PlainLender

Cooperativa de Ahorro y Credito del Bo. Quebrada de Camuy

CAMUY, PR

Cooperativa de Ahorro y Credito del Bo. Quebrada de Camuy processed 33 mortgage applications in 2024 per HMDA data reported to the Consumer Financial Protection Bureau (CFPB), originating 33 loans with a 0.0% denial rate. Other was the primary loan purpose. Based in CAMUY, PR. The approval rate of 100.0% reflects originated loans as a share of all applications. Below you will find a breakdown by loan type, loan purpose, denial reasons, and demographic lending patterns as required by the Home Mortgage Disclosure Act.

Portfolio scale. Cooperativa de Ahorro y Credito del Bo. Quebrada de Camuy processed 33 HMDA-reported mortgage applications in 2024, originating 33 loans and denying 0 for a denial rate of 0.0%. The average loan amount was $106,212. The lender reports under LEI 25490099XNQQU8T3WI97 from CAMUY, PR.

Why approval and denial rates diverge. Approval (origination) rate and denial rate do not sum to 100% - HMDA records several outcomes beyond approved-and-funded, including files that were approved but not accepted by the applicant, withdrawn, or closed for incompleteness. Cooperativa de Ahorro y Credito del Bo. Quebrada de Camuy's 100.0% origination rate tells you how often an application turned into funded money; the 0.0% denial rate is a separate read on underwriting strictness. Most activity concentrated in Conventional loans (33 applications).

How to read this page. These figures are aggregate HMDA disclosures, they describe this lender's overall 2024 book, not your individual odds. Approval and denial rates are shaped by the applicant mix a lender actually receives: credit profile, loan-to-value, debt-to-income, property type, and geography. A lower denial rate at one lender versus another does not necessarily mean easier underwriting, it often reflects borrower self-selection and loan-product specialization. This page is informational data reporting, not financial, legal, or mortgage advice. Compare multiple lenders, read your Loan Estimate carefully, and consult a licensed mortgage professional before applying. Data reflects 2024 disclosures published by the CFPB in 2025.

33
Applications
33
Originated
0.0%
Denial Rate
$106,212
Avg Loan Amount

Lending Activity

Type Applications Originated Denied Avg Loan
Conventional 33 33 0 $106,212

Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2023 LAR — application-level mortgage data for Cooperativa de Ahorro y Credito del Bo. Quebrada de Camuy (LEI: 25490099XNQQU8T3WI97) · 2023 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.

Loan Purpose Breakdown

Purpose Applications Originated Avg Loan
Other 16 16 $110,000
Home Purchase 12 12 $112,500
Cash-out Refinancing 5 5 $79,000

Geographic Coverage — Lending by Race

Derived race categories as reported under HMDA. Source: CFPB.

Race Applications Approval Rate Denial Rate
White 26 100.0% 0.0%
Black or African American 4 100.0% 0.0%
Joint 3 100.0% 0.0%

Lending by Ethnicity

Hispanic/Latino is an ethnicity, not a race. Shown separately per U.S. Census Bureau standards.

Ethnicity Applications Approval Rate Denial Rate
Hispanic or Latino 33 100.0% 0.0%

Nearby Lenders in PR

Other HMDA-reporting lenders in PR with similar activity. Compare any two side-by-side.

Banco Popular

San Juan, PR

6,295 apps 2,445 originated 13.0% denied

FIRSTBANK

San Juan, PR

3,534 apps 2,160 originated 19.8% denied

The Moneyhouse Inc.

San Juan, PR

2,757 apps 1,219 originated 7.4% denied

Oriental Bank

San Juan, PR

1,702 apps 814 originated 25.0% denied

HR MORTGAGE CORP

CAGUAS, PR

678 apps 475 originated 23.3% denied
Compare Cooperativa de Ahorro y Credito del Bo. Quebrada de Camuy vs Banco Popular →

Mortgage Lending Guides

Why Mortgages Get Denied
Common denial reasons and how to improve your chances
Comparing Mortgage Lenders
What to look for when choosing a mortgage lender
Getting the Best Mortgage Rate
Strategies for securing the lowest interest rate
Understanding HMDA Data
How to read and interpret mortgage disclosure data
Denial Rates by Demographics
Demographic patterns in mortgage approval and denial

Frequently Asked Questions

How many mortgage applications did Cooperativa de Ahorro y Credito del Bo. Quebrada de Camuy process?
Cooperativa de Ahorro y Credito del Bo. Quebrada de Camuy processed 33 mortgage applications in the 2023 HMDA reporting year. Of these, 33 were originated (approved and funded), and 0 were denied.
What is Cooperativa de Ahorro y Credito del Bo. Quebrada de Camuy's mortgage approval rate?
Cooperativa de Ahorro y Credito del Bo. Quebrada de Camuy has an approval (origination) rate of 100.0%, meaning 100.0% of all applications resulted in a funded mortgage. The denial rate is 0.0%.
What is the average loan amount at Cooperativa de Ahorro y Credito del Bo. Quebrada de Camuy?
The average mortgage loan amount at Cooperativa de Ahorro y Credito del Bo. Quebrada de Camuy is $106,212.
What types of mortgage loans does Cooperativa de Ahorro y Credito del Bo. Quebrada de Camuy offer?
Cooperativa de Ahorro y Credito del Bo. Quebrada de Camuy processes Conventional loans. The most common type is Conventional with 33 applications and an average loan amount of $106,212.
What loan purposes does Cooperativa de Ahorro y Credito del Bo. Quebrada de Camuy serve?
Cooperativa de Ahorro y Credito del Bo. Quebrada de Camuy serves the following loan purposes: Other (16 applications), Home Purchase (12 applications), Cash-out Refinancing (5 applications). Other is the most common purpose.
Where is Cooperativa de Ahorro y Credito del Bo. Quebrada de Camuy located?
Cooperativa de Ahorro y Credito del Bo. Quebrada de Camuy is headquartered in CAMUY, PR. The lender is identified by LEI 25490099XNQQU8T3WI97 in HMDA data.
How does Cooperativa de Ahorro y Credito del Bo. Quebrada de Camuy compare in lending across racial demographics?
Cooperativa de Ahorro y Credito del Bo. Quebrada de Camuy reports demographic lending data under HMDA requirements. White applicants have an approval rate of 100.0% and denial rate of 0.0%; Black or African American applicants have an approval rate of 100.0% and denial rate of 0.0%; Joint applicants have an approval rate of 100.0% and denial rate of 0.0%. This data reflects derived race categories as reported by applicants.

Data Sources

Data as of 2024. Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024 Snapshot.

Data from FFIEC / CFPB HMDA 2024 Snapshot National Loan-Level Dataset. Demographic data reflects derived categories as reported by applicants. Denial rates include all application outcomes. This data is provided for informational purposes only.

Read our methodology — how this data is sourced, computed, and verified.