LEI 549300LHJR6FIWIU8E25 · SAN DIEGO, CA

First Nations Home Finance Corporation

Originated-volume rank #2,251 of 4,908 in the CFPB HMDA 2024 Snapshot, with loan mix, denial reasons, and demographic patterns.

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Originated-volume tercile vs fleet

According to the CFPB HMDA 2024 Snapshot, First Nations Home Finance Corporation ranks #2,251 of 4,908 by originated-loan volume and sits below the 1,000-application origination-share board (234 applications). Volume rank is not origination-share rank.

n/a
Below 1,000-app share board
71.8%
Origination share
168
Originated
9.0%
Denial rate

According to the CFPB HMDA 2024 Snapshot. Origination share is originated divided by applications among reporters with 1,000+ applications. Denial share and origination share do not sum to 100% because HMDA also records withdrawals, incompletes, and purchased loans. See /methodology#corpus-placement. Informational reporting, not mortgage advice.

Where First Nations Home Finance Corporation sits by reported originations

2024 CFPB HMDA reporting lenders, bucketed by originated-loan count

168 Top 46% higher than 54% of 4,908 reporting lenders

This lender 0 400,000 reporting lenders, grouped by originated loans

Each bar is a 50,000-originated loans band. The dashed line and filled bar mark this lender. Hover, tap, or focus a bar for its count and population share.

Source CFPB Home Mortgage Disclosure Act loan/application register · 2024 reporting year

Loan types by applications · First Nations Home Finance…

Application volume by HMDA loan type in this lender's 2024 book.

Loan mix
1. Conventional1422. USDA353. FHA334. VA24
0%100%71.8%
Origination share · First Nations Home Finance…

Cited denial reasons · First Nations Home Finance…

Lender-reported HMDA denial-reason counts (top reasons shown).

Denial mix
1. Debt-to-income ratio132. Collateral33. Credit history24. Other25. Insufficient cash16. Unverifiable information1

Mid-volume reporter. First Nations Home Finance Corporation's 71.8% origination rate and 9.0% denial rate sit on a mid-tercile originated book (168 funded; fleet band ~78-310). Approval and denial do not sum to 100% - HMDA also records withdrawals, incompletes, and purchased loans. Most-cited denial codes: Debt-to-income ratio, Collateral, Credit history. Program weight concentrates in Conventional (142 applications).

How to read First Nations Home Finance Corporation. These figures are aggregate HMDA disclosures for this lender's 2024 book, not any one file. Rates reflect applicant mix (credit, LTV, DTI, geography) as much as underwriting posture. Informational data reporting, not financial, legal, or mortgage advice. Source vintage: CFPB HMDA 2024 Snapshot.

Avg Interest Rate: 6.603% Avg Applicant Income: $39,000

Lending activity by loan program · First Nations Home Finance…

First Nations Home Finance Corporation filed most under Conventional. Applications, originations and denials are separate outcomes of the same filing, so the columns do not sum.

Type Applications Originated Denied Avg Loan
Conventional 142 107 10 $362,676
USDA 35 23 5 $268,143
FHA 33 23 4 $381,061
VA 24 15 2 $367,083

Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for First Nations Home Finance Corporation (LEI: 549300LHJR6FIWIU8E25) · 2024 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.

Why borrowers applied

Purchase, refinance and cash-out are reported as distinct purposes; average loan size usually separates them more sharply than volume does.

Purpose Applications Originated Avg Loan
Home Purchase 189 138 $374,365
Cash-out Refinancing 39 25 $260,897
Refinancing 6 5 $223,333

Reported outcomes by applicant race

CFPB derived race categories. HMDA carries no credit score, debt-to-income ratio or down payment, so a gap between these rows is an outcome difference and never, on its own, evidence of discrimination.

Race Applications Approval Rate Denial Rate
White 189 72.0% 9.5%
Asian * 13 69.2% 15.4%
Joint * 9 77.8% 0.0%
Black or African American * 7 42.9% 14.3%
American Indian or Alaska Native * 2 50.0% 0.0%
Native Hawaiian or Other Pacific Islander * 2 100.0% 0.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Reported outcomes by applicant ethnicity

Hispanic or Latino is an ethnicity, not a race, and is reported separately per U.S. Census Bureau standards. The same limitation applies: HMDA records the outcome, not the underwriting inputs behind it.

Ethnicity Applications Approval Rate Denial Rate
Not Hispanic or Latino 172 72.1% 9.3%
Hispanic or Latino * 42 66.7% 9.5%
Joint * 10 80.0% 10.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Nearby Lenders in CA

Other HMDA-reporting lenders in CA with similar activity. Compare any two side-by-side.

One of 316 other HMDA-reporting lenders in CA, 5 are shown here.

Read with First Nations Home Finance Corporation

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. For First Nations Home Finance Corporation (LEI 549300LHJR6FIWIU8E25), from the FFIEC/CFPB HMDA Snapshot National Loan-Level Dataset (2024). See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.