

Ethnicity Applications Approval Rate Denial Rate
Not Hispanic or Latino 1,068 100.0% 0.0%
Hispanic or Latino 129 100.0% 0.0%
Joint * 32 100.0% 0.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Nearby Lenders in IL

Other HMDA-reporting lenders in IL with similar activity. Compare any two side-by-side.

Mortgage Lending Guides

Frequently Asked Questions

How many mortgage applications did A&N Mortgage Services, Inc. process?
A&N Mortgage Services, Inc. processed 1,335 mortgage applications in the 2024 HMDA reporting year. Of these, 1,335 were originated (approved and funded), and 0 were denied.
What is A&N Mortgage Services, Inc.'s mortgage approval rate?
A&N Mortgage Services, Inc. has an approval (origination) rate of 100.0%, meaning 100.0% of all applications resulted in a funded mortgage. The denial rate is 0.0%.
What is the average loan amount at A&N Mortgage Services, Inc.?
The average mortgage loan amount at A&N Mortgage Services, Inc. is $361,861. The average interest rate is 6.759%. The average applicant income is $36,000.
What types of mortgage loans does A&N Mortgage Services, Inc. offer?
A&N Mortgage Services, Inc. processes Conventional, FHA, VA loans. The most common type is Conventional with 1,252 applications and an average loan amount of $363,474.
What loan purposes does A&N Mortgage Services, Inc. serve?
A&N Mortgage Services, Inc. serves the following loan purposes: Home Purchase (1,154 applications), Refinancing (129 applications), Cash-out Refinancing (52 applications). Home Purchase is the most common purpose.
Where is A&N Mortgage Services, Inc. located?
A&N Mortgage Services, Inc. is headquartered in Chicago, IL. The lender is identified by LEI 549300ANF834QIIFUE57 in HMDA data.
How does A&N Mortgage Services, Inc. compare in lending across racial demographics?
A&N Mortgage Services, Inc. reports demographic lending data under HMDA requirements. White applicants have an approval rate of 100.0% and denial rate of 0.0%; Asian applicants have an approval rate of 100.0% and denial rate of 0.0%; Black or African American applicants have an approval rate of 100.0% and denial rate of 0.0%. This data reflects derived race categories as reported by applicants.

Data Sources

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.