LEI 549300SWHFQY2F7RN335 · Pomona, CA

Community Mortgage Funding, LLC

Denial sits in the lower fleet tercile at 2.5% across 398 HMDA applications, fewer outright refusals than the bulk of the corpus.

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Denial tercile vs fleet

Community Mortgage Funding, LLC posts a 2.5% denial rate, below the fleet's lower tercile (~5.61%) - across 398 applications with 129 originations. Leading cited denial reason: credit history. Volume rank is still not origination-share rank.

n/a
Below 1,000-app share board
32.4%
Origination share
129
Originated
2.5%
Denial rate

According to the CFPB HMDA 2024 Snapshot. Origination share is originated divided by applications among reporters with 1,000+ applications. Denial share and origination share do not sum to 100% because HMDA also records withdrawals, incompletes, and purchased loans. See /methodology#corpus-placement. Informational reporting, not mortgage advice.

Where Community Mortgage Funding, LLC sits by reported originations

2024 CFPB HMDA reporting lenders, bucketed by originated-loan count

129 48th percentile higher than 48% of 4,908 reporting lenders

This lender 0 400,000 reporting lenders, grouped by originated loans

Each bar is a 50,000-originated loans band. The dashed line and filled bar mark this lender. Hover, tap, or focus a bar for its count and population share.

Source CFPB Home Mortgage Disclosure Act loan/application register · 2024 reporting year

Loan types by applications · Community Mortgage Funding,…

Application volume by HMDA loan type in this lender's 2024 book.

Loan mix
1. Conventional3342. FHA613. VA3
0%100%32.4%
Origination share · Community Mortgage Funding,…

Cited denial reasons · Community Mortgage Funding,…

Lender-reported HMDA denial-reason counts (top reasons shown).

Denial mix
1. Credit history62. Debt-to-income ratio23. Collateral14. Employment history15. Other1

Mid-volume reporter. Community Mortgage Funding, LLC's 32.4% origination rate and 2.5% denial rate sit on a mid-tercile originated book (129 funded; fleet band ~78-310). Approval and denial do not sum to 100% - HMDA also records withdrawals, incompletes, and purchased loans. Most-cited denial codes: Credit history, Debt-to-income ratio, Collateral. Program weight concentrates in Conventional (334 applications).

How to read Community Mortgage Funding, LLC. These figures are aggregate HMDA disclosures for this lender's 2024 book, not any one file. Rates reflect applicant mix (credit, LTV, DTI, geography) as much as underwriting posture. Informational data reporting, not financial, legal, or mortgage advice. Source vintage: CFPB HMDA 2024 Snapshot.

Avg Interest Rate: 7.905% Avg Applicant Income: $40,000

Lending activity by loan program · Community Mortgage Funding,…

Community Mortgage Funding, LLC filed most under Conventional. Applications, originations and denials are separate outcomes of the same filing, so the columns do not sum.

Type Applications Originated Denied Avg Loan
Conventional 334 121 10 $424,551
FHA 61 7 0 $344,508
VA 3 1 0 $518,333

Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for Community Mortgage Funding, LLC (LEI: 549300SWHFQY2F7RN335) · 2024 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.

Why borrowers applied

Purchase, refinance and cash-out are reported as distinct purposes; average loan size usually separates them more sharply than volume does.

Purpose Applications Originated Avg Loan
Home Purchase 351 106 $421,040
Cash-out Refinancing 39 20 $347,821
Refinancing 7 2 $399,286
Other 1 1 $225,000

Reported outcomes by applicant race

CFPB derived race categories. HMDA carries no credit score, debt-to-income ratio or down payment, so a gap between these rows is an outcome difference and never, on its own, evidence of discrimination.

Race Applications Approval Rate Denial Rate
White 211 44.5% 2.4%
Black or African American * 17 29.4% 0.0%
Asian * 14 7.1% 0.0%
Joint * 3 66.7% 0.0%
2 or more minority races * 1 0.0% 0.0%
American Indian or Alaska Native * 1 0.0% 0.0%
Native Hawaiian or Other Pacific Islander * 1 0.0% 0.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Reported outcomes by applicant ethnicity

Hispanic or Latino is an ethnicity, not a race, and is reported separately per U.S. Census Bureau standards. The same limitation applies: HMDA records the outcome, not the underwriting inputs behind it.

Ethnicity Applications Approval Rate Denial Rate
Not Hispanic or Latino 123 44.7% 1.6%
Hispanic or Latino 112 39.3% 2.7%
Joint * 6 33.3% 0.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Nearby Lenders in CA

Other HMDA-reporting lenders in CA with similar activity. Compare any two side-by-side.

One of 316 other HMDA-reporting lenders in CA, 5 are shown here.

Read with Community Mortgage Funding, LLC

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. For Community Mortgage Funding, LLC (LEI 549300SWHFQY2F7RN335), from the FFIEC/CFPB HMDA Snapshot National Loan-Level Dataset (2024). See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.