LEI 2549001IK7UDPADKAG34 · Tigard, OR
Unitus Community Credit Union
Originated-loan volume lands in the upper fleet tercile (579 funded) among 1,298 reported applications in the 2024 HMDA Snapshot.
Originated-volume tercile vs fleet
Unitus Community Credit Union funded 579 mortgages, upper fleet tercile (above ~310 originations), ranking #1,138 of 4,908 by originated-loan volume but #916 of 1,076 lenders with 1,000+ applications on origination share (44.6%). Easy Street Capital LLC leads that origination-share board at 100.0% on 1,937 applications.
- #916
- Origination-share rank of 1,076
- 44.6%
- Origination share
- 579
- Originated
- 29.8%
- Denial rate
According to the CFPB HMDA 2024 Snapshot. Origination share is originated divided by applications among reporters with 1,000+ applications. Denial share and origination share do not sum to 100% because HMDA also records withdrawals, incompletes, and purchased loans. See /methodology#corpus-placement. Informational reporting, not mortgage advice.
Reported application outcomes
1,298 reported applications
Composite lender score
Blends approval accessibility, interest-rate competitiveness, and origination scale — each benchmarked against other significant lenders (1,000+ HMDA applications) — into one comparable 0-100 score. Not a lending recommendation. See methodology for the exact formula.
Where Unitus Community Credit Union sits by reported originations
2024 CFPB HMDA reporting lenders, bucketed by originated-loan count
579 Top 23% higher than 77% of 4,908 reporting lenders
Each bar is a 50,000-originated loans band. The dashed line and filled bar mark this lender. Hover, tap, or focus a bar for its count and population share.
Source CFPB Home Mortgage Disclosure Act loan/application register · 2024 reporting year
Loan types by applications · Unitus Community Credit Uni…
Application volume by HMDA loan type in this lender's 2024 book.
Cited denial reasons · Unitus Community Credit Uni…
Lender-reported HMDA denial-reason counts (top reasons shown).
High-volume book. Unitus Community Credit Union funded 579 mortgages, above the fleet upper tercile (~310 originations) - so absolute denial and purpose counts matter more here than at thin reporters. Most-cited denial codes: Debt-to-income ratio, Other, Collateral. Program weight concentrates in Conventional (1,298 applications).
How to read Unitus Community Credit Union. These figures are aggregate HMDA disclosures for this lender's 2024 book, not any one file. Rates reflect applicant mix (credit, LTV, DTI, geography) as much as underwriting posture. Informational data reporting, not financial, legal, or mortgage advice. Source vintage: CFPB HMDA 2024 Snapshot.
Lending activity by loan program · Unitus Community Credit Uni…
Unitus Community Credit Union filed most under Conventional. Applications, originations and denials are separate outcomes of the same filing, so the columns do not sum.
| Type | Applications | Originated | Denied | Avg Loan |
|---|---|---|---|---|
| Conventional | 1,298 | 579 | 387 | $184,730 |
Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for Unitus Community Credit Union (LEI: 2549001IK7UDPADKAG34) · 2024 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.
Why borrowers applied
Purchase, refinance and cash-out are reported as distinct purposes; average loan size usually separates them more sharply than volume does.
| Purpose | Applications | Originated | Avg Loan |
|---|---|---|---|
| Home Improvement | 584 | 302 | $87,449 |
| Home Purchase | 323 | 121 | $396,115 |
| Other | 290 | 100 | $92,724 |
| Cash-out Refinancing | 75 | 42 | $204,467 |
| Refinancing | 26 | 14 | $713,077 |
Reported outcomes by applicant race
CFPB derived race categories. HMDA carries no credit score, debt-to-income ratio or down payment, so a gap between these rows is an outcome difference and never, on its own, evidence of discrimination.
| Race | Applications | Approval Rate | Denial Rate |
|---|---|---|---|
| White | 973 | 46.6% | 29.5% |
| Asian | 56 | 23.2% | 46.4% |
| Joint | 53 | 47.2% | 34.0% |
| Black or African American * | 26 | 26.9% | 61.5% |
| American Indian or Alaska Native * | 11 | 45.5% | 36.4% |
| Native Hawaiian or Other Pacific Islander * | 4 | 25.0% | 25.0% |
* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.
Reported outcomes by applicant ethnicity
Hispanic or Latino is an ethnicity, not a race, and is reported separately per U.S. Census Bureau standards. The same limitation applies: HMDA records the outcome, not the underwriting inputs behind it.
| Ethnicity | Applications | Approval Rate | Denial Rate |
|---|---|---|---|
| Not Hispanic or Latino | 911 | 46.3% | 31.2% |
| Hispanic or Latino | 176 | 31.8% | 30.1% |
| Joint * | 40 | 55.0% | 22.5% |
* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.
Nearby Lenders in OR
Other HMDA-reporting lenders in OR with similar activity. Compare any two side-by-side.
One of 38 other HMDA-reporting lenders in OR, 5 are shown here.
OnPoint Community Credit Union
Portland, OR
Umpqua Bank
PORTLAND, OR
First Technology Credit Union
Beaverton, OR
Rogue Credit Union
MEDFORD, OR
Selco Community Credit Union
SPRINGFIELD, OR
Nationwide lenders with similar profiles
Two HMDA peer sets for Unitus Community Credit Union, both outside OR so the neighborhoods are not state containment (the Nearby list above stays in-state). Peers are drawn from lenders with ≥1,000 applications, the same floor used on approval and denial rankings.
Similar denial rate
Nearest other-state lenders by denial rate (29.8% here).
Similar application volume
Nearest other-state lenders by total applications (1,298 here).
Read with Unitus Community Credit Union
Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. For Unitus Community Credit Union (LEI 2549001IK7UDPADKAG34), from the FFIEC/CFPB HMDA Snapshot National Loan-Level Dataset (2024). See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.