PlainLender

Go Mortgage, LLC

Columbus, OH

Go Mortgage, LLC processed 2,549 mortgage applications in 2024 per HMDA data reported to the Consumer Financial Protection Bureau (CFPB), originating 1,761 loans with a 3.1% denial rate. Home Purchase was the primary loan purpose. Based in Columbus, OH. The approval rate of 69.1% reflects originated loans as a share of all applications. Below you will find a breakdown by loan type, loan purpose, denial reasons, and demographic lending patterns as required by the Home Mortgage Disclosure Act.

Portfolio scale. Go Mortgage, LLC processed 2,549 HMDA-reported mortgage applications in 2024, originating 1,761 loans and denying 78 for a denial rate of 3.1% (applicants themselves withdrew 433 files before a decision). The average loan amount was $303,023 at a 6.509% average note rate, and applicants self-reported an average income of $38,000. The lender reports under LEI 25490018IFQOT83Q7H49 from Columbus, OH.

Why approval and denial rates diverge. Approval (origination) rate and denial rate do not sum to 100% — HMDA records several outcomes beyond approved-and-funded, including files that were approved but not accepted by the applicant, withdrawn, or closed for incompleteness. Go Mortgage, LLC's 69.1% origination rate tells you how often an application turned into funded money; the 3.1% denial rate is a separate read on underwriting strictness. The most frequently cited denial reasons in this file were Collateral, Debt-to-income ratio, Other, which together explain the majority of rejections. Most activity concentrated in Conventional loans (1,752 applications).

How to read this page. These figures are aggregate HMDA disclosures — they describe this lender's overall 2024 book, not your individual odds. Approval and denial rates are shaped by the applicant mix a lender actually receives: credit profile, loan-to-value, debt-to-income, property type, and geography. A lower denial rate at one lender versus another does not necessarily mean easier underwriting — it often reflects borrower self-selection and loan-product specialization. This page is informational data reporting, not financial, legal, or mortgage advice. Compare multiple lenders, read your Loan Estimate carefully, and consult a licensed mortgage professional before applying. Data reflects 2024 disclosures published by the CFPB in 2025.

2,549
Applications
1,761
Originated
3.1%
Denial Rate
$303,023
Avg Loan Amount
Avg Interest Rate: 6.509% Avg Applicant Income: $38,000

Lending Activity

Type Applications Originated Denied Avg Loan
Conventional 1,752 1,235 46 $303,961
FHA 605 394 30 $285,331
VA 165 112 2 $377,848
USDA 27 20 0 $181,296

Top loan types — Go Mortgage, LLC

Top loan types — Go Mortgage, LLC Horizontal bar chart of the top 4 items by value (applications). Top loan types — Go Mortgage, LLC Top 4 1. Conventional 1,752 2. FHA 605 3. VA 165 4. USDA 27 Top 5 loan types by application volume at Go Mortgage, LLC (HMDA 2023). Source: CFPB HMDA loan/application register.

Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2023 LAR — application-level mortgage data for Go Mortgage, LLC (LEI: 25490018IFQOT83Q7H49) · 2023 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.

Denial Analysis

Collateral
24
Debt-to-income ratio
21
Other
11
Credit history
10
Employment history
6
Insufficient cash
5
Unverifiable information
3

Loan Purpose Breakdown

Purpose Applications Originated Avg Loan
Home Purchase 2,165 1,576 $302,344
Home Improvement 207 108 $269,589
Refinancing 177 77 $350,424

Geographic Coverage — Lending by Race

Derived race categories as reported under HMDA. Source: CFPB.

Race Applications Approval Rate Denial Rate
White 1,692 71.7% 2.4%
Black or African American 212 59.9% 6.6%
Asian 132 53.0% 2.3%
Joint 52 67.3% 5.8%
American Indian or Alaska Native 15 46.7% 6.7%
2 or more minority races 3 66.7% 0.0%
Native Hawaiian or Other Pacific Islander 1 100.0% 0.0%

Lending by Ethnicity

Hispanic/Latino is an ethnicity, not a race. Shown separately per U.S. Census Bureau standards.

