LEI 254900667M5CK6Y3DF27 · Miami, FL

Banco do Brasil Americas

Originated-loan volume lands in the upper fleet tercile (637 funded) among 829 reported applications in the 2024 HMDA Snapshot.

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Originated-volume tercile vs fleet

Banco do Brasil Americas funded 637 mortgages, upper fleet tercile (above ~310 originations), ranking #1,070 of 4,908 by originated-loan volume and sits below the 1,000-application origination-share board (829 applications).

n/a
Below 1,000-app share board
76.8%
Origination share
637
Originated
7.1%
Denial rate

According to the CFPB HMDA 2024 Snapshot. Origination share is originated divided by applications among reporters with 1,000+ applications. Denial share and origination share do not sum to 100% because HMDA also records withdrawals, incompletes, and purchased loans. See /methodology#corpus-placement. Informational reporting, not mortgage advice.

Where Banco do Brasil Americas sits by reported originations

2024 CFPB HMDA reporting lenders, bucketed by originated-loan count

637 Top 22% higher than 78% of 4,908 reporting lenders

This lender 0 400,000 reporting lenders, grouped by originated loans

Each bar is a 50,000-originated loans band. The dashed line and filled bar mark this lender. Hover, tap, or focus a bar for its count and population share.

Source CFPB Home Mortgage Disclosure Act loan/application register · 2024 reporting year

Loan types by applications · Banco do Brasil Americas

Application volume by HMDA loan type in this lender's 2024 book.

Loan mix
1. Conventional829
0%100%76.8%
Origination share · Banco do Brasil Americas

Cited denial reasons · Banco do Brasil Americas

Lender-reported HMDA denial-reason counts (top reasons shown).

Denial mix
1. Credit history312. Debt-to-income ratio123. Collateral74. Other65. Credit application incomp…46. Unverifiable information1

High-volume book. Banco do Brasil Americas funded 637 mortgages, above the fleet upper tercile (~310 originations) - so absolute denial and purpose counts matter more here than at thin reporters. Most-cited denial codes: Credit history, Debt-to-income ratio, Collateral. Program weight concentrates in Conventional (829 applications).

How to read Banco do Brasil Americas. These figures are aggregate HMDA disclosures for this lender's 2024 book, not any one file. Rates reflect applicant mix (credit, LTV, DTI, geography) as much as underwriting posture. Informational data reporting, not financial, legal, or mortgage advice. Source vintage: CFPB HMDA 2024 Snapshot.

Avg Interest Rate: 7.166% Avg Applicant Income: $26,000

Lending activity by loan program · Banco do Brasil Americas

Banco do Brasil Americas filed most under Conventional. Applications, originations and denials are separate outcomes of the same filing, so the columns do not sum.

Type Applications Originated Denied Avg Loan
Conventional 829 637 59 $574,421

Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for Banco do Brasil Americas (LEI: 254900667M5CK6Y3DF27) · 2024 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.

Why borrowers applied

Purchase, refinance and cash-out are reported as distinct purposes; average loan size usually separates them more sharply than volume does.

Purpose Applications Originated Avg Loan
Home Purchase 792 617 $564,179
Refinancing 33 18 $632,576
Other 2 0 $820,000
Cash-out Refinancing 2 2 $3,425,000

Reported outcomes by applicant race

CFPB derived race categories. HMDA carries no credit score, debt-to-income ratio or down payment, so a gap between these rows is an outcome difference and never, on its own, evidence of discrimination.

Race Applications Approval Rate Denial Rate
White 261 59.4% 18.4%
Asian * 6 83.3% 0.0%
Black or African American * 3 100.0% 0.0%
American Indian or Alaska Native * 1 0.0% 100.0%
Joint * 1 0.0% 0.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Reported outcomes by applicant ethnicity

Hispanic or Latino is an ethnicity, not a race, and is reported separately per U.S. Census Bureau standards. The same limitation applies: HMDA records the outcome, not the underwriting inputs behind it.

Ethnicity Applications Approval Rate Denial Rate
Hispanic or Latino 261 60.9% 18.4%
Not Hispanic or Latino * 25 52.0% 12.0%
Joint * 1 100.0% 0.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Nearby Lenders in FL

Other HMDA-reporting lenders in FL with similar activity. Compare any two side-by-side.

One of 151 other HMDA-reporting lenders in FL, 5 are shown here.

Read with Banco do Brasil Americas

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. For Banco do Brasil Americas (LEI 254900667M5CK6Y3DF27), from the FFIEC/CFPB HMDA Snapshot National Loan-Level Dataset (2024). See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.