LEI 549300G4JDIJPBEO8J84 · IRVINE, CA

Genhome Mortgage Corporation

Originated-loan volume lands in the upper fleet tercile (367 funded) among 992 reported applications in the 2024 HMDA Snapshot.

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Originated-volume tercile vs fleet

Genhome Mortgage Corporation funded 367 mortgages, upper fleet tercile (above ~310 originations), ranking #1,486 of 4,908 by originated-loan volume and sits below the 1,000-application origination-share board (992 applications).

n/a
Below 1,000-app share board
37.0%
Origination share
367
Originated
12.0%
Denial rate

According to the CFPB HMDA 2024 Snapshot. Origination share is originated divided by applications among reporters with 1,000+ applications. Denial share and origination share do not sum to 100% because HMDA also records withdrawals, incompletes, and purchased loans. See /methodology#corpus-placement. Informational reporting, not mortgage advice.

Where Genhome Mortgage Corporation sits by reported originations

2024 CFPB HMDA reporting lenders, bucketed by originated-loan count

367 Top 30% higher than 70% of 4,908 reporting lenders

This lender 0 400,000 reporting lenders, grouped by originated loans

Each bar is a 50,000-originated loans band. The dashed line and filled bar mark this lender. Hover, tap, or focus a bar for its count and population share.

Source CFPB Home Mortgage Disclosure Act loan/application register · 2024 reporting year

Loan types by applications · Genhome Mortgage Corporation

Application volume by HMDA loan type in this lender's 2024 book.

Loan mix
1. FHA7142. Conventional2623. VA134. USDA3
0%100%37%
Origination share · Genhome Mortgage Corporation

Cited denial reasons · Genhome Mortgage Corporation

Lender-reported HMDA denial-reason counts (top reasons shown).

Denial mix
1. Unverifiable information612. Other523. Debt-to-income ratio234. Credit history145. Collateral76. Insufficient cash67. Employment history2

High-volume book. Genhome Mortgage Corporation funded 367 mortgages, above the fleet upper tercile (~310 originations) - so absolute denial and purpose counts matter more here than at thin reporters. Most-cited denial codes: Unverifiable information, Other, Debt-to-income ratio. Program weight concentrates in FHA (714 applications).

How to read Genhome Mortgage Corporation. These figures are aggregate HMDA disclosures for this lender's 2024 book, not any one file. Rates reflect applicant mix (credit, LTV, DTI, geography) as much as underwriting posture. Informational data reporting, not financial, legal, or mortgage advice. Source vintage: CFPB HMDA 2024 Snapshot.

Avg Interest Rate: 7.444% Avg Applicant Income: $44,000

Lending activity by loan program · Genhome Mortgage Corporation

Genhome Mortgage Corporation filed most under FHA. Applications, originations and denials are separate outcomes of the same filing, so the columns do not sum.

Type Applications Originated Denied Avg Loan
FHA 714 270 65 $456,975
Conventional 262 93 48 $451,603
VA 13 4 4 $473,462
USDA 3 0 2 $218,333

Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for Genhome Mortgage Corporation (LEI: 549300G4JDIJPBEO8J84) · 2024 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.

Why borrowers applied

Purchase, refinance and cash-out are reported as distinct purposes; average loan size usually separates them more sharply than volume does.

Purpose Applications Originated Avg Loan
Home Purchase 870 341 $449,207
Cash-out Refinancing 96 23 $499,271
Refinancing 26 3 $487,308

Reported outcomes by applicant race

CFPB derived race categories. HMDA carries no credit score, debt-to-income ratio or down payment, so a gap between these rows is an outcome difference and never, on its own, evidence of discrimination.

Race Applications Approval Rate Denial Rate
White 521 39.2% 11.9%
Black or African American 171 24.0% 17.0%
Asian 71 43.7% 9.9%
Joint * 8 50.0% 12.5%
American Indian or Alaska Native * 3 66.7% 33.3%
2 or more minority races * 2 0.0% 50.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Reported outcomes by applicant ethnicity

Hispanic or Latino is an ethnicity, not a race, and is reported separately per U.S. Census Bureau standards. The same limitation applies: HMDA records the outcome, not the underwriting inputs behind it.

Ethnicity Applications Approval Rate Denial Rate
Hispanic or Latino 421 41.3% 7.8%
Not Hispanic or Latino 361 30.5% 18.6%
Joint * 10 30.0% 20.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Nearby Lenders in CA

Other HMDA-reporting lenders in CA with similar activity. Compare any two side-by-side.

One of 316 other HMDA-reporting lenders in CA, 5 are shown here.

Read with Genhome Mortgage Corporation

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. For Genhome Mortgage Corporation (LEI 549300G4JDIJPBEO8J84), from the FFIEC/CFPB HMDA Snapshot National Loan-Level Dataset (2024). See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.