Anchor Loans LP

Thousand Oaks, CA

Anchor Loans LP processed 2,307 mortgage applications in 2024 per HMDA data reported to the Consumer Financial Protection Bureau (CFPB), originating 1,622 loans with a 29.7% denial rate. Home Purchase was the primary loan purpose. Based in Thousand Oaks, CA. The approval rate of 70.3% reflects originated loans as a share of all applications.

Why approval and denial rates diverge. Approval (origination) rate and denial rate do not sum to 100% - HMDA records several outcomes beyond approved-and-funded, including files that were approved but not accepted by the applicant, withdrawn, or closed for incompleteness. Anchor Loans LP's 70.3% origination rate tells you how often an application turned into funded money; the 29.7% denial rate is a separate read on underwriting strictness. Most activity concentrated in Conventional loans (2,307 applications).

How to read this page. These figures are aggregate HMDA disclosures, they describe this lender's overall 2024 book, not your individual odds. Approval and denial rates are shaped by the applicant mix a lender actually receives: credit profile, loan-to-value, debt-to-income, property type, and geography. A lower denial rate at one lender versus another does not necessarily mean easier underwriting, it often reflects borrower self-selection and loan-product specialization. This page is informational data reporting, not financial, legal, or mortgage advice. Compare multiple lenders, read your Loan Estimate carefully, and consult a licensed mortgage professional before applying. Data reflects 2024 disclosures published by the CFPB in 2025.

2,307
Applications
1,622
Originated
29.7%
Denial Rate
$1,018,316
Avg Loan Amount
Avg Interest Rate: 9.954%

Lending Activity

Type Applications Originated Denied Avg Loan
Conventional 2,307 1,622 685 $1,018,316

Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for Anchor Loans LP (LEI: 549300623VT8YKPHWM78) · 2024 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.

Loan Purpose Breakdown

Purpose Applications Originated Avg Loan
Home Purchase 1,670 1,257 $779,766
Refinancing 637 365 $1,643,713

Geographic Coverage — Lending by Race

Derived race categories as reported under HMDA. Source: CFPB.

Race Applications Approval Rate Denial Rate
Native Hawaiian or Other Pacific Islander * 6 16.7% 83.3%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Nearby Lenders in CA

Other HMDA-reporting lenders in CA with similar activity. Compare any two side-by-side.

Mortgage Lending Guides

Frequently Asked Questions

How many mortgage applications did Anchor Loans LP process?
Anchor Loans LP processed 2,307 mortgage applications in the 2024 HMDA reporting year. Of these, 1,622 were originated (approved and funded), and 685 were denied.
What is Anchor Loans LP's mortgage approval rate?
Anchor Loans LP has an approval (origination) rate of 70.3%, meaning 70.3% of all applications resulted in a funded mortgage. The denial rate is 29.7%.
What is the average loan amount at Anchor Loans LP?
The average mortgage loan amount at Anchor Loans LP is $1,018,316. The average interest rate is 9.954%.
What types of mortgage loans does Anchor Loans LP offer?
Anchor Loans LP processes Conventional loans. The most common type is Conventional with 2,307 applications and an average loan amount of $1,018,316.
What loan purposes does Anchor Loans LP serve?
Anchor Loans LP serves the following loan purposes: Home Purchase (1,670 applications), Refinancing (637 applications). Home Purchase is the most common purpose.
Where is Anchor Loans LP located?
Anchor Loans LP is headquartered in Thousand Oaks, CA. The lender is identified by LEI 549300623VT8YKPHWM78 in HMDA data.
How does Anchor Loans LP compare in lending across racial demographics?
Anchor Loans LP reports demographic lending data under HMDA requirements. Native Hawaiian or Other Pacific Islander applicants have an approval rate of 16.7% and denial rate of 83.3%. This data reflects derived race categories as reported by applicants.

Data Sources

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.