LEI 5493008RNHC5I1E3IZ56 · Albany, NY

Broadview Federal Credit Union

Originated-loan volume lands in the upper fleet tercile (3,769 funded) among 5,785 reported applications in the 2024 HMDA Snapshot.

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Originated-volume tercile vs fleet

Broadview Federal Credit Union funded 3,769 mortgages, upper fleet tercile (above ~310 originations), ranking #250 of 4,908 by originated-loan volume but #482 of 1,076 lenders with 1,000+ applications on origination share (65.2%). Easy Street Capital LLC leads that origination-share board at 100.0% on 1,937 applications.

#482
Origination-share rank of 1,076
65.2%
Origination share
3,769
Originated
21.7%
Denial rate

According to the CFPB HMDA 2024 Snapshot. Origination share is originated divided by applications among reporters with 1,000+ applications. Denial share and origination share do not sum to 100% because HMDA also records withdrawals, incompletes, and purchased loans. See /methodology#corpus-placement. Informational reporting, not mortgage advice.

Where Broadview Federal Credit Union sits by reported originations

2024 CFPB HMDA reporting lenders, bucketed by originated-loan count

3,769 Top 5% higher than 95% of 4,908 reporting lenders

This lender 0 400,000 reporting lenders, grouped by originated loans

Each bar is a 50,000-originated loans band. The dashed line and filled bar mark this lender. Hover, tap, or focus a bar for its count and population share.

Source CFPB Home Mortgage Disclosure Act loan/application register · 2024 reporting year

Loan types by applications · Broadview Federal Credit Un…

Application volume by HMDA loan type in this lender's 2024 book.

Loan mix
1. Conventional6K
0%100%65.2%
Origination share · Broadview Federal Credit Un…

Cited denial reasons · Broadview Federal Credit Un…

Lender-reported HMDA denial-reason counts (top reasons shown).

Denial mix
1. Debt-to-income ratio6902. Other3123. Credit history2654. Collateral2465. Employment history106. Unverifiable information87. Credit application incomp…38. Insufficient cash1

High-volume book. Broadview Federal Credit Union funded 3,769 mortgages, above the fleet upper tercile (~310 originations) - so absolute denial and purpose counts matter more here than at thin reporters. Most-cited denial codes: Debt-to-income ratio, Other, Credit history. Program weight concentrates in Conventional (5,785 applications).

How to read Broadview Federal Credit Union. These figures are aggregate HMDA disclosures for this lender's 2024 book, not any one file. Rates reflect applicant mix (credit, LTV, DTI, geography) as much as underwriting posture. Informational data reporting, not financial, legal, or mortgage advice. Source vintage: CFPB HMDA 2024 Snapshot.

Avg Interest Rate: 7.593% Avg Applicant Income: $36,000

Lending activity by loan program · Broadview Federal Credit Un…

Broadview Federal Credit Union filed most under Conventional. Applications, originations and denials are separate outcomes of the same filing, so the columns do not sum.

Type Applications Originated Denied Avg Loan
Conventional 5,785 3,769 1,256 $89,752

Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for Broadview Federal Credit Union (LEI: 5493008RNHC5I1E3IZ56) · 2024 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.

Why borrowers applied

Purchase, refinance and cash-out are reported as distinct purposes; average loan size usually separates them more sharply than volume does.

Purpose Applications Originated Avg Loan
Home Improvement 3,452 2,393 $76,162
Other 1,262 739 $72,908
Refinancing 617 385 $136,507
Home Purchase 386 202 $163,472
Cash-out Refinancing 68 50 $249,559

Reported outcomes by applicant race

CFPB derived race categories. HMDA carries no credit score, debt-to-income ratio or down payment, so a gap between these rows is an outcome difference and never, on its own, evidence of discrimination.

Race Applications Approval Rate Denial Rate
White 4,612 67.3% 19.8%
Black or African American 329 45.6% 41.6%
Asian 160 48.8% 31.3%
Joint 60 71.7% 21.7%
American Indian or Alaska Native * 21 28.6% 42.9%
Native Hawaiian or Other Pacific Islander * 7 42.9% 42.9%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Reported outcomes by applicant ethnicity

Hispanic or Latino is an ethnicity, not a race, and is reported separately per U.S. Census Bureau standards. The same limitation applies: HMDA records the outcome, not the underwriting inputs behind it.

Ethnicity Applications Approval Rate Denial Rate
Not Hispanic or Latino 4,923 65.7% 21.1%
Hispanic or Latino 208 51.4% 36.5%
Joint 86 68.6% 25.6%

Nearby Lenders in NY

Other HMDA-reporting lenders in NY with similar activity. Compare any two side-by-side.

One of 193 other HMDA-reporting lenders in NY, 5 are shown here.

Nationwide lenders with similar profiles

Two HMDA peer sets for Broadview Federal Credit Union, both outside NY so the neighborhoods are not state containment (the Nearby list above stays in-state). Peers are drawn from lenders with ≥1,000 applications, the same floor used on approval and denial rankings.

Read with Broadview Federal Credit Union

Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024 for Broadview Federal Credit Union (LEI 5493008RNHC5I1E3IZ56).

Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Informational only, not mortgage advice for applicants at Broadview Federal Credit Union.

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This Broadview Federal Credit Union page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.