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Insignia Capital Corp.

Beverly Hills, CA

Insignia Capital Corp. processed 102 mortgage applications in 2024 per HMDA data reported to the Consumer Financial Protection Bureau (CFPB), originating 87 loans with a 0.0% denial rate. Home Purchase was the primary loan purpose. Based in Beverly Hills, CA. The approval rate of 85.3% reflects originated loans as a share of all applications.

Why approval and denial rates diverge. Approval (origination) rate and denial rate do not sum to 100% - HMDA records several outcomes beyond approved-and-funded, including files that were approved but not accepted by the applicant, withdrawn, or closed for incompleteness. Insignia Capital Corp.'s 85.3% origination rate tells you how often an application turned into funded money; the 0.0% denial rate is a separate read on underwriting strictness. Most activity concentrated in Conventional loans (102 applications).

How to read this page. These figures are aggregate HMDA disclosures, they describe this lender's overall 2024 book, not your individual odds. Approval and denial rates are shaped by the applicant mix a lender actually receives: credit profile, loan-to-value, debt-to-income, property type, and geography. A lower denial rate at one lender versus another does not necessarily mean easier underwriting, it often reflects borrower self-selection and loan-product specialization. This page is informational data reporting, not financial, legal, or mortgage advice. Compare multiple lenders, read your Loan Estimate carefully, and consult a licensed mortgage professional before applying. Data reflects 2024 disclosures published by the CFPB in 2025.

102
Applications
87
Originated
0.0%
Denial Rate
$673,431
Avg Loan Amount
Avg Interest Rate: 10.939% Avg Applicant Income: $34,000

Lending Activity

Type Applications Originated Denied Avg Loan
Conventional 102 87 0 $673,431

Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for Insignia Capital Corp. (LEI: 254900W601P3EA8Y5794) · 2024 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.

Loan Purpose Breakdown

Purpose Applications Originated Avg Loan
Home Purchase 54 46 $813,889
Cash-out Refinancing 34 28 $567,353
Refinancing 11 10 $454,091
Home Improvement 3 3 $151,667

Geographic Coverage — Lending by Race

Derived race categories as reported under HMDA. Source: CFPB.

Race Applications Approval Rate Denial Rate
White * 27 85.2% 0.0%
Black or African American * 7 71.4% 0.0%
Asian * 4 100.0% 0.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Lending by Ethnicity

Hispanic/Latino is an ethnicity, not a race. Shown separately per U.S. Census Bureau standards.

Ethnicity Applications Approval Rate Denial Rate
Not Hispanic or Latino * 27 77.8% 0.0%
Hispanic or Latino * 11 100.0% 0.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Nearby Lenders in CA

Other HMDA-reporting lenders in CA with similar activity. Compare any two side-by-side.

Pennymac Loan Services LLC

WESTLAKE VILLAGE, CA

384,816 apps 67,294 originated 4.7% denied

Bank of America NA

Westlake Village, CA

233,637 apps 83,165 originated 34.6% denied

AmeriHome Mortgage Company, LLC

Thousand Oaks, CA

149,937 apps 6,250 originated 0.8% denied

Loandepot.Com, LLC

IRVINE, CA

142,924 apps 79,418 originated 23.3% denied

New American Funding, LLC.

TUSTIN, CA

118,479 apps 48,639 originated 11.1% denied
Compare Insignia Capital Corp. vs Pennymac Loan Services LLC →

Mortgage Lending Guides

Frequently Asked Questions

How many mortgage applications did Insignia Capital Corp. process?
Insignia Capital Corp. processed 102 mortgage applications in the 2024 HMDA reporting year. Of these, 87 were originated (approved and funded), 9 were withdrawn by the applicant, and 0 were denied.
What is Insignia Capital Corp.'s mortgage approval rate?
Insignia Capital Corp. has an approval (origination) rate of 85.3%, meaning 85.3% of all applications resulted in a funded mortgage. The denial rate is 0.0%.
What is the average loan amount at Insignia Capital Corp.?
The average mortgage loan amount at Insignia Capital Corp. is $673,431. The average interest rate is 10.939%. The average applicant income is $34,000.
What types of mortgage loans does Insignia Capital Corp. offer?
Insignia Capital Corp. processes Conventional loans. The most common type is Conventional with 102 applications and an average loan amount of $673,431.
What loan purposes does Insignia Capital Corp. serve?
Insignia Capital Corp. serves the following loan purposes: Home Purchase (54 applications), Cash-out Refinancing (34 applications), Refinancing (11 applications), Home Improvement (3 applications). Home Purchase is the most common purpose.
Where is Insignia Capital Corp. located?
Insignia Capital Corp. is headquartered in Beverly Hills, CA. The lender is identified by LEI 254900W601P3EA8Y5794 in HMDA data.
How does Insignia Capital Corp. compare in lending across racial demographics?
Insignia Capital Corp. reports demographic lending data under HMDA requirements. White applicants have an approval rate of 85.2% and denial rate of 0.0%; Black or African American applicants have an approval rate of 71.4% and denial rate of 0.0%; Asian applicants have an approval rate of 100.0% and denial rate of 0.0%. This data reflects derived race categories as reported by applicants.

Data Sources

Data as of 2024. Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024 Snapshot.

Data from FFIEC / CFPB HMDA 2024 Snapshot National Loan-Level Dataset. Demographic data reflects derived categories as reported by applicants. Denial rates include all application outcomes. This data is provided for informational purposes only.

Read our methodology - how this data is sourced, computed, and verified.

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.