LEI 549300F570XAWYN8Z237 · Los Angeles, CA

Bank of Hope

Originated-loan volume lands in the upper fleet tercile (596 funded) among 1,067 reported applications in the 2024 HMDA Snapshot.

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Originated-volume tercile vs fleet

Bank of Hope funded 596 mortgages, upper fleet tercile (above ~310 originations), ranking #1,119 of 4,908 by originated-loan volume but #734 of 1,076 lenders with 1,000+ applications on origination share (55.9%). Easy Street Capital LLC leads that origination-share board at 100.0% on 1,937 applications.

#734
Origination-share rank of 1,076
55.9%
Origination share
596
Originated
4.4%
Denial rate

According to the CFPB HMDA 2024 Snapshot. Origination share is originated divided by applications among reporters with 1,000+ applications. Denial share and origination share do not sum to 100% because HMDA also records withdrawals, incompletes, and purchased loans. See /methodology#corpus-placement. Informational reporting, not mortgage advice.

Composite lender score

C
Composite lender score
50/100
Bank of Hope

Blends approval accessibility, interest-rate competitiveness, and origination scale — each benchmarked against other significant lenders (1,000+ HMDA applications) — into one comparable 0-100 score. Not a lending recommendation. See methodology for the exact formula.

Approval accessibility B
4.4%
Denial rate vs. other significant lenders (1,000+ applications); fewer denials scores higher.
Rate competitiveness B
6.82%
Average interest rate vs. other significant lenders; a lower average rate scores higher.
Origination scale F
596
Funded-loan volume vs. other significant lenders; more originations means a longer track record to judge.

Where Bank of Hope sits by reported originations

2024 CFPB HMDA reporting lenders, bucketed by originated-loan count

596 Top 23% higher than 77% of 4,908 reporting lenders

This lender 0 400,000 reporting lenders, grouped by originated loans

Each bar is a 50,000-originated loans band. The dashed line and filled bar mark this lender. Hover, tap, or focus a bar for its count and population share.

Source CFPB Home Mortgage Disclosure Act loan/application register · 2024 reporting year

Loan types by applications · Bank of Hope

Application volume by HMDA loan type in this lender's 2024 book.

Loan mix
1. Conventional1K
0%100%55.9%
Origination share · Bank of Hope

Cited denial reasons · Bank of Hope

Lender-reported HMDA denial-reason counts (top reasons shown).

Denial mix
1. Other372. Debt-to-income ratio93. Credit history24. Unverifiable information1

High-volume book. Bank of Hope funded 596 mortgages, above the fleet upper tercile (~310 originations) - so absolute denial and purpose counts matter more here than at thin reporters. Most-cited denial codes: Other, Debt-to-income ratio, Credit history. Program weight concentrates in Conventional (1,067 applications).

How to read Bank of Hope. These figures are aggregate HMDA disclosures for this lender's 2024 book, not any one file. Rates reflect applicant mix (credit, LTV, DTI, geography) as much as underwriting posture. Informational data reporting, not financial, legal, or mortgage advice. Source vintage: CFPB HMDA 2024 Snapshot.

Avg Interest Rate: 6.818% Avg Applicant Income: $39,000

Lending activity by loan program · Bank of Hope

Bank of Hope filed most under Conventional. Applications, originations and denials are separate outcomes of the same filing, so the columns do not sum.

Type Applications Originated Denied Avg Loan
Conventional 1,067 596 47 $657,727

Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for Bank of Hope (LEI: 549300F570XAWYN8Z237) · 2024 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.

Why borrowers applied

Purchase, refinance and cash-out are reported as distinct purposes; average loan size usually separates them more sharply than volume does.

Purpose Applications Originated Avg Loan
Home Purchase 864 485 $597,106
Cash-out Refinancing 101 50 $1,037,673
Other 86 48 $595,581
Refinancing 15 13 $1,982,333
Home Improvement 1 0 $135,000

Reported outcomes by applicant race

CFPB derived race categories. HMDA carries no credit score, debt-to-income ratio or down payment, so a gap between these rows is an outcome difference and never, on its own, evidence of discrimination.

Race Applications Approval Rate Denial Rate
Asian 926 57.6% 4.0%
White 74 44.6% 6.8%
Joint * 5 40.0% 20.0%
Black or African American * 3 0.0% 0.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Reported outcomes by applicant ethnicity

Hispanic or Latino is an ethnicity, not a race, and is reported separately per U.S. Census Bureau standards. The same limitation applies: HMDA records the outcome, not the underwriting inputs behind it.

Ethnicity Applications Approval Rate Denial Rate
Not Hispanic or Latino 975 56.8% 4.2%
Hispanic or Latino * 22 40.9% 4.5%
Joint * 2 50.0% 50.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Nearby Lenders in CA

Other HMDA-reporting lenders in CA with similar activity. Compare any two side-by-side.

One of 316 other HMDA-reporting lenders in CA, 5 are shown here.

Nationwide lenders with similar profiles

Two HMDA peer sets for Bank of Hope, both outside CA so the neighborhoods are not state containment (the Nearby list above stays in-state). Peers are drawn from lenders with ≥1,000 applications, the same floor used on approval and denial rankings.

Read with Bank of Hope

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. For Bank of Hope (LEI 549300F570XAWYN8Z237), from the FFIEC/CFPB HMDA Snapshot National Loan-Level Dataset (2024). See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.