LEI 549300QD5CQZ9PPP5B09 · ORLANDO, FL

Partners Federal Credit Union

Originated-loan volume lands in the upper fleet tercile (931 funded) among 1,785 reported applications in the 2024 HMDA Snapshot.

Kept in this browser so you can pick the comparison back up later. View shortlist

Originated-volume tercile vs fleet

Partners Federal Credit Union funded 931 mortgages, upper fleet tercile (above ~310 originations), ranking #826 of 4,908 by originated-loan volume but #811 of 1,076 lenders with 1,000+ applications on origination share (52.2%). Easy Street Capital LLC leads that origination-share board at 100.0% on 1,937 applications.

#811
Origination-share rank of 1,076
52.2%
Origination share
931
Originated
31.8%
Denial rate

According to the CFPB HMDA 2024 Snapshot. Origination share is originated divided by applications among reporters with 1,000+ applications. Denial share and origination share do not sum to 100% because HMDA also records withdrawals, incompletes, and purchased loans. See /methodology#corpus-placement. Informational reporting, not mortgage advice.

Where Partners Federal Credit Union sits by reported originations

2024 CFPB HMDA reporting lenders, bucketed by originated-loan count

931 Top 17% higher than 83% of 4,908 reporting lenders

This lender 0 400,000 reporting lenders, grouped by originated loans

Each bar is a 50,000-originated loans band. The dashed line and filled bar mark this lender. Hover, tap, or focus a bar for its count and population share.

Source CFPB Home Mortgage Disclosure Act loan/application register · 2024 reporting year

Loan types by applications · Partners Federal Credit Uni…

Application volume by HMDA loan type in this lender's 2024 book.

Loan mix
1. Conventional2K
0%100%52.2%
Origination share · Partners Federal Credit Uni…

Cited denial reasons · Partners Federal Credit Uni…

Lender-reported HMDA denial-reason counts (top reasons shown).

Denial mix
1. Debt-to-income ratio4412. Credit history2033. Collateral814. Other255. Employment history96. Unverifiable information67. Insufficient cash2

High-volume book. Partners Federal Credit Union funded 931 mortgages, above the fleet upper tercile (~310 originations) - so absolute denial and purpose counts matter more here than at thin reporters. Most-cited denial codes: Debt-to-income ratio, Credit history, Collateral. Program weight concentrates in Conventional (1,785 applications).

How to read Partners Federal Credit Union. These figures are aggregate HMDA disclosures for this lender's 2024 book, not any one file. Rates reflect applicant mix (credit, LTV, DTI, geography) as much as underwriting posture. Informational data reporting, not financial, legal, or mortgage advice. Source vintage: CFPB HMDA 2024 Snapshot.

Avg Interest Rate: 7.805% Avg Applicant Income: $40,000

Lending activity by loan program · Partners Federal Credit Uni…

Partners Federal Credit Union filed most under Conventional. Applications, originations and denials are separate outcomes of the same filing, so the columns do not sum.

Type Applications Originated Denied Avg Loan
Conventional 1,785 931 567 $209,280

Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for Partners Federal Credit Union (LEI: 549300QD5CQZ9PPP5B09) · 2024 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.

Why borrowers applied

Purchase, refinance and cash-out are reported as distinct purposes; average loan size usually separates them more sharply than volume does.

Purpose Applications Originated Avg Loan
Other 920 458 $123,576
Home Improvement 474 228 $126,435
Home Purchase 291 195 $549,261
Cash-out Refinancing 78 38 $402,051
Refinancing 22 12 $397,727

Reported outcomes by applicant race

CFPB derived race categories. HMDA carries no credit score, debt-to-income ratio or down payment, so a gap between these rows is an outcome difference and never, on its own, evidence of discrimination.

Race Applications Approval Rate Denial Rate
White 1,156 54.5% 30.4%
Asian 111 53.1% 25.2%
Black or African American 107 37.4% 45.8%
Joint 71 60.6% 22.5%
Native Hawaiian or Other Pacific Islander * 16 18.8% 68.8%
American Indian or Alaska Native * 15 20.0% 66.7%
2 or more minority races * 6 16.7% 83.3%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Reported outcomes by applicant ethnicity

Hispanic or Latino is an ethnicity, not a race, and is reported separately per U.S. Census Bureau standards. The same limitation applies: HMDA records the outcome, not the underwriting inputs behind it.

Ethnicity Applications Approval Rate Denial Rate
Not Hispanic or Latino 951 58.1% 26.4%
Hispanic or Latino 479 35.7% 48.0%
Joint 131 63.4% 21.4%

Nearby Lenders in FL

Other HMDA-reporting lenders in FL with similar activity. Compare any two side-by-side.

One of 151 other HMDA-reporting lenders in FL, 5 are shown here.

Nationwide lenders with similar profiles

Two HMDA peer sets for Partners Federal Credit Union, both outside FL so the neighborhoods are not state containment (the Nearby list above stays in-state). Peers are drawn from lenders with ≥1,000 applications, the same floor used on approval and denial rankings.

Read with Partners Federal Credit Union

Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024 for Partners Federal Credit Union (LEI 549300QD5CQZ9PPP5B09).

Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Informational only, not mortgage advice for applicants at Partners Federal Credit Union.

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This Partners Federal Credit Union page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.