LEI 549300T6MV7ZAIL4N325 · CAGUAS, PR

Hr Mortgage CORP

Originated-loan volume lands in the upper fleet tercile (475 funded) among 678 reported applications in the 2024 HMDA Snapshot.

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Originated-volume tercile vs fleet

Hr Mortgage CORP funded 475 mortgages, upper fleet tercile (above ~310 originations), ranking #1,273 of 4,908 by originated-loan volume and sits below the 1,000-application origination-share board (678 applications).

n/a
Below 1,000-app share board
70.1%
Origination share
475
Originated
23.3%
Denial rate

According to the CFPB HMDA 2024 Snapshot. Origination share is originated divided by applications among reporters with 1,000+ applications. Denial share and origination share do not sum to 100% because HMDA also records withdrawals, incompletes, and purchased loans. See /methodology#corpus-placement. Informational reporting, not mortgage advice.

Where Hr Mortgage CORP sits by reported originations

2024 CFPB HMDA reporting lenders, bucketed by originated-loan count

475 Top 26% higher than 74% of 4,908 reporting lenders

This lender 0 400,000 reporting lenders, grouped by originated loans

Each bar is a 50,000-originated loans band. The dashed line and filled bar mark this lender. Hover, tap, or focus a bar for its count and population share.

Source CFPB Home Mortgage Disclosure Act loan/application register · 2024 reporting year

Loan types by applications · Hr Mortgage CORP

Application volume by HMDA loan type in this lender's 2024 book.

Loan mix
1. USDA2552. FHA2343. Conventional1754. VA14
0%100%70.1%
Origination share · Hr Mortgage CORP

Cited denial reasons · Hr Mortgage CORP

Lender-reported HMDA denial-reason counts (top reasons shown).

Denial mix
1. Collateral752. Other513. Debt-to-income ratio284. Credit application incomp…235. Insufficient cash206. Unverifiable information77. Credit history6

High-volume book. Hr Mortgage CORP funded 475 mortgages, above the fleet upper tercile (~310 originations) - so absolute denial and purpose counts matter more here than at thin reporters. Most-cited denial codes: Collateral, Other, Debt-to-income ratio. Program weight concentrates in USDA (255 applications).

How to read Hr Mortgage CORP. These figures are aggregate HMDA disclosures for this lender's 2024 book, not any one file. Rates reflect applicant mix (credit, LTV, DTI, geography) as much as underwriting posture. Informational data reporting, not financial, legal, or mortgage advice. Source vintage: CFPB HMDA 2024 Snapshot.

Avg Interest Rate: 6.732% Avg Applicant Income: $36,000

Lending activity by loan program · Hr Mortgage CORP

Hr Mortgage CORP filed most under USDA. Applications, originations and denials are separate outcomes of the same filing, so the columns do not sum.

Type Applications Originated Denied Avg Loan
USDA 255 204 42 $105,000
FHA 234 145 68 $116,966
Conventional 175 116 45 $121,000
VA 14 10 3 $164,286

Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for Hr Mortgage CORP (LEI: 549300T6MV7ZAIL4N325) · 2024 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.

Why borrowers applied

Purchase, refinance and cash-out are reported as distinct purposes; average loan size usually separates them more sharply than volume does.

Purpose Applications Originated Avg Loan
Home Purchase 639 451 $113,717
Cash-out Refinancing 31 20 $126,613
Refinancing 8 4 $128,750

Reported outcomes by applicant race

CFPB derived race categories. HMDA carries no credit score, debt-to-income ratio or down payment, so a gap between these rows is an outcome difference and never, on its own, evidence of discrimination.

Race Applications Approval Rate Denial Rate
White 598 68.7% 24.3%
Black or African American 59 81.4% 13.6%
Joint * 17 82.3% 17.6%
American Indian or Alaska Native * 2 0.0% 100.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Reported outcomes by applicant ethnicity

Hispanic or Latino is an ethnicity, not a race, and is reported separately per U.S. Census Bureau standards. The same limitation applies: HMDA records the outcome, not the underwriting inputs behind it.

Ethnicity Applications Approval Rate Denial Rate
Hispanic or Latino 668 70.1% 23.4%
Not Hispanic or Latino * 4 50.0% 50.0%
Joint * 3 100.0% 0.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Nearby Lenders in PR

Other HMDA-reporting lenders in PR with similar activity. Compare any two side-by-side.

One of 44 other HMDA-reporting lenders in PR, 5 are shown here.

Read with Hr Mortgage CORP

Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024 for Hr Mortgage CORP (LEI 549300T6MV7ZAIL4N325).

Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Informational only, not mortgage advice for applicants at Hr Mortgage CORP.

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This Hr Mortgage CORP page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.