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Campos Financial Corp

Granada Hills, CA

Campos Financial Corp processed 221 mortgage applications in 2024 per HMDA data reported to the Consumer Financial Protection Bureau (CFPB), originating 211 loans with a 0.0% denial rate. Home Purchase was the primary loan purpose. Based in Granada Hills, CA. The approval rate of 95.5% reflects originated loans as a share of all applications.

Why approval and denial rates diverge. Approval (origination) rate and denial rate do not sum to 100% - HMDA records several outcomes beyond approved-and-funded, including files that were approved but not accepted by the applicant, withdrawn, or closed for incompleteness. Campos Financial Corp's 95.5% origination rate tells you how often an application turned into funded money; the 0.0% denial rate is a separate read on underwriting strictness. Most activity concentrated in FHA loans (122 applications).

How to read this page. These figures are aggregate HMDA disclosures, they describe this lender's overall 2024 book, not your individual odds. Approval and denial rates are shaped by the applicant mix a lender actually receives: credit profile, loan-to-value, debt-to-income, property type, and geography. A lower denial rate at one lender versus another does not necessarily mean easier underwriting, it often reflects borrower self-selection and loan-product specialization. This page is informational data reporting, not financial, legal, or mortgage advice. Compare multiple lenders, read your Loan Estimate carefully, and consult a licensed mortgage professional before applying. Data reflects 2024 disclosures published by the CFPB in 2025.

221
Applications
211
Originated
0.0%
Denial Rate
$517,986
Avg Loan Amount
Avg Interest Rate: 6.697% Avg Applicant Income: $43,000

Lending Activity

Type Applications Originated Denied Avg Loan
FHA 122 117 0 $526,721
Conventional 91 88 0 $500,495
VA 8 6 0 $583,750

Top loan types - Campos Financial Corp

Top loan types - Campos Financial Corp Horizontal bar chart of the top 3 items by value (applications). Top loan types - Campos Financial Corp Top 3 1. FHA 122 2. Conventional 91 3. VA 8 Top 5 loan types by application volume at Campos Financial Corp (HMDA 2024). Source: CFPB HMDA loan/application register.

Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for Campos Financial Corp (LEI: 54930035U7Q80J7HTS79) · 2024 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.

Loan Purpose Breakdown

Purpose Applications Originated Avg Loan
Home Purchase 160 157 $529,813
Cash-out Refinancing 48 44 $454,792
Refinancing 13 10 $605,769

Geographic Coverage — Lending by Race

Derived race categories as reported under HMDA. Source: CFPB.

Race Applications Approval Rate Denial Rate
White 178 97.2% 0.0%
Black or African American * 5 100.0% 0.0%
Asian * 4 75.0% 0.0%
American Indian or Alaska Native * 2 100.0% 0.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Lending by Ethnicity

Hispanic/Latino is an ethnicity, not a race. Shown separately per U.S. Census Bureau standards.

Ethnicity Applications Approval Rate Denial Rate
Hispanic or Latino 167 97.0% 0.0%
Not Hispanic or Latino * 18 94.4% 0.0%
Joint * 2 100.0% 0.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Nearby Lenders in CA

Other HMDA-reporting lenders in CA with similar activity. Compare any two side-by-side.

Pennymac Loan Services LLC

WESTLAKE VILLAGE, CA

384,816 apps 67,294 originated 4.7% denied

Bank of America NA

Westlake Village, CA

233,637 apps 83,165 originated 34.6% denied

AmeriHome Mortgage Company, LLC

Thousand Oaks, CA

149,937 apps 6,250 originated 0.8% denied

Loandepot.Com, LLC

IRVINE, CA

142,924 apps 79,418 originated 23.3% denied

New American Funding, LLC.

TUSTIN, CA

118,479 apps 48,639 originated 11.1% denied
Compare Campos Financial Corp vs Pennymac Loan Services LLC →

Mortgage Lending Guides

Frequently Asked Questions

How many mortgage applications did Campos Financial Corp process?
Campos Financial Corp processed 221 mortgage applications in the 2024 HMDA reporting year. Of these, 211 were originated (approved and funded), 10 were withdrawn by the applicant, and 0 were denied.
What is Campos Financial Corp's mortgage approval rate?
Campos Financial Corp has an approval (origination) rate of 95.5%, meaning 95.5% of all applications resulted in a funded mortgage. The denial rate is 0.0%.
What is the average loan amount at Campos Financial Corp?
The average mortgage loan amount at Campos Financial Corp is $517,986. The average interest rate is 6.697%. The average applicant income is $43,000.
What types of mortgage loans does Campos Financial Corp offer?
Campos Financial Corp processes FHA, Conventional, VA loans. The most common type is FHA with 122 applications and an average loan amount of $526,721.
What loan purposes does Campos Financial Corp serve?
Campos Financial Corp serves the following loan purposes: Home Purchase (160 applications), Cash-out Refinancing (48 applications), Refinancing (13 applications). Home Purchase is the most common purpose.
Where is Campos Financial Corp located?
Campos Financial Corp is headquartered in Granada Hills, CA. The lender is identified by LEI 54930035U7Q80J7HTS79 in HMDA data.
How does Campos Financial Corp compare in lending across racial demographics?
Campos Financial Corp reports demographic lending data under HMDA requirements. White applicants have an approval rate of 97.2% and denial rate of 0.0%; Black or African American applicants have an approval rate of 100.0% and denial rate of 0.0%; Asian applicants have an approval rate of 75.0% and denial rate of 0.0%. This data reflects derived race categories as reported by applicants.

Data Sources

Data as of 2024. Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024 Snapshot.

Data from FFIEC / CFPB HMDA 2024 Snapshot National Loan-Level Dataset. Demographic data reflects derived categories as reported by applicants. Denial rates include all application outcomes. This data is provided for informational purposes only.

Read our methodology - how this data is sourced, computed, and verified.

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.