LEI 549300T2PYPUFN0IWJ63 · OKLAHOMA CITY, OK

INTERBANK

Originated-volume rank #1,736 of 4,908 in the CFPB HMDA 2024 Snapshot, with loan mix, denial reasons, and demographic patterns.

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Originated-volume tercile vs fleet

According to the CFPB HMDA 2024 Snapshot, INTERBANK ranks #1,736 of 4,908 by originated-loan volume and sits below the 1,000-application origination-share board (404 applications). Volume rank is not origination-share rank.

n/a
Below 1,000-app share board
68.1%
Origination share
275
Originated
13.4%
Denial rate

According to the CFPB HMDA 2024 Snapshot. Origination share is originated divided by applications among reporters with 1,000+ applications. Denial share and origination share do not sum to 100% because HMDA also records withdrawals, incompletes, and purchased loans. See /methodology#corpus-placement. Informational reporting, not mortgage advice.

Where INTERBANK sits by reported originations

2024 CFPB HMDA reporting lenders, bucketed by originated-loan count

275 Top 35% higher than 65% of 4,908 reporting lenders

This lender 0 400,000 reporting lenders, grouped by originated loans

Each bar is a 50,000-originated loans band. The dashed line and filled bar mark this lender. Hover, tap, or focus a bar for its count and population share.

Source CFPB Home Mortgage Disclosure Act loan/application register · 2024 reporting year

Loan types by applications · INTERBANK

Application volume by HMDA loan type in this lender's 2024 book.

Loan mix
1. Conventional3842. FHA103. USDA94. VA1
0%100%68.1%
Origination share · INTERBANK

Cited denial reasons · INTERBANK

Lender-reported HMDA denial-reason counts (top reasons shown).

Denial mix
1. Debt-to-income ratio262. Credit history263. Other34. Unverifiable information35. Insufficient cash26. Collateral17. Employment history1

Mid-volume reporter. INTERBANK's 68.1% origination rate and 13.4% denial rate sit on a mid-tercile originated book (275 funded; fleet band ~78-310). Approval and denial do not sum to 100% - HMDA also records withdrawals, incompletes, and purchased loans. Most-cited denial codes: Debt-to-income ratio, Credit history, Other. Program weight concentrates in Conventional (384 applications).

How to read INTERBANK. These figures are aggregate HMDA disclosures for this lender's 2024 book, not any one file. Rates reflect applicant mix (credit, LTV, DTI, geography) as much as underwriting posture. Informational data reporting, not financial, legal, or mortgage advice. Source vintage: CFPB HMDA 2024 Snapshot.

Avg Interest Rate: 8.429% Avg Applicant Income: $34,000

Lending activity by loan program · INTERBANK

INTERBANK filed most under Conventional. Applications, originations and denials are separate outcomes of the same filing, so the columns do not sum.

Type Applications Originated Denied Avg Loan
Conventional 384 275 45 $701,432
FHA 10 0 5 $185,000
USDA 9 0 3 $160,556
VA 1 0 1 $65,000

Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for INTERBANK (LEI: 549300T2PYPUFN0IWJ63) · 2024 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.

Why borrowers applied

Purchase, refinance and cash-out are reported as distinct purposes; average loan size usually separates them more sharply than volume does.

Purpose Applications Originated Avg Loan
Home Purchase 269 183 $938,011
Home Improvement 43 28 $144,302
Cash-out Refinancing 39 22 $157,821
Refinancing 27 27 $207,593
Other 26 15 $93,077

Reported outcomes by applicant race

CFPB derived race categories. HMDA carries no credit score, debt-to-income ratio or down payment, so a gap between these rows is an outcome difference and never, on its own, evidence of discrimination.

Race Applications Approval Rate Denial Rate
White 272 62.5% 14.0%
Joint * 11 45.5% 27.3%
American Indian or Alaska Native * 8 12.5% 50.0%
Black or African American * 5 20.0% 80.0%
Asian * 3 66.7% 33.3%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Reported outcomes by applicant ethnicity

Hispanic or Latino is an ethnicity, not a race, and is reported separately per U.S. Census Bureau standards. The same limitation applies: HMDA records the outcome, not the underwriting inputs behind it.

Ethnicity Applications Approval Rate Denial Rate
Not Hispanic or Latino 233 60.1% 15.9%
Hispanic or Latino * 40 60.0% 20.0%
Joint * 15 60.0% 13.3%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Nearby Lenders in OK

Other HMDA-reporting lenders in OK with similar activity. Compare any two side-by-side.

One of 99 other HMDA-reporting lenders in OK, 5 are shown here.

Read with INTERBANK

Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024 for INTERBANK (LEI 549300T2PYPUFN0IWJ63).

Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Informational only, not mortgage advice for applicants at INTERBANK.

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This INTERBANK page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.