LEI 549300CF8MP6S7MZV277 · McLean, VA

First Savings Mortgage Corporation

Originated-loan volume lands in the upper fleet tercile (1,929 funded) among 2,332 reported applications in the 2024 HMDA Snapshot.

Kept in this browser so you can pick the comparison back up later. View shortlist

Originated-volume tercile vs fleet

First Savings Mortgage Corporation funded 1,929 mortgages, upper fleet tercile (above ~310 originations), ranking #458 of 4,908 by originated-loan volume but #41 of 1,076 lenders with 1,000+ applications on origination share (82.7%). Easy Street Capital LLC leads that origination-share board at 100.0% on 1,937 applications.

#41
Origination-share rank of 1,076
82.7%
Origination share
1,929
Originated
1.3%
Denial rate

According to the CFPB HMDA 2024 Snapshot. Origination share is originated divided by applications among reporters with 1,000+ applications. Denial share and origination share do not sum to 100% because HMDA also records withdrawals, incompletes, and purchased loans. See /methodology#corpus-placement. Informational reporting, not mortgage advice.

Where First Savings Mortgage Corporation sits by reported originations

2024 CFPB HMDA reporting lenders, bucketed by originated-loan count

1,929 Top 9% higher than 91% of 4,908 reporting lenders

This lender 0 400,000 reporting lenders, grouped by originated loans

Each bar is a 50,000-originated loans band. The dashed line and filled bar mark this lender. Hover, tap, or focus a bar for its count and population share.

Source CFPB Home Mortgage Disclosure Act loan/application register · 2024 reporting year

Loan types by applications · First Savings Mortgage Corp…

Application volume by HMDA loan type in this lender's 2024 book.

Loan mix
1. Conventional2K2. VA2273. FHA1394. USDA1
0%100%82.7%
Origination share · First Savings Mortgage Corp…

Cited denial reasons · First Savings Mortgage Corp…

Lender-reported HMDA denial-reason counts (top reasons shown).

Denial mix
1. Debt-to-income ratio142. Collateral113. Other84. Credit history35. Insufficient cash16. Employment history17. Unverifiable information1

High-volume book. First Savings Mortgage Corporation funded 1,929 mortgages, above the fleet upper tercile (~310 originations) - so absolute denial and purpose counts matter more here than at thin reporters. Most-cited denial codes: Debt-to-income ratio, Collateral, Other. Program weight concentrates in Conventional (1,965 applications).

How to read First Savings Mortgage Corporation. These figures are aggregate HMDA disclosures for this lender's 2024 book, not any one file. Rates reflect applicant mix (credit, LTV, DTI, geography) as much as underwriting posture. Informational data reporting, not financial, legal, or mortgage advice. Source vintage: CFPB HMDA 2024 Snapshot.

Avg Interest Rate: 6.664% Avg Applicant Income: $36,000

Lending activity by loan program · First Savings Mortgage Corp…

First Savings Mortgage Corporation filed most under Conventional. Applications, originations and denials are separate outcomes of the same filing, so the columns do not sum.

Type Applications Originated Denied Avg Loan
Conventional 1,965 1,633 17 $925,483
VA 227 190 5 $720,022
FHA 139 105 9 $528,165
USDA 1 1 0 $285,000

Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for First Savings Mortgage Corporation (LEI: 549300CF8MP6S7MZV277) · 2024 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.

Why borrowers applied

Purchase, refinance and cash-out are reported as distinct purposes; average loan size usually separates them more sharply than volume does.

Purpose Applications Originated Avg Loan
Home Purchase 2,031 1,696 $924,439
Refinancing 210 159 $664,619
Cash-out Refinancing 91 74 $424,341

Reported outcomes by applicant race

CFPB derived race categories. HMDA carries no credit score, debt-to-income ratio or down payment, so a gap between these rows is an outcome difference and never, on its own, evidence of discrimination.

Race Applications Approval Rate Denial Rate
White 1,411 84.5% 1.4%
Asian 259 74.1% 1.9%
Black or African American 156 79.5% 1.9%
Joint 127 83.5% 0.0%
American Indian or Alaska Native * 9 88.9% 0.0%
2 or more minority races * 3 33.3% 0.0%
Native Hawaiian or Other Pacific Islander * 1 100.0% 0.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Reported outcomes by applicant ethnicity

Hispanic or Latino is an ethnicity, not a race, and is reported separately per U.S. Census Bureau standards. The same limitation applies: HMDA records the outcome, not the underwriting inputs behind it.

Ethnicity Applications Approval Rate Denial Rate
Not Hispanic or Latino 1,705 83.5% 1.2%
Hispanic or Latino 145 77.2% 2.8%
Joint 91 82.4% 0.0%

Nearby Lenders in VA

Other HMDA-reporting lenders in VA with similar activity. Compare any two side-by-side.

One of 126 other HMDA-reporting lenders in VA, 5 are shown here.

Nationwide lenders with similar profiles

Two HMDA peer sets for First Savings Mortgage Corporation, both outside VA so the neighborhoods are not state containment (the Nearby list above stays in-state). Peers are drawn from lenders with ≥1,000 applications, the same floor used on approval and denial rankings.

Read with First Savings Mortgage Corporation

Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024 for First Savings Mortgage Corporation (LEI 549300CF8MP6S7MZV277).

Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Informational only, not mortgage advice for applicants at First Savings Mortgage Corporation.

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This First Savings Mortgage Corporation page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.