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Meadowbrook Financial Mortgage Bankers Corp.

Westbury, NY

Meadowbrook Financial Mortgage Bankers Corp. processed 2,195 mortgage applications in 2024 per HMDA data reported to the Consumer Financial Protection Bureau (CFPB), originating 1,284 loans with a 4.0% denial rate. Home Purchase was the primary loan purpose. Based in Westbury, NY. The approval rate of 58.5% reflects originated loans as a share of all applications.

Why approval and denial rates diverge. Approval (origination) rate and denial rate do not sum to 100% - HMDA records several outcomes beyond approved-and-funded, including files that were approved but not accepted by the applicant, withdrawn, or closed for incompleteness. Meadowbrook Financial Mortgage Bankers Corp.'s 58.5% origination rate tells you how often an application turned into funded money; the 4.0% denial rate is a separate read on underwriting strictness. The most frequently cited denial reasons in this file were Other, Debt-to-income ratio, Collateral, which together explain the majority of rejections. Most activity concentrated in Conventional loans (1,736 applications).

How to read this page. These figures are aggregate HMDA disclosures, they describe this lender's overall 2024 book, not your individual odds. Approval and denial rates are shaped by the applicant mix a lender actually receives: credit profile, loan-to-value, debt-to-income, property type, and geography. A lower denial rate at one lender versus another does not necessarily mean easier underwriting, it often reflects borrower self-selection and loan-product specialization. This page is informational data reporting, not financial, legal, or mortgage advice. Compare multiple lenders, read your Loan Estimate carefully, and consult a licensed mortgage professional before applying. Data reflects 2024 disclosures published by the CFPB in 2025.

2,195
Applications
1,284
Originated
4.0%
Denial Rate
$527,697
Avg Loan Amount
Avg Interest Rate: 7.143% Avg Applicant Income: $42,000

Lending Activity

Type Applications Originated Denied Avg Loan
Conventional 1,736 1,009 60 $519,724
FHA 432 261 26 $563,704
VA 27 14 3 $464,259

Top loan types - Meadowbrook Financial Mortgage Bankers Corp.

Top loan types - Meadowbrook Financial Mortgage Bankers Corp. Horizontal bar chart of the top 3 items by value (applications). Top loan types - Meadowbrook Financial Mortgage Bankers Corp. Top 3 1. Conventional 1,736 2. FHA 432 3. VA 27 Top 5 loan types by application volume at Meadowbrook Financial Mortgage Bankers Corp. (HMDA 2024). Source: CFPB HMDA loan/application register.

Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for Meadowbrook Financial Mortgage Bankers Corp. (LEI: 2549008X67CV1MNM7747) · 2024 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.

Denial Analysis

Other
40
Debt-to-income ratio
30
Collateral
28
Unverifiable information
10
Credit history
9
Insufficient cash
3
Credit application incomplete
1
Employment history
1

Loan Purpose Breakdown

Purpose Applications Originated Avg Loan
Home Purchase 1,640 1,045 $536,287
Cash-out Refinancing 441 191 $483,549
Refinancing 114 48 $574,912

Geographic Coverage — Lending by Race

Derived race categories as reported under HMDA. Source: CFPB.

Race Applications Approval Rate Denial Rate
White 1,151 57.7% 3.6%
Asian 393 62.1% 4.1%
Black or African American 367 52.9% 6.3%
Joint * 42 50.0% 7.1%
American Indian or Alaska Native * 2 0.0% 0.0%
Native Hawaiian or Other Pacific Islander * 2 50.0% 0.0%
2 or more minority races * 1 0.0% 0.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Lending by Ethnicity

Hispanic/Latino is an ethnicity, not a race. Shown separately per U.S. Census Bureau standards.

Ethnicity Applications Approval Rate Denial Rate
Not Hispanic or Latino 1,617 56.3% 4.0%
Hispanic or Latino 421 64.6% 4.3%
Joint * 19 84.2% 0.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Nearby Lenders in NY

Other HMDA-reporting lenders in NY with similar activity. Compare any two side-by-side.

Citibank, NA

New York, NY

54,575 apps 14,104 originated 8.6% denied

M&T Bank

BUFFALO, NY

36,377 apps 20,743 originated 30.9% denied

Loan Funder LLC

New York, NY

23,955 apps 10,690 originated 11.6% denied

Bethpage Federal Credit Union

BETHPAGE, NY

21,186 apps 9,086 originated 44.3% denied

Better Mortgage Corporation

New York, NY

18,219 apps 5,450 originated 11.3% denied
Compare Meadowbrook Financial Mortgage Bankers Corp. vs Citibank, NA →

Mortgage Lending Guides

Frequently Asked Questions

How many mortgage applications did Meadowbrook Financial Mortgage Bankers Corp. process?
Meadowbrook Financial Mortgage Bankers Corp. processed 2,195 mortgage applications in the 2024 HMDA reporting year. Of these, 1,284 were originated (approved and funded), 641 were withdrawn by the applicant, and 89 were denied.
What is Meadowbrook Financial Mortgage Bankers Corp.'s mortgage approval rate?
Meadowbrook Financial Mortgage Bankers Corp. has an approval (origination) rate of 58.5%, meaning 58.5% of all applications resulted in a funded mortgage. The denial rate is 4.0%.
What is the average loan amount at Meadowbrook Financial Mortgage Bankers Corp.?
The average mortgage loan amount at Meadowbrook Financial Mortgage Bankers Corp. is $527,697. The average interest rate is 7.143%. The average applicant income is $42,000.
What are the most common reasons for mortgage denial at Meadowbrook Financial Mortgage Bankers Corp.?
The most common reasons for mortgage denial at Meadowbrook Financial Mortgage Bankers Corp. are: Other, Debt-to-income ratio, Collateral. In total, 89 applications were denied out of 2,195 total applications.
What types of mortgage loans does Meadowbrook Financial Mortgage Bankers Corp. offer?
Meadowbrook Financial Mortgage Bankers Corp. processes Conventional, FHA, VA loans. The most common type is Conventional with 1,736 applications and an average loan amount of $519,724.
What loan purposes does Meadowbrook Financial Mortgage Bankers Corp. serve?
Meadowbrook Financial Mortgage Bankers Corp. serves the following loan purposes: Home Purchase (1,640 applications), Cash-out Refinancing (441 applications), Refinancing (114 applications). Home Purchase is the most common purpose.
Where is Meadowbrook Financial Mortgage Bankers Corp. located?
Meadowbrook Financial Mortgage Bankers Corp. is headquartered in Westbury, NY. The lender is identified by LEI 2549008X67CV1MNM7747 in HMDA data.
How does Meadowbrook Financial Mortgage Bankers Corp. compare in lending across racial demographics?
Meadowbrook Financial Mortgage Bankers Corp. reports demographic lending data under HMDA requirements. White applicants have an approval rate of 57.7% and denial rate of 3.6%; Asian applicants have an approval rate of 62.1% and denial rate of 4.1%; Black or African American applicants have an approval rate of 52.9% and denial rate of 6.3%. This data reflects derived race categories as reported by applicants.

Data Sources

Data as of 2024. Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024 Snapshot.

Data from FFIEC / CFPB HMDA 2024 Snapshot National Loan-Level Dataset. Demographic data reflects derived categories as reported by applicants. Denial rates include all application outcomes. This data is provided for informational purposes only.

Read our methodology - how this data is sourced, computed, and verified.

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.