Ethnicity Applications Approval Rate Denial Rate
Not Hispanic or Latino 1,917 69.1% 3.0%
Hispanic or Latino 121 58.7% 5.0%
Joint 43 79.1% 0.0%

Nearby Lenders in OH

Other HMDA-reporting lenders in OH with similar activity. Compare any two side-by-side.

US BANK, N.A.

CINCINNATI, OH

202,480 apps 74,512 originated 26.8% denied

CROSSCOUNTRY MORTGAGE, LLC

Cleveland, OH

157,258 apps 101,894 originated 2.4% denied

JPMorgan Chase Bank, NA

Columbus, OH

150,113 apps 80,744 originated 8.1% denied

Huntington National Bank

Columbus, OH

99,675 apps 52,025 originated 28.8% denied

Fifth Third Bank, National Association

Cincinnati, OH

64,220 apps 30,494 originated 23.9% denied
Compare Go Mortgage, LLC vs US BANK, N.A. →

Mortgage Lending Guides

Why Mortgages Get Denied
Common denial reasons and how to improve your chances
Comparing Mortgage Lenders
What to look for when choosing a mortgage lender
Getting the Best Mortgage Rate
Strategies for securing the lowest interest rate
Understanding HMDA Data
How to read and interpret mortgage disclosure data
Denial Rates by Demographics
Demographic patterns in mortgage approval and denial

Explore More Data

Bank Financial Data → Credit Union Data → Financial Advisor Lookup → Home Insurance Costs → Property Tax Data → Rent Price Data →

Frequently Asked Questions

How many mortgage applications did Go Mortgage, LLC process?
Go Mortgage, LLC processed 2,549 mortgage applications in the 2023 HMDA reporting year. Of these, 1,761 were originated (approved and funded), 433 were withdrawn by the applicant, and 78 were denied.
What is Go Mortgage, LLC's mortgage approval rate?
Go Mortgage, LLC has an approval (origination) rate of 69.1%, meaning 69.1% of all applications resulted in a funded mortgage. The denial rate is 3.1%.
What is the average loan amount at Go Mortgage, LLC?
The average mortgage loan amount at Go Mortgage, LLC is $303,023. The average interest rate is 6.509%. The average applicant income is $38,000.
What are the most common reasons for mortgage denial at Go Mortgage, LLC?
The most common reasons for mortgage denial at Go Mortgage, LLC are: Collateral, Debt-to-income ratio, Other. In total, 78 applications were denied out of 2,549 total applications.
What types of mortgage loans does Go Mortgage, LLC offer?
Go Mortgage, LLC processes Conventional, FHA, VA, USDA loans. The most common type is Conventional with 1,752 applications and an average loan amount of $303,961.
What loan purposes does Go Mortgage, LLC serve?
Go Mortgage, LLC serves the following loan purposes: Home Purchase (2,165 applications), Home Improvement (207 applications), Refinancing (177 applications). Home Purchase is the most common purpose.
Where is Go Mortgage, LLC located?
Go Mortgage, LLC is headquartered in Columbus, OH. The lender is identified by LEI 25490018IFQOT83Q7H49 in HMDA data.
How does Go Mortgage, LLC compare in lending across racial demographics?
Go Mortgage, LLC reports demographic lending data under HMDA requirements. White applicants have an approval rate of 71.7% and denial rate of 2.4%; Black or African American applicants have an approval rate of 59.9% and denial rate of 6.6%; Asian applicants have an approval rate of 53.0% and denial rate of 2.3%. This data reflects derived race categories as reported by applicants.

Data Sources

Data as of 2024. Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024 Snapshot.

Data from FFIEC / CFPB HMDA 2024 Snapshot National Loan-Level Dataset. Demographic data reflects derived categories as reported by applicants. Denial rates include all application outcomes. This data is provided for informational purposes only.

Read our methodology — how this data is sourced, computed, and verified.