Greentree Mortgage Company, L.P.

Gibbsboro, NJ

Greentree Mortgage Company, L.P. processed 2,201 mortgage applications in 2024 per HMDA data reported to the Consumer Financial Protection Bureau (CFPB), originating 1,669 loans with a 0.7% denial rate. Home Purchase was the primary loan purpose. Based in Gibbsboro, NJ. The approval rate of 75.8% reflects originated loans as a share of all applications. Below you will find a breakdown by loan type, loan purpose, denial reasons, and demographic lending patterns as required by the Home Mortgage Disclosure Act.

Portfolio scale. Greentree Mortgage Company, L.P. processed 2,201 HMDA-reported mortgage applications in 2024, originating 1,669 loans and denying 15 for a denial rate of 0.7% (applicants themselves withdrew 516 files before a decision). The average loan amount was $305,863 at a 6.737% average note rate, and applicants self-reported an average income of $39,000. The lender reports under LEI 549300BCHY7VFHESOE22 from Gibbsboro, NJ.

Why approval and denial rates diverge. Approval (origination) rate and denial rate do not sum to 100% — HMDA records several outcomes beyond approved-and-funded, including files that were approved but not accepted by the applicant, withdrawn, or closed for incompleteness. Greentree Mortgage Company, L.P.'s 75.8% origination rate tells you how often an application turned into funded money; the 0.7% denial rate is a separate read on underwriting strictness. The most frequently cited denial reasons in this file were Credit history, Debt-to-income ratio, Other, which together explain the majority of rejections. Most activity concentrated in Conventional loans (1,459 applications).

How to read this page. These figures are aggregate HMDA disclosures — they describe this lender's overall 2024 book, not your individual odds. Approval and denial rates are shaped by the applicant mix a lender actually receives: credit profile, loan-to-value, debt-to-income, property type, and geography. A lower denial rate at one lender versus another does not necessarily mean easier underwriting — it often reflects borrower self-selection and loan-product specialization. This page is informational data reporting, not financial, legal, or mortgage advice. Compare multiple lenders, read your Loan Estimate carefully, and consult a licensed mortgage professional before applying. Data reflects 2024 disclosures published by the CFPB in 2025.

2,201
Applications
1,669
Originated
0.7%
Denial Rate
$305,863
Avg Loan Amount
Avg Interest Rate: 6.737% Avg Applicant Income: $39,000

Lending Activity

Type Applications Originated Denied Avg Loan
Conventional 1,459 1,109 5 $309,332
FHA 642 484 5 $291,745
VA 90 68 5 $356,000
USDA 10 8 0 $255,000

Top loan types — Greentree Mortgage Company, L.P.

Top loan types — Greentree Mortgage Company, L.P. Horizontal bar chart of the top 4 items by value (applications). Top loan types — Greentree Mortgage Company, L.P. Top 4 1. Conventional 1,459 2. FHA 642 3. VA 90 4. USDA 10 Top 5 loan types by application volume at Greentree Mortgage Company, L.P. (HMDA 2023). Source: CFPB HMDA loan/application register.

Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2023 LAR — application-level mortgage data for Greentree Mortgage Company, L.P. (LEI: 549300BCHY7VFHESOE22) · 2023 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.

Denial Analysis

Credit history
11
Debt-to-income ratio
2
Other
2
Collateral
1

Loan Purpose Breakdown

Purpose Applications Originated Avg Loan
Home Purchase 1,977 1,513 $307,069
Refinancing 224 156 $295,223

Geographic Coverage — Lending by Race

Derived race categories as reported under HMDA. Source: CFPB.

Race Applications Approval Rate Denial Rate
White 1,520 77.2% 0.4%
Black or African American 179 72.1% 2.2%
Asian 120 72.5% 0.8%
Joint 30 76.7% 0.0%
2 or more minority races 2 50.0% 0.0%
American Indian or Alaska Native 2 100.0% 0.0%

Lending by Ethnicity

Hispanic/Latino is an ethnicity, not a race. Shown separately per U.S. Census Bureau standards.

Ethnicity Applications Approval Rate Denial Rate
Not Hispanic or Latino 1,627 76.8% 0.6%
Hispanic or Latino 269 73.2% 0.7%
Joint 65 72.3% 1.5%

Nearby Lenders in NJ

Other HMDA-reporting lenders in NJ with similar activity. Compare any two side-by-side.

Mortgage Lending Guides

Frequently Asked Questions

How many mortgage applications did Greentree Mortgage Company, L.P. process?
Greentree Mortgage Company, L.P. processed 2,201 mortgage applications in the 2023 HMDA reporting year. Of these, 1,669 were originated (approved and funded), 516 were withdrawn by the applicant, and 15 were denied.
What is Greentree Mortgage Company, L.P.'s mortgage approval rate?
Greentree Mortgage Company, L.P. has an approval (origination) rate of 75.8%, meaning 75.8% of all applications resulted in a funded mortgage. The denial rate is 0.7%.
What is the average loan amount at Greentree Mortgage Company, L.P.?
The average mortgage loan amount at Greentree Mortgage Company, L.P. is $305,863. The average interest rate is 6.737%. The average applicant income is $39,000.
What are the most common reasons for mortgage denial at Greentree Mortgage Company, L.P.?
The most common reasons for mortgage denial at Greentree Mortgage Company, L.P. are: Credit history, Debt-to-income ratio, Other. In total, 15 applications were denied out of 2,201 total applications.
What types of mortgage loans does Greentree Mortgage Company, L.P. offer?
Greentree Mortgage Company, L.P. processes Conventional, FHA, VA, USDA loans. The most common type is Conventional with 1,459 applications and an average loan amount of $309,332.
What loan purposes does Greentree Mortgage Company, L.P. serve?
Greentree Mortgage Company, L.P. serves the following loan purposes: Home Purchase (1,977 applications), Refinancing (224 applications). Home Purchase is the most common purpose.
Where is Greentree Mortgage Company, L.P. located?
Greentree Mortgage Company, L.P. is headquartered in Gibbsboro, NJ. The lender is identified by LEI 549300BCHY7VFHESOE22 in HMDA data.
How does Greentree Mortgage Company, L.P. compare in lending across racial demographics?
Greentree Mortgage Company, L.P. reports demographic lending data under HMDA requirements. White applicants have an approval rate of 77.2% and denial rate of 0.4%; Black or African American applicants have an approval rate of 72.1% and denial rate of 2.2%; Asian applicants have an approval rate of 72.5% and denial rate of 0.8%. This data reflects derived race categories as reported by applicants.

Data Sources

Data as of 2024. Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024 Snapshot.

Data from FFIEC / CFPB HMDA 2024 Snapshot National Loan-Level Dataset. Demographic data reflects derived categories as reported by applicants. Denial rates include all application outcomes. This data is provided for informational purposes only.