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First Bridge Funding, Inc

Petaluma, CA

First Bridge Funding, Inc processed 131 mortgage applications in 2024 per HMDA data reported to the Consumer Financial Protection Bureau (CFPB), originating 115 loans with a 0.0% denial rate. Home Purchase was the primary loan purpose. Based in Petaluma, CA. The approval rate of 87.8% reflects originated loans as a share of all applications.

Why approval and denial rates diverge. Approval (origination) rate and denial rate do not sum to 100% - HMDA records several outcomes beyond approved-and-funded, including files that were approved but not accepted by the applicant, withdrawn, or closed for incompleteness. First Bridge Funding, Inc's 87.8% origination rate tells you how often an application turned into funded money; the 0.0% denial rate is a separate read on underwriting strictness. Most activity concentrated in Conventional loans (131 applications).

How to read this page. These figures are aggregate HMDA disclosures, they describe this lender's overall 2024 book, not your individual odds. Approval and denial rates are shaped by the applicant mix a lender actually receives: credit profile, loan-to-value, debt-to-income, property type, and geography. A lower denial rate at one lender versus another does not necessarily mean easier underwriting, it often reflects borrower self-selection and loan-product specialization. This page is informational data reporting, not financial, legal, or mortgage advice. Compare multiple lenders, read your Loan Estimate carefully, and consult a licensed mortgage professional before applying. Data reflects 2024 disclosures published by the CFPB in 2025.

131
Applications
115
Originated
0.0%
Denial Rate
$942,863
Avg Loan Amount
Avg Interest Rate: 10.381%

Lending Activity

Type Applications Originated Denied Avg Loan
Conventional 131 115 0 $942,863

Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for First Bridge Funding, Inc (LEI: 984500E0DAP87785C746) · 2024 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.

Loan Purpose Breakdown

Purpose Applications Originated Avg Loan
Home Purchase 83 74 $838,735
Refinancing 48 41 $1,122,917

Geographic Coverage — Lending by Race

Derived race categories as reported under HMDA. Source: CFPB.

Race Applications Approval Rate Denial Rate
White * 35 77.1% 0.0%
Asian * 22 90.9% 0.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Lending by Ethnicity

Hispanic/Latino is an ethnicity, not a race. Shown separately per U.S. Census Bureau standards.

Ethnicity Applications Approval Rate Denial Rate
Not Hispanic or Latino * 48 81.3% 0.0%
Hispanic or Latino * 12 83.3% 0.0%
Joint * 4 75.0% 0.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Nearby Lenders in CA

Other HMDA-reporting lenders in CA with similar activity. Compare any two side-by-side.

Pennymac Loan Services LLC

WESTLAKE VILLAGE, CA

384,816 apps 67,294 originated 4.7% denied

Bank of America NA

Westlake Village, CA

233,637 apps 83,165 originated 34.6% denied

AmeriHome Mortgage Company, LLC

Thousand Oaks, CA

149,937 apps 6,250 originated 0.8% denied

Loandepot.Com, LLC

IRVINE, CA

142,924 apps 79,418 originated 23.3% denied

New American Funding, LLC.

TUSTIN, CA

118,479 apps 48,639 originated 11.1% denied
Compare First Bridge Funding, Inc vs Pennymac Loan Services LLC →

Mortgage Lending Guides

Frequently Asked Questions

How many mortgage applications did First Bridge Funding, Inc process?
First Bridge Funding, Inc processed 131 mortgage applications in the 2024 HMDA reporting year. Of these, 115 were originated (approved and funded), 16 were withdrawn by the applicant, and 0 were denied.
What is First Bridge Funding, Inc's mortgage approval rate?
First Bridge Funding, Inc has an approval (origination) rate of 87.8%, meaning 87.8% of all applications resulted in a funded mortgage. The denial rate is 0.0%.
What is the average loan amount at First Bridge Funding, Inc?
The average mortgage loan amount at First Bridge Funding, Inc is $942,863. The average interest rate is 10.381%.
What types of mortgage loans does First Bridge Funding, Inc offer?
First Bridge Funding, Inc processes Conventional loans. The most common type is Conventional with 131 applications and an average loan amount of $942,863.
What loan purposes does First Bridge Funding, Inc serve?
First Bridge Funding, Inc serves the following loan purposes: Home Purchase (83 applications), Refinancing (48 applications). Home Purchase is the most common purpose.
Where is First Bridge Funding, Inc located?
First Bridge Funding, Inc is headquartered in Petaluma, CA. The lender is identified by LEI 984500E0DAP87785C746 in HMDA data.
How does First Bridge Funding, Inc compare in lending across racial demographics?
First Bridge Funding, Inc reports demographic lending data under HMDA requirements. White applicants have an approval rate of 77.1% and denial rate of 0.0%; Asian applicants have an approval rate of 90.9% and denial rate of 0.0%. This data reflects derived race categories as reported by applicants.

Data Sources

Data as of 2024. Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024 Snapshot.

Data from FFIEC / CFPB HMDA 2024 Snapshot National Loan-Level Dataset. Demographic data reflects derived categories as reported by applicants. Denial rates include all application outcomes. This data is provided for informational purposes only.

Read our methodology - how this data is sourced, computed, and verified.

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.