Commercial Loan Corporation

Newport Beach, CA

Commercial Loan Corporation processed 41 mortgage applications in 2024 per HMDA data reported to the Consumer Financial Protection Bureau (CFPB), originating 41 loans with a 0.0% denial rate. Other was the primary loan purpose. Based in Newport Beach, CA. The approval rate of 100.0% reflects originated loans as a share of all applications.

Why approval and denial rates diverge. Approval (origination) rate and denial rate do not sum to 100% - HMDA records several outcomes beyond approved-and-funded, including files that were approved but not accepted by the applicant, withdrawn, or closed for incompleteness. Commercial Loan Corporation's 100.0% origination rate tells you how often an application turned into funded money; the 0.0% denial rate is a separate read on underwriting strictness. Most activity concentrated in Conventional loans (41 applications).

How to read this page. These figures are aggregate HMDA disclosures, they describe this lender's overall 2024 book, not your individual odds. Approval and denial rates are shaped by the applicant mix a lender actually receives: credit profile, loan-to-value, debt-to-income, property type, and geography. A lower denial rate at one lender versus another does not necessarily mean easier underwriting, it often reflects borrower self-selection and loan-product specialization. This page is informational data reporting, not financial, legal, or mortgage advice. Compare multiple lenders, read your Loan Estimate carefully, and consult a licensed mortgage professional before applying. Data reflects 2024 disclosures published by the CFPB in 2025.

41
Applications
41
Originated
0.0%
Denial Rate
$285,488
Avg Loan Amount
Avg Interest Rate: 12.332%

Lending Activity

Type Applications Originated Denied Avg Loan
Conventional 41 41 0 $285,488

Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for Commercial Loan Corporation (LEI: 984500A9F1AADF548748) · 2024 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.

Loan Purpose Breakdown

Purpose Applications Originated Avg Loan
Other 40 40 $284,750
Home Purchase 1 1 $315,000

Geographic Coverage — Lending by Race

Derived race categories as reported under HMDA. Source: CFPB.

Race Applications Approval Rate Denial Rate
Native Hawaiian or Other Pacific Islander * 41 100.0% 0.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Nearby Lenders in CA

Other HMDA-reporting lenders in CA with similar activity. Compare any two side-by-side.

Mortgage Lending Guides

Frequently Asked Questions

How many mortgage applications did Commercial Loan Corporation process?
Commercial Loan Corporation processed 41 mortgage applications in the 2024 HMDA reporting year. Of these, 41 were originated (approved and funded), and 0 were denied.
What is Commercial Loan Corporation's mortgage approval rate?
Commercial Loan Corporation has an approval (origination) rate of 100.0%, meaning 100.0% of all applications resulted in a funded mortgage. The denial rate is 0.0%.
What is the average loan amount at Commercial Loan Corporation?
The average mortgage loan amount at Commercial Loan Corporation is $285,488. The average interest rate is 12.332%.
What types of mortgage loans does Commercial Loan Corporation offer?
Commercial Loan Corporation processes Conventional loans. The most common type is Conventional with 41 applications and an average loan amount of $285,488.
What loan purposes does Commercial Loan Corporation serve?
Commercial Loan Corporation serves the following loan purposes: Other (40 applications), Home Purchase (1 applications). Other is the most common purpose.
Where is Commercial Loan Corporation located?
Commercial Loan Corporation is headquartered in Newport Beach, CA. The lender is identified by LEI 984500A9F1AADF548748 in HMDA data.
How does Commercial Loan Corporation compare in lending across racial demographics?
Commercial Loan Corporation reports demographic lending data under HMDA requirements. Native Hawaiian or Other Pacific Islander applicants have an approval rate of 100.0% and denial rate of 0.0%. This data reflects derived race categories as reported by applicants.

Data Sources

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.