LEI 5493008E4KBJCB6UKR64 · OCALA, FL
Data Mortgage, INC.
Denial sits in the lower fleet tercile at 0.4% across 7,918 HMDA applications, fewer outright refusals than the bulk of the corpus.
Denial tercile vs fleet
Data Mortgage, INC. posts a 0.4% denial rate, below the fleet's lower tercile (~5.61%) - across 7,918 applications with 308 originations. Leading cited denial reason: credit history. Volume rank is still not origination-share rank.
- #1072
- Origination-share rank of 1,076
- 3.9%
- Origination share
- 308
- Originated
- 0.4%
- Denial rate
According to the CFPB HMDA 2024 Snapshot. Origination share is originated divided by applications among reporters with 1,000+ applications. Denial share and origination share do not sum to 100% because HMDA also records withdrawals, incompletes, and purchased loans. See /methodology#corpus-placement. Informational reporting, not mortgage advice.
Reported application outcomes
7,918reported applications
Where Data Mortgage, INC. sits by reported originations
2024 CFPB HMDA reporting lenders, bucketed by originated-loan count
308 Top 33% higher than 67% of 4,908 reporting lenders
Each bar is a 50,000-originated loans band. The dashed line and filled bar mark this lender. Hover, tap, or focus a bar for its count and population share.
Source CFPB Home Mortgage Disclosure Act loan/application register · 2024 reporting year
Loan types by applications · Data Mortgage, INC.
Application volume by HMDA loan type in this lender's 2024 book.
Cited denial reasons · Data Mortgage, INC.
Lender-reported HMDA denial-reason counts (top reasons shown).
Mid-volume reporter. Data Mortgage, INC.'s 3.9% origination rate and 0.4% denial rate sit on a mid-tercile originated book (308 funded; fleet band ~78-310). Approval and denial do not sum to 100% - HMDA also records withdrawals, incompletes, and purchased loans. Most-cited denial codes: Credit history, Debt-to-income ratio, Collateral. Program weight concentrates in FHA (7,635 applications).
How to read Data Mortgage, INC.. These figures are aggregate HMDA disclosures for this lender's 2024 book, not any one file. Rates reflect applicant mix (credit, LTV, DTI, geography) as much as underwriting posture. Informational data reporting, not financial, legal, or mortgage advice. Source vintage: CFPB HMDA 2024 Snapshot.
Lending activity by loan program · Data Mortgage, INC.
Data Mortgage, INC. filed most under FHA. Applications, originations and denials are separate outcomes of the same filing, so the columns do not sum.
| Type | Applications | Originated | Denied | Avg Loan |
|---|---|---|---|---|
| FHA | 7,635 | 124 | 16 | $277,147 |
| Conventional | 235 | 171 | 17 | $441,468 |
| VA | 43 | 13 | 0 | $453,837 |
| USDA | 5 | 0 | 1 | $147,000 |
Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for Data Mortgage, INC. (LEI: 5493008E4KBJCB6UKR64) · 2024 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.
Why borrowers applied
Purchase, refinance and cash-out are reported as distinct purposes; average loan size usually separates them more sharply than volume does.
| Purpose | Applications | Originated | Avg Loan |
|---|---|---|---|
| Home Purchase | 6,705 | 180 | $290,906 |
| Cash-out Refinancing | 998 | 42 | $196,673 |
| Refinancing | 214 | 86 | $433,972 |
Reported outcomes by applicant race
CFPB derived race categories. HMDA carries no credit score, debt-to-income ratio or down payment, so a gap between these rows is an outcome difference and never, on its own, evidence of discrimination.
| Race | Applications | Approval Rate | Denial Rate |
|---|---|---|---|
| White | 297 | 63.6% | 5.7% |
| Black or African American | 68 | 44.1% | 7.3% |
| Asian * | 33 | 60.6% | 12.1% |
| Joint * | 23 | 78.3% | 8.7% |
| American Indian or Alaska Native * | 6 | 16.7% | 16.7% |
| Native Hawaiian or Other Pacific Islander * | 5 | 80.0% | 0.0% |
* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.
Reported outcomes by applicant ethnicity
Hispanic or Latino is an ethnicity, not a race, and is reported separately per U.S. Census Bureau standards. The same limitation applies: HMDA records the outcome, not the underwriting inputs behind it.
| Ethnicity | Applications | Approval Rate | Denial Rate |
|---|---|---|---|
| Not Hispanic or Latino | 318 | 63.2% | 7.5% |
| Hispanic or Latino | 98 | 53.1% | 3.1% |
| Joint * | 17 | 76.5% | 5.9% |
* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.
Nearby Lenders in FL
Other HMDA-reporting lenders in FL with similar activity. Compare any two side-by-side.
One of 151 other HMDA-reporting lenders in FL, 5 are shown here.
Freedom Mortgage Corporation
BOCA RATON, FL
Lakeview Loan Servicing, LLC
Coral Gables, FL
Triad Financial Services, INC.
JACKSONVILLE, FL
Lennar Mortgage, LLC
MIAMI, FL
Phh Mortgage Corporation
West Palm Beach, FL
Nationwide lenders with similar profiles
Two HMDA peer sets for Data Mortgage, INC., both outside FL so the neighborhoods are not state containment (the Nearby list above stays in-state). Peers are drawn from lenders with ≥1,000 applications, the same floor used on approval and denial rankings.
Similar denial rate
Nearest other-state lenders by denial rate (0.4% here).
Similar application volume
Nearest other-state lenders by total applications (7,918 here).
Read with Data Mortgage, INC.
Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024 for Data Mortgage, INC. (LEI 5493008E4KBJCB6UKR64).
Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Informational only, not mortgage advice for applicants at Data Mortgage, INC..
Read our methodology - how this data is sourced, computed, and verified.
Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This Data Mortgage, INC. page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.