LEI 549300GXIH93QAIAWV16 · MAUNABO, PR

COOPERATIVA DE Ac MAUNABO

Originated-loan volume lands in the lower fleet tercile (22 funded) - a thin book relative to the 38 applications disclosed.

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Originated-volume tercile vs fleet

COOPERATIVA DE Ac MAUNABO funded 22 mortgages, lower fleet tercile (below ~78 originations), ranking #4,582 of 4,908 by originated-loan volume and sits below the 1,000-application origination-share board (38 applications).

n/a
Below 1,000-app share board
57.9%
Origination share
22
Originated
23.7%
Denial rate

According to the CFPB HMDA 2024 Snapshot. Origination share is originated divided by applications among reporters with 1,000+ applications. Denial share and origination share do not sum to 100% because HMDA also records withdrawals, incompletes, and purchased loans. See /methodology#corpus-placement. Informational reporting, not mortgage advice.

Where COOPERATIVA DE Ac MAUNABO sits by reported originations

2024 CFPB HMDA reporting lenders, bucketed by originated-loan count

22 6th percentile higher than 6% of 4,908 reporting lenders

This lender 0 400,000 reporting lenders, grouped by originated loans

Each bar is a 50,000-originated loans band. The dashed line and filled bar mark this lender. Hover, tap, or focus a bar for its count and population share.

Source CFPB Home Mortgage Disclosure Act loan/application register · 2024 reporting year

Loan types by applications · COOPERATIVA DE Ac MAUNABO

Application volume by HMDA loan type in this lender's 2024 book.

Loan mix
1. Conventional352. USDA23. VA1
0%100%57.9%
Origination share · COOPERATIVA DE Ac MAUNABO

Cited denial reasons · COOPERATIVA DE Ac MAUNABO

Lender-reported HMDA denial-reason counts (top reasons shown).

Denial mix
1. Collateral62. Unverifiable information23. Credit history14. Credit application incomp…1

Thin originated book. COOPERATIVA DE Ac MAUNABO funded 22 mortgages, below the fleet lower tercile (~78) - so rates swing on small counts; read denial and purpose shares with that denominator in mind. Most-cited denial codes: Collateral, Unverifiable information, Credit history. Program weight concentrates in Conventional (35 applications).

How to read COOPERATIVA DE Ac MAUNABO. These figures are aggregate HMDA disclosures for this lender's 2024 book, not any one file. Rates reflect applicant mix (credit, LTV, DTI, geography) as much as underwriting posture. Informational data reporting, not financial, legal, or mortgage advice. Source vintage: CFPB HMDA 2024 Snapshot.

Avg Interest Rate: 6.632% Avg Applicant Income: $33,000

Lending activity by loan program · COOPERATIVA DE Ac MAUNABO

COOPERATIVA DE Ac MAUNABO filed most under Conventional. Applications, originations and denials are separate outcomes of the same filing, so the columns do not sum.

Type Applications Originated Denied Avg Loan
Conventional 35 21 8 $164,429
USDA 2 0 1 $105,000
VA 1 1 0 $65,000

Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for COOPERATIVA DE Ac MAUNABO (LEI: 549300GXIH93QAIAWV16) · 2024 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.

Why borrowers applied

Purchase, refinance and cash-out are reported as distinct purposes; average loan size usually separates them more sharply than volume does.

Purpose Applications Originated Avg Loan
Home Purchase 19 12 $171,842
Cash-out Refinancing 9 5 $95,000
Other 6 5 $178,333
Refinancing 4 0 $210,000

Reported outcomes by applicant race

CFPB derived race categories. HMDA carries no credit score, debt-to-income ratio or down payment, so a gap between these rows is an outcome difference and never, on its own, evidence of discrimination.

Race Applications Approval Rate Denial Rate
White * 29 58.6% 27.6%
Joint * 5 80.0% 0.0%
Black or African American * 2 0.0% 50.0%
Native Hawaiian or Other Pacific Islander * 2 50.0% 0.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Reported outcomes by applicant ethnicity

Hispanic or Latino is an ethnicity, not a race, and is reported separately per U.S. Census Bureau standards. The same limitation applies: HMDA records the outcome, not the underwriting inputs behind it.

Ethnicity Applications Approval Rate Denial Rate
Hispanic or Latino * 37 59.5% 24.3%
Joint * 1 0.0% 0.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Nearby Lenders in PR

Other HMDA-reporting lenders in PR with similar activity. Compare any two side-by-side.

One of 44 other HMDA-reporting lenders in PR, 5 are shown here.

Read with COOPERATIVA DE Ac MAUNABO

Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024 for COOPERATIVA DE Ac MAUNABO (LEI 549300GXIH93QAIAWV16).

Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Informational only, not mortgage advice for applicants at COOPERATIVA DE Ac MAUNABO.

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This COOPERATIVA DE Ac MAUNABO page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.