LEI MMO6VV34TNP4Z1T8NG83 · COLUMBIA, SC

Agfirst Farm Credit Bank

Originated-loan volume lands in the upper fleet tercile (1,124 funded) among 1,300 reported applications in the 2024 HMDA Snapshot.

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Originated-volume tercile vs fleet

Agfirst Farm Credit Bank funded 1,124 mortgages, upper fleet tercile (above ~310 originations), ranking #719 of 4,908 by originated-loan volume but #14 of 1,076 lenders with 1,000+ applications on origination share (86.5%). Easy Street Capital LLC leads that origination-share board at 100.0% on 1,937 applications.

#14
Origination-share rank of 1,076
86.5%
Origination share
1,124
Originated
8.3%
Denial rate

According to the CFPB HMDA 2024 Snapshot. Origination share is originated divided by applications among reporters with 1,000+ applications. Denial share and origination share do not sum to 100% because HMDA also records withdrawals, incompletes, and purchased loans. See /methodology#corpus-placement. Informational reporting, not mortgage advice.

Where Agfirst Farm Credit Bank sits by reported originations

2024 CFPB HMDA reporting lenders, bucketed by originated-loan count

1,124 Top 15% higher than 85% of 4,908 reporting lenders

This lender 0 400,000 reporting lenders, grouped by originated loans

Each bar is a 50,000-originated loans band. The dashed line and filled bar mark this lender. Hover, tap, or focus a bar for its count and population share.

Source CFPB Home Mortgage Disclosure Act loan/application register · 2024 reporting year

Loan types by applications · Agfirst Farm Credit Bank

Application volume by HMDA loan type in this lender's 2024 book.

Loan mix
1. Conventional1K
0%100%86.5%
Origination share · Agfirst Farm Credit Bank

Cited denial reasons · Agfirst Farm Credit Bank

Lender-reported HMDA denial-reason counts (top reasons shown).

Denial mix
1. Collateral542. Debt-to-income ratio523. Other124. Credit history65. Mortgage insurance denied56. Unverifiable information37. Insufficient cash1

High-volume book. Agfirst Farm Credit Bank funded 1,124 mortgages, above the fleet upper tercile (~310 originations) - so absolute denial and purpose counts matter more here than at thin reporters. Most-cited denial codes: Collateral, Debt-to-income ratio, Other. Program weight concentrates in Conventional (1,300 applications).

How to read Agfirst Farm Credit Bank. These figures are aggregate HMDA disclosures for this lender's 2024 book, not any one file. Rates reflect applicant mix (credit, LTV, DTI, geography) as much as underwriting posture. Informational data reporting, not financial, legal, or mortgage advice. Source vintage: CFPB HMDA 2024 Snapshot.

Avg Interest Rate: 7.419% Avg Applicant Income: $39,000

Lending activity by loan program · Agfirst Farm Credit Bank

Agfirst Farm Credit Bank filed most under Conventional. Applications, originations and denials are separate outcomes of the same filing, so the columns do not sum.

Type Applications Originated Denied Avg Loan
Conventional 1,300 1,124 108 $391,846

Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for Agfirst Farm Credit Bank (LEI: MMO6VV34TNP4Z1T8NG83) · 2024 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.

Why borrowers applied

Purchase, refinance and cash-out are reported as distinct purposes; average loan size usually separates them more sharply than volume does.

Purpose Applications Originated Avg Loan
Home Purchase 1,134 990 $410,758
Cash-out Refinancing 73 56 $269,110
Other 44 37 $208,182
Refinancing 39 35 $315,256
Home Improvement 10 6 $250,000

Reported outcomes by applicant race

CFPB derived race categories. HMDA carries no credit score, debt-to-income ratio or down payment, so a gap between these rows is an outcome difference and never, on its own, evidence of discrimination.

Race Applications Approval Rate Denial Rate
White 1,143 87.2% 7.5%
Black or African American * 30 86.7% 13.3%
Joint * 17 88.2% 11.8%
Asian * 4 75.0% 25.0%
American Indian or Alaska Native * 3 66.7% 33.3%
2 or more minority races * 2 100.0% 0.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Reported outcomes by applicant ethnicity

Hispanic or Latino is an ethnicity, not a race, and is reported separately per U.S. Census Bureau standards. The same limitation applies: HMDA records the outcome, not the underwriting inputs behind it.

Ethnicity Applications Approval Rate Denial Rate
Not Hispanic or Latino 1,136 86.9% 7.9%
Hispanic or Latino * 27 85.2% 11.1%
Joint * 20 85.0% 10.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Nearby Lenders in SC

Other HMDA-reporting lenders in SC with similar activity. Compare any two side-by-side.

One of 65 other HMDA-reporting lenders in SC, 5 are shown here.

Nationwide lenders with similar profiles

Two HMDA peer sets for Agfirst Farm Credit Bank, both outside SC so the neighborhoods are not state containment (the Nearby list above stays in-state). Peers are drawn from lenders with ≥1,000 applications, the same floor used on approval and denial rankings.

Read with Agfirst Farm Credit Bank

Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024 for Agfirst Farm Credit Bank (LEI MMO6VV34TNP4Z1T8NG83).

Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Informational only, not mortgage advice for applicants at Agfirst Farm Credit Bank.

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This Agfirst Farm Credit Bank page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.