LEI 549300JLXD89NGKXMS84 · SAN RAMON, CA

Nextmortgage, LLC

Originated-loan volume lands in the upper fleet tercile (531 funded) among 900 reported applications in the 2024 HMDA Snapshot.

Kept in this browser so you can pick the comparison back up later. View shortlist

Originated-volume tercile vs fleet

Nextmortgage, LLC funded 531 mortgages, upper fleet tercile (above ~310 originations), ranking #1,191 of 4,908 by originated-loan volume and sits below the 1,000-application origination-share board (900 applications).

n/a
Below 1,000-app share board
59.0%
Origination share
531
Originated
4.1%
Denial rate

According to the CFPB HMDA 2024 Snapshot. Origination share is originated divided by applications among reporters with 1,000+ applications. Denial share and origination share do not sum to 100% because HMDA also records withdrawals, incompletes, and purchased loans. See /methodology#corpus-placement. Informational reporting, not mortgage advice.

Where Nextmortgage, LLC sits by reported originations

2024 CFPB HMDA reporting lenders, bucketed by originated-loan count

531 Top 24% higher than 76% of 4,908 reporting lenders

This lender 0 400,000 reporting lenders, grouped by originated loans

Each bar is a 50,000-originated loans band. The dashed line and filled bar mark this lender. Hover, tap, or focus a bar for its count and population share.

Source CFPB Home Mortgage Disclosure Act loan/application register · 2024 reporting year

Loan types by applications · Nextmortgage, LLC

Application volume by HMDA loan type in this lender's 2024 book.

Loan mix
1. Conventional5462. FHA2203. USDA684. VA66
0%100%59%
Origination share · Nextmortgage, LLC

Cited denial reasons · Nextmortgage, LLC

Lender-reported HMDA denial-reason counts (top reasons shown).

Denial mix
1. Debt-to-income ratio162. Other103. Credit history104. Unverifiable information75. Credit application incomp…66. Insufficient cash27. Collateral28. Employment history1

High-volume book. Nextmortgage, LLC funded 531 mortgages, above the fleet upper tercile (~310 originations) - so absolute denial and purpose counts matter more here than at thin reporters. Most-cited denial codes: Debt-to-income ratio, Other, Credit history. Program weight concentrates in Conventional (546 applications).

How to read Nextmortgage, LLC. These figures are aggregate HMDA disclosures for this lender's 2024 book, not any one file. Rates reflect applicant mix (credit, LTV, DTI, geography) as much as underwriting posture. Informational data reporting, not financial, legal, or mortgage advice. Source vintage: CFPB HMDA 2024 Snapshot.

Avg Interest Rate: 7.000% Avg Applicant Income: $41,000

Lending activity by loan program · Nextmortgage, LLC

Nextmortgage, LLC filed most under Conventional. Applications, originations and denials are separate outcomes of the same filing, so the columns do not sum.

Type Applications Originated Denied Avg Loan
Conventional 546 325 16 $326,429
FHA 220 127 12 $273,091
USDA 68 38 7 $17,500
VA 66 41 2 $340,606

Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for Nextmortgage, LLC (LEI: 549300JLXD89NGKXMS84) · 2024 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.

Why borrowers applied

Purchase, refinance and cash-out are reported as distinct purposes; average loan size usually separates them more sharply than volume does.

Purpose Applications Originated Avg Loan
Home Purchase 765 483 $288,359
Cash-out Refinancing 86 29 $308,488
Refinancing 49 19 $303,163

Reported outcomes by applicant race

CFPB derived race categories. HMDA carries no credit score, debt-to-income ratio or down payment, so a gap between these rows is an outcome difference and never, on its own, evidence of discrimination.

Race Applications Approval Rate Denial Rate
White 662 60.6% 3.8%
Black or African American 79 55.7% 5.1%
Asian * 25 56.0% 0.0%
Joint * 25 44.0% 8.0%
American Indian or Alaska Native * 7 71.4% 28.6%
2 or more minority races * 1 100.0% 0.0%
Native Hawaiian or Other Pacific Islander * 1 100.0% 0.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Reported outcomes by applicant ethnicity

Hispanic or Latino is an ethnicity, not a race, and is reported separately per U.S. Census Bureau standards. The same limitation applies: HMDA records the outcome, not the underwriting inputs behind it.

Ethnicity Applications Approval Rate Denial Rate
Not Hispanic or Latino 630 59.8% 3.8%
Hispanic or Latino 160 56.3% 5.6%
Joint * 32 59.4% 3.1%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Nearby Lenders in CA

Other HMDA-reporting lenders in CA with similar activity. Compare any two side-by-side.

One of 316 other HMDA-reporting lenders in CA, 5 are shown here.

Read with Nextmortgage, LLC

Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024 for Nextmortgage, LLC (LEI 549300JLXD89NGKXMS84).

Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Informational only, not mortgage advice for applicants at Nextmortgage, LLC.

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This Nextmortgage, LLC page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.