LEI 549300VJQJVZKJBDWS17 · MILFORD, CT

Total Mortgage Services, LLC

Originated-loan volume lands in the upper fleet tercile (5,966 funded) among 8,112 reported applications in the 2024 HMDA Snapshot.

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Originated-volume tercile vs fleet

Total Mortgage Services, LLC funded 5,966 mortgages, upper fleet tercile (above ~310 originations), ranking #167 of 4,908 by originated-loan volume but #218 of 1,076 lenders with 1,000+ applications on origination share (73.5%). Easy Street Capital LLC leads that origination-share board at 100.0% on 1,937 applications.

#218
Origination-share rank of 1,076
73.5%
Origination share
5,966
Originated
5.7%
Denial rate

According to the CFPB HMDA 2024 Snapshot. Origination share is originated divided by applications among reporters with 1,000+ applications. Denial share and origination share do not sum to 100% because HMDA also records withdrawals, incompletes, and purchased loans. See /methodology#corpus-placement. Informational reporting, not mortgage advice.

Where Total Mortgage Services, LLC sits by reported originations

2024 CFPB HMDA reporting lenders, bucketed by originated-loan count

5,966 Top 3% higher than 97% of 4,908 reporting lenders

This lender 0 400,000 reporting lenders, grouped by originated loans

Each bar is a 50,000-originated loans band. The dashed line and filled bar mark this lender. Hover, tap, or focus a bar for its count and population share.

Source CFPB Home Mortgage Disclosure Act loan/application register · 2024 reporting year

Loan types by applications · Total Mortgage Services, LLC

Application volume by HMDA loan type in this lender's 2024 book.

Loan mix
1. Conventional6K2. FHA2K3. VA2704. USDA39
0%100%73.5%
Origination share · Total Mortgage Services, LLC

Cited denial reasons · Total Mortgage Services, LLC

Lender-reported HMDA denial-reason counts (top reasons shown).

Denial mix
1. Debt-to-income ratio1462. Other1393. Collateral1094. Insufficient cash395. Credit history356. Employment history287. Unverifiable information168. Credit application incomp…3

High-volume book. Total Mortgage Services, LLC funded 5,966 mortgages, above the fleet upper tercile (~310 originations) - so absolute denial and purpose counts matter more here than at thin reporters. Most-cited denial codes: Debt-to-income ratio, Other, Collateral. Program weight concentrates in Conventional (6,239 applications).

How to read Total Mortgage Services, LLC. These figures are aggregate HMDA disclosures for this lender's 2024 book, not any one file. Rates reflect applicant mix (credit, LTV, DTI, geography) as much as underwriting posture. Informational data reporting, not financial, legal, or mortgage advice. Source vintage: CFPB HMDA 2024 Snapshot.

Avg Interest Rate: 6.095% Avg Applicant Income: $40,000

Lending activity by loan program · Total Mortgage Services, LLC

Total Mortgage Services, LLC filed most under Conventional. Applications, originations and denials are separate outcomes of the same filing, so the columns do not sum.

Type Applications Originated Denied Avg Loan
Conventional 6,239 4,605 338 $298,371
FHA 1,564 1,114 115 $364,616
VA 270 217 10 $412,333
USDA 39 30 2 $197,308

Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for Total Mortgage Services, LLC (LEI: 549300VJQJVZKJBDWS17) · 2024 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.

Why borrowers applied

Purchase, refinance and cash-out are reported as distinct purposes; average loan size usually separates them more sharply than volume does.

Purpose Applications Originated Avg Loan
Home Purchase 7,314 5,466 $310,701
Cash-out Refinancing 476 293 $333,109
Refinancing 230 143 $436,304
Other 49 36 $141,939
Home Improvement 43 28 $290,349

Reported outcomes by applicant race

CFPB derived race categories. HMDA carries no credit score, debt-to-income ratio or down payment, so a gap between these rows is an outcome difference and never, on its own, evidence of discrimination.

Race Applications Approval Rate Denial Rate
White 4,907 75.7% 4.6%
Black or African American 1,080 69.1% 8.9%
Asian 349 72.2% 5.4%
Joint 168 72.6% 5.4%
American Indian or Alaska Native * 48 75.0% 6.3%
Native Hawaiian or Other Pacific Islander * 46 80.4% 2.2%
2 or more minority races * 31 80.7% 3.2%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Reported outcomes by applicant ethnicity

Hispanic or Latino is an ethnicity, not a race, and is reported separately per U.S. Census Bureau standards. The same limitation applies: HMDA records the outcome, not the underwriting inputs behind it.

Ethnicity Applications Approval Rate Denial Rate
Not Hispanic or Latino 5,338 75.1% 5.0%
Hispanic or Latino 1,433 72.1% 7.5%
Joint 203 70.4% 3.0%

Nearby Lenders in CT

Other HMDA-reporting lenders in CT with similar activity. Compare any two side-by-side.

One of 61 other HMDA-reporting lenders in CT, 5 are shown here.

Nationwide lenders with similar profiles

Two HMDA peer sets for Total Mortgage Services, LLC, both outside CT so the neighborhoods are not state containment (the Nearby list above stays in-state). Peers are drawn from lenders with ≥1,000 applications, the same floor used on approval and denial rankings.

Similar denial rate

Nearest other-state lenders by denial rate (5.7% here).

Similar application volume

Nearest other-state lenders by total applications (8,112 here).

Read with Total Mortgage Services, LLC

Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024 for Total Mortgage Services, LLC (LEI 549300VJQJVZKJBDWS17).

Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Informational only, not mortgage advice for applicants at Total Mortgage Services, LLC.

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This Total Mortgage Services, LLC page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.