LEI 549300E3QJQLKVB40W93 · ENGLEWOOD, CO

Canvas Credit Union

Originated-loan volume lands in the upper fleet tercile (2,789 funded) among 4,768 reported applications in the 2024 HMDA Snapshot.

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Originated-volume tercile vs fleet

Canvas Credit Union funded 2,789 mortgages, upper fleet tercile (above ~310 originations), ranking #333 of 4,908 by originated-loan volume but #672 of 1,076 lenders with 1,000+ applications on origination share (58.5%). Easy Street Capital LLC leads that origination-share board at 100.0% on 1,937 applications.

#672
Origination-share rank of 1,076
58.5%
Origination share
2,789
Originated
10.8%
Denial rate

According to the CFPB HMDA 2024 Snapshot. Origination share is originated divided by applications among reporters with 1,000+ applications. Denial share and origination share do not sum to 100% because HMDA also records withdrawals, incompletes, and purchased loans. See /methodology#corpus-placement. Informational reporting, not mortgage advice.

Where Canvas Credit Union sits by reported originations

2024 CFPB HMDA reporting lenders, bucketed by originated-loan count

2,789 Top 7% higher than 93% of 4,908 reporting lenders

This lender 0 400,000 reporting lenders, grouped by originated loans

Each bar is a 50,000-originated loans band. The dashed line and filled bar mark this lender. Hover, tap, or focus a bar for its count and population share.

Source CFPB Home Mortgage Disclosure Act loan/application register · 2024 reporting year

Loan types by applications · Canvas Credit Union

Application volume by HMDA loan type in this lender's 2024 book.

Loan mix
1. Conventional5K2. USDA23. FHA1
0%100%58.5%
Origination share · Canvas Credit Union

Cited denial reasons · Canvas Credit Union

Lender-reported HMDA denial-reason counts (top reasons shown).

Denial mix
1. Debt-to-income ratio3412. Credit history2733. Collateral744. Unverifiable information85. Employment history4

High-volume book. Canvas Credit Union funded 2,789 mortgages, above the fleet upper tercile (~310 originations) - so absolute denial and purpose counts matter more here than at thin reporters. Most-cited denial codes: Debt-to-income ratio, Credit history, Collateral. Program weight concentrates in Conventional (4,765 applications).

How to read Canvas Credit Union. These figures are aggregate HMDA disclosures for this lender's 2024 book, not any one file. Rates reflect applicant mix (credit, LTV, DTI, geography) as much as underwriting posture. Informational data reporting, not financial, legal, or mortgage advice. Source vintage: CFPB HMDA 2024 Snapshot.

Avg Interest Rate: 9.117% Avg Applicant Income: $35,000

Lending activity by loan program · Canvas Credit Union

Canvas Credit Union filed most under Conventional. Applications, originations and denials are separate outcomes of the same filing, so the columns do not sum.

Type Applications Originated Denied Avg Loan
Conventional 4,765 2,789 514 $170,805
USDA 2 0 0 $415,000
FHA 1 0 0 $285,000

Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for Canvas Credit Union (LEI: 549300E3QJQLKVB40W93) · 2024 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.

Why borrowers applied

Purchase, refinance and cash-out are reported as distinct purposes; average loan size usually separates them more sharply than volume does.

Purpose Applications Originated Avg Loan
Other 2,039 1,099 $107,889
Home Improvement 1,612 937 $105,236
Home Purchase 628 474 $496,146
Refinancing 456 272 $226,118
Cash-out Refinancing 33 7 $323,788

Reported outcomes by applicant race

CFPB derived race categories. HMDA carries no credit score, debt-to-income ratio or down payment, so a gap between these rows is an outcome difference and never, on its own, evidence of discrimination.

Race Applications Approval Rate Denial Rate
White 3,754 64.7% 10.1%
Joint 193 67.9% 11.4%
Black or African American 143 49.0% 21.0%
Asian 106 43.4% 17.9%
American Indian or Alaska Native * 43 46.5% 25.6%
Native Hawaiian or Other Pacific Islander * 7 57.1% 14.3%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Reported outcomes by applicant ethnicity

Hispanic or Latino is an ethnicity, not a race, and is reported separately per U.S. Census Bureau standards. The same limitation applies: HMDA records the outcome, not the underwriting inputs behind it.

Ethnicity Applications Approval Rate Denial Rate
Not Hispanic or Latino 3,039 70.6% 8.6%
Hispanic or Latino 517 50.5% 18.2%
Joint 230 76.5% 5.2%

Nearby Lenders in CO

Other HMDA-reporting lenders in CO with similar activity. Compare any two side-by-side.

One of 78 other HMDA-reporting lenders in CO, 5 are shown here.

Nationwide lenders with similar profiles

Two HMDA peer sets for Canvas Credit Union, both outside CO so the neighborhoods are not state containment (the Nearby list above stays in-state). Peers are drawn from lenders with ≥1,000 applications, the same floor used on approval and denial rankings.

Read with Canvas Credit Union

Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024 for Canvas Credit Union (LEI 549300E3QJQLKVB40W93).

Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Informational only, not mortgage advice for applicants at Canvas Credit Union.

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This Canvas Credit Union page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.