LEI 549300T5QSL6MC8M4D04 · AVON, CT

Norwich Commercial Group INC

Originated-loan volume lands in the upper fleet tercile (3,028 funded) among 4,673 reported applications in the 2024 HMDA Snapshot.

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Originated-volume tercile vs fleet

Norwich Commercial Group INC funded 3,028 mortgages, upper fleet tercile (above ~310 originations), ranking #304 of 4,908 by originated-loan volume but #494 of 1,076 lenders with 1,000+ applications on origination share (64.8%). Easy Street Capital LLC leads that origination-share board at 100.0% on 1,937 applications.

#494
Origination-share rank of 1,076
64.8%
Origination share
3,028
Originated
10.8%
Denial rate

According to the CFPB HMDA 2024 Snapshot. Origination share is originated divided by applications among reporters with 1,000+ applications. Denial share and origination share do not sum to 100% because HMDA also records withdrawals, incompletes, and purchased loans. See /methodology#corpus-placement. Informational reporting, not mortgage advice.

Where Norwich Commercial Group INC sits by reported originations

2024 CFPB HMDA reporting lenders, bucketed by originated-loan count

3,028 Top 6% higher than 94% of 4,908 reporting lenders

This lender 0 400,000 reporting lenders, grouped by originated loans

Each bar is a 50,000-originated loans band. The dashed line and filled bar mark this lender. Hover, tap, or focus a bar for its count and population share.

Source CFPB Home Mortgage Disclosure Act loan/application register · 2024 reporting year

Loan types by applications · Norwich Commercial Group INC

Application volume by HMDA loan type in this lender's 2024 book.

Loan mix
1. Conventional3K2. FHA9913. VA4024. USDA69
0%100%64.8%
Origination share · Norwich Commercial Group INC

Cited denial reasons · Norwich Commercial Group INC

Lender-reported HMDA denial-reason counts (top reasons shown).

Denial mix
1. Credit application incomp…3712. Debt-to-income ratio643. Collateral364. Other245. Credit history166. Unverifiable information167. Insufficient cash108. Employment history6

High-volume book. Norwich Commercial Group INC funded 3,028 mortgages, above the fleet upper tercile (~310 originations) - so absolute denial and purpose counts matter more here than at thin reporters. Most-cited denial codes: Credit application incomplete, Debt-to-income ratio, Collateral. Program weight concentrates in Conventional (3,211 applications).

How to read Norwich Commercial Group INC. These figures are aggregate HMDA disclosures for this lender's 2024 book, not any one file. Rates reflect applicant mix (credit, LTV, DTI, geography) as much as underwriting posture. Informational data reporting, not financial, legal, or mortgage advice. Source vintage: CFPB HMDA 2024 Snapshot.

Avg Interest Rate: 6.267% Avg Applicant Income: $40,000

Lending activity by loan program · Norwich Commercial Group INC

Norwich Commercial Group INC filed most under Conventional. Applications, originations and denials are separate outcomes of the same filing, so the columns do not sum.

Type Applications Originated Denied Avg Loan
Conventional 3,211 2,189 340 $394,390
FHA 991 574 136 $368,814
VA 402 222 24 $430,199
USDA 69 43 7 $215,290

Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for Norwich Commercial Group INC (LEI: 549300T5QSL6MC8M4D04) · 2024 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.

Why borrowers applied

Purchase, refinance and cash-out are reported as distinct purposes; average loan size usually separates them more sharply than volume does.

Purpose Applications Originated Avg Loan
Home Purchase 3,897 2,625 $379,519
Refinancing 776 403 $439,034

Reported outcomes by applicant race

CFPB derived race categories. HMDA carries no credit score, debt-to-income ratio or down payment, so a gap between these rows is an outcome difference and never, on its own, evidence of discrimination.

Race Applications Approval Rate Denial Rate
White 3,078 70.5% 8.8%
Black or African American 526 52.3% 16.5%
Asian 198 58.6% 14.7%
Joint 63 42.9% 19.1%
Native Hawaiian or Other Pacific Islander * 17 47.1% 11.8%
American Indian or Alaska Native * 14 35.7% 14.3%
2 or more minority races * 10 70.0% 10.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Reported outcomes by applicant ethnicity

Hispanic or Latino is an ethnicity, not a race, and is reported separately per U.S. Census Bureau standards. The same limitation applies: HMDA records the outcome, not the underwriting inputs behind it.

Ethnicity Applications Approval Rate Denial Rate
Not Hispanic or Latino 3,246 67.7% 10.3%
Hispanic or Latino 596 62.6% 10.9%
Joint 89 60.7% 4.5%

Nearby Lenders in CT

Other HMDA-reporting lenders in CT with similar activity. Compare any two side-by-side.

One of 61 other HMDA-reporting lenders in CT, 5 are shown here.

Nationwide lenders with similar profiles

Two HMDA peer sets for Norwich Commercial Group INC, both outside CT so the neighborhoods are not state containment (the Nearby list above stays in-state). Peers are drawn from lenders with ≥1,000 applications, the same floor used on approval and denial rankings.

Read with Norwich Commercial Group INC

Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024 for Norwich Commercial Group INC (LEI 549300T5QSL6MC8M4D04).

Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Informational only, not mortgage advice for applicants at Norwich Commercial Group INC.

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This Norwich Commercial Group INC page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.