LEI 2549009YMLXX9WQWPX05 · Hartford, CT

Hartford Federal Credit Union

Originated-loan volume lands in the lower fleet tercile (60 funded) - a thin book relative to the 115 applications disclosed.

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Originated-volume tercile vs fleet

Hartford Federal Credit Union funded 60 mortgages, lower fleet tercile (below ~78 originations), ranking #3,612 of 4,908 by originated-loan volume and sits below the 1,000-application origination-share board (115 applications).

n/a
Below 1,000-app share board
52.2%
Origination share
60
Originated
30.4%
Denial rate

According to the CFPB HMDA 2024 Snapshot. Origination share is originated divided by applications among reporters with 1,000+ applications. Denial share and origination share do not sum to 100% because HMDA also records withdrawals, incompletes, and purchased loans. See /methodology#corpus-placement. Informational reporting, not mortgage advice.

Where Hartford Federal Credit Union sits by reported originations

2024 CFPB HMDA reporting lenders, bucketed by originated-loan count

60 26th percentile higher than 26% of 4,908 reporting lenders

This lender 0 400,000 reporting lenders, grouped by originated loans

Each bar is a 50,000-originated loans band. The dashed line and filled bar mark this lender. Hover, tap, or focus a bar for its count and population share.

Source CFPB Home Mortgage Disclosure Act loan/application register · 2024 reporting year

Loan types by applications · Hartford Federal Credit Uni…

Application volume by HMDA loan type in this lender's 2024 book.

Loan mix
1. Conventional115
0%100%52.2%
Origination share · Hartford Federal Credit Uni…

Cited denial reasons · Hartford Federal Credit Uni…

Lender-reported HMDA denial-reason counts (top reasons shown).

Denial mix
1. Debt-to-income ratio262. Credit history183. Collateral64. Other45. Employment history3

Thin originated book. Hartford Federal Credit Union funded 60 mortgages, below the fleet lower tercile (~78) - so rates swing on small counts; read denial and purpose shares with that denominator in mind. Most-cited denial codes: Debt-to-income ratio, Credit history, Collateral. Program weight concentrates in Conventional (115 applications).

How to read Hartford Federal Credit Union. These figures are aggregate HMDA disclosures for this lender's 2024 book, not any one file. Rates reflect applicant mix (credit, LTV, DTI, geography) as much as underwriting posture. Informational data reporting, not financial, legal, or mortgage advice. Source vintage: CFPB HMDA 2024 Snapshot.

Avg Interest Rate: 6.823% Avg Applicant Income: $36,000

Lending activity by loan program · Hartford Federal Credit Uni…

Hartford Federal Credit Union filed most under Conventional. Applications, originations and denials are separate outcomes of the same filing, so the columns do not sum.

Type Applications Originated Denied Avg Loan
Conventional 115 60 35 $94,913

Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for Hartford Federal Credit Union (LEI: 2549009YMLXX9WQWPX05) · 2024 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.

Why borrowers applied

Purchase, refinance and cash-out are reported as distinct purposes; average loan size usually separates them more sharply than volume does.

Purpose Applications Originated Avg Loan
Other 45 18 $64,556
Home Improvement 40 26 $70,750
Refinancing 16 13 $137,500
Home Purchase 12 3 $229,167
Cash-out Refinancing 2 0 $115,000

Reported outcomes by applicant race

CFPB derived race categories. HMDA carries no credit score, debt-to-income ratio or down payment, so a gap between these rows is an outcome difference and never, on its own, evidence of discrimination.

Race Applications Approval Rate Denial Rate
White 68 64.7% 19.1%
Black or African American * 31 35.5% 41.9%
Asian * 7 28.6% 71.4%
Joint * 2 50.0% 50.0%
Native Hawaiian or Other Pacific Islander * 1 0.0% 100.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Reported outcomes by applicant ethnicity

Hispanic or Latino is an ethnicity, not a race, and is reported separately per U.S. Census Bureau standards. The same limitation applies: HMDA records the outcome, not the underwriting inputs behind it.

Ethnicity Applications Approval Rate Denial Rate
Not Hispanic or Latino 95 52.6% 30.5%
Hispanic or Latino * 11 45.5% 45.5%
Joint * 3 66.7% 33.3%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Nearby Lenders in CT

Other HMDA-reporting lenders in CT with similar activity. Compare any two side-by-side.

One of 61 other HMDA-reporting lenders in CT, 5 are shown here.

Read with Hartford Federal Credit Union

Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024 for Hartford Federal Credit Union (LEI 2549009YMLXX9WQWPX05).

Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Informational only, not mortgage advice for applicants at Hartford Federal Credit Union.

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This Hartford Federal Credit Union page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